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A payment a day............
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Morning all
Thanks to having the stinking coldI have been up since half five. Less than ideal as I am working 9am until 7.30pm tonight!
I wrapped loads of my Christmas presents last night, and now only have a couple of people left to buy for - none of which should take me long. My parents are coming down for a visit this weekend and my mum always likes to go to the shops, so I will tag along with her!
The parental visit will be good in a couple of other ways too:- It will encourage me to clean the house!!
- My mum always brings me "care packages" and has done since I first moved here are a student, 10 years ago! I will therefore be fully stocked for biscuits, coffee and washing powder for a few months. Yay!
- I'm getting a laptop!!!!!! Mum bought a new one (Totally unnecessary, but they have the spare cash to do such things) and has adapted her old one to increase the memory and be wireless-enabled so I'm getting me a new laptop!! T'other half is at college and I feel guilty about using the computer all the time, so I will have more time for MSE, Ebay and comping.
- Once my mother has decimated the shops of Edinburgh (And my long-suffering dad has wandered round in the freezing cold carrying her bags) we're off up home together for a few days. I won't have the canteen temptation at work and will be miles away from any shops, so I'm hoping for a couple of NSDs
I have paid £3 to Barclaycard this morning, which means I have paid of over £30 since I joined this thread less than a week ago. I would never have thought that I could do this, and I would like to thank you all for being so flipping motivational!
Have a lovely Thursday all (It's Friday tomorrow, woo!)0 -
£10 to credit card for me today!!November NSD's - 70
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_party_ Morning all!
very happy today as the Egg card is under £300!
I know I keep going on but if I hadn't found PAD back in August this would never have happened. Still desperate to clear this by xmas. Paid £9.04 yoday.
Keep warm and have a lovely Thursday!
Jo x0 -
Morning everyone.
£8.00 to Tesco cc
No snow here today. Keep warm all.Pad, started 28.11.08 running total £3674.91:T
Sealed pot challenge member 346:T0 -
good morning! No snow here - am gutted as i was hoping me and little one could have a day off to play in the snow :snow_laug
Miinime - bad luck with the promotion, i hope you're feeling better today
Jo - Well done with battering that Egg balance
..and unlike Terri i do not have a photographic memoryso hugs to all the poorly people :grouphug: and hello to everyone else :hello:
Anyway, payments:
£2.15 to Next
£2.00 to B'clay OD
£2.00 to evil loan
£2.50 to Vanquis
45p to savings! (rounded it up!)One step at a time0 -
Morning all
I feel like crying. After all my recent hard work I was unfortunately in an car accident last night - and unfortunately the other woman was claiming her light was green (which I don't think is true) so whatever happens, my insurance is going to be affected. Car maybe a write off - its an old car. So at the moment I may need to fork out for repairs if its fixable or a new car if its not. I have been working so hard at getting my debts down. It is all so rubbish. Really want to cry. I suppose on the bright side my insurance is due in a couple of weeks and I was only looking at renewals before I went out...good job I hadn't renewed, and was on my way to get petrol - so crashed on an empty tank!!Debt busting 2022 Total £15842.68 £0 (100% paid since 1/1/22)- DFD: September 1st 2023[/b]
Savings diary: https://forums.moneysavingexpert.com/discussion/6472040/time-to-build-my-future#latest
0 - DFD: September 1st 2023[/b]
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Morning all
I feel like crying. After all my recent hard work I was unfortunately in an car accident last night - and unfortunately the other woman was claiming her light was green (which I don't think is true) so whatever happens, my insurance is going to be affected. Car maybe a write off - its an old car. So at the moment I may need to fork out for repairs if its fixable or a new car if its not. I have been working so hard at getting my debts down. It is all so rubbish. Really want to cry. I suppose on the bright side my insurance is due in a couple of weeks and I was only looking at renewals before I went out...good job I hadn't renewed, and was on my way to get petrol - so crashed on an empty tank!!
I don't have a lot of helpful advice I'm afraid, so have a0 -
Morning all
I feel like crying. After all my recent hard work I was unfortunately in an car accident last night - and unfortunately the other woman was claiming her light was green (which I don't think is true) so whatever happens, my insurance is going to be affected. Car maybe a write off - its an old car. So at the moment I may need to fork out for repairs if its fixable or a new car if its not. I have been working so hard at getting my debts down. It is all so rubbish. Really want to cry. I suppose on the bright side my insurance is due in a couple of weeks and I was only looking at renewals before I went out...good job I hadn't renewed, and was on my way to get petrol - so crashed on an empty tank!!
Oh dear, im sorry. I dont really know what else to say, but sending you lots of hugs. xxxxMoving on upSPC #382 ~ £40 banked
12k in 2016 #15. £541.91/£30000 -
£5 to Next this morning. Will be sending some to Capital One once I work out how much I can pay.
Payday Tomorrow! Yay!Moving on upSPC #382 ~ £40 banked
12k in 2016 #15. £541.91/£30000 -
Going to pay £5 to Freemans after I paid my min payment as well last nigh - getting some BNPL added on this month so I want to batter this down!!!NSD November 1/20 :money:
Crap 1, Simple Be, Next, VANQUIS, TESCO, VERY, EMPIRE, ADDITIONS, HALIFAX C/C, HALIFAX LOAN, STUDENT LOAN
Make £10 a day in November £34.57/£450 :eek:0
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