A payment a day............

Greenbynature

mummy2mygirls wrote: »

can i just ask a quick q? do you include your minamum mthly payments on your pad??

just wondered??
x

Hi mummy2mygirls
I think some people do but I don't I just add all extra payments I make.
HTH

Tinka21

I haven't paid anything for a few days so have paid £32 towards the Egg CC today. Although they have added interest now and it took me over my limit again so have charged me another £16 on top of £31 interest!! Im hoping this month i can get out of this vicious circle!

ElizabethJH

Hey just a quick log on today...

Paid £3 to Barclaycard (whoops by accident online haha!)
and £10 to Abbey/MBNA... upped the amount as I won't be making payments abroad... decided too dodgy to use my online banking on random computers!!

Will be back soon though and guess I'll have a lot to catch up on!! Real busy today so no time to even read what people have been up too - hope you've all been having a lot of fun though!! xxxx

ElizabethJH

Tinka21 wrote: »

I haven't paid anything for a few days so have paid £32 towards the Egg CC today. Although they have added interest now and it took me over my limit again so have charged me another £16 on top of £31 interest!! Im hoping this month i can get out of this vicious circle!

Can they charge you if it's the interest that takes it over the balance?? I know with my banks and cards I've had it refunded if that was the reason it was over!!?

laurenjs88

Sorry to hear about your accident Bigbeff!! Was it a busy junction like in the town? possibility of CCTV camara's around?

I paid the Princely sum of £1.00 into my ISA today as i was on a nice rounded up number, no odd pennies floating about!

mummy2mygirls

ElizabethJH wrote: »

Can they charge you if it's the interest that takes it over the balance?? I know with my banks and cards I've had it refunded if that was the reason it was over!!?

ive also had a refund when charged (bank overdraft) for going over due to interest (was only about 7p interest and they wanted to charge me £25!!!)

bigbeff

Thanks for the words of support guys. I am feeling a bit better about things, though it still sucks. Purpleposting I just hope you are not right!! It all just really sucks, makes life difficult because I will now have to train or bus to work as I work in next town up. Rubbish!! Anyhow, don't think I will be able to make payment a day, roll on 19th when I go on my expensive holiday (that I'm now going to struggle to afford!!)

frasersmum123

ElizabethJH wrote: »

Can they charge you if it's the interest that takes it over the balance?? I know with my banks and cards I've had it refunded if that was the reason it was over!!?

Capital One do!:rolleyes:

Greenbynature

frasersmum123 wrote: »

Capital One do!:rolleyes:

Do they??? I'm with them and in the past their interest charges have put me over my limit and they've charged me for going over it!!:mad: Do you just ring up and ask them to refund them?

Hopeful1

gilly1964 wrote: »

Hi Everyone

I have been really busty the last few days with work, work and work, plus dance lessons, works do and Christmas shopping, so have not been able to post.

Oh Gilly, i'm so jealous. I wish work and shopping made me really busty...:rotfl: