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A payment a day............

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Comments

  • Found an extra 50p in my washing machine - must belong to DH but Finders Keepers! so have put that in my change pot.
    Moving on up :o SPC #382 ~ £40 banked
    12k in 2016 #15. £541.91/£3000
  • laura2481
    laura2481 Posts: 4,305 Forumite
    1,000 Posts Combo Breaker
    £1 today! :)
  • gtx
    gtx Posts: 305 Forumite
    afternoon everyone :D

    Can I just ask too, I have an RBS loan and I would quite like to make payments to that too, I have a sort code and account number for this, how will they be about me making extra payments :confused: will it muck up my monthly payments :confused:

    thanks
    if your loan is 'fixed' then you won't be able to make additional payments - it breaks the credit agreement and they'd be able to ask for full settlement - check your terms and conditions

    DFW#1062 :idea: LBM Aug 08 - :eek: DFD JUN '22
  • gtx
    gtx Posts: 305 Forumite
    Hopeful1 wrote: »
    I think there may be trouble ahead as Barclays have not accpeted my online payment from Natwest either :eek: Think i'll have to visit branch. I really don't need anymore hassle at the moment. Me and Barclays have not been friends since last year and it doesn't look like we'll be reconciling anytime soon ;)

    Sent £2.44 to Egg loan instead to round it down.

    Don't hate me - i work for barclays:o .

    They've got a brand, spanking, all singing, all dancing loan system that has totally mucked up most systems internally for a couple of days now - loan account numbers are being changed their sort codes all start with 23 now and i think the account number is completely different not sure though - everyone is getting letters with their new details so they can change payment details if necessary - this is probably what has caused your problems

    DFW#1062 :idea: LBM Aug 08 - :eek: DFD JUN '22
  • gtx wrote: »
    if your loan is 'fixed' then you won't be able to make additional payments - it breaks the credit agreement and they'd be able to ask for full settlement - check your terms and conditions

    thanks for the info :) i will have a look at the documents, thanks again :)
    Little Miss Sparkles :A

    Team Reem - August '11 :cool:
  • ZoeGirl_3
    ZoeGirl_3 Posts: 383 Forumite
    Hey all, in my forth week of this :)

    Paid in $1 today, makes total $33.70

    Was thinking next year I could have a savings account just for a payment a day and put it towards xmas. Would add up over the year...and would be more exciting anyway...
    "Use it up, wear it out, make it do or do without!!"
    Nov NSD: ?/30 Nov Make 10 Day ?/300
    Get Rid Of Debt: ?/2000 !! :mad:
  • jo41
    jo41 Posts: 1,172 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Morning all,
    just paid £5.15 to Egg.
    Have a good day! x
  • gtx
    gtx Posts: 305 Forumite
    thanks for the info :) i will have a look at the documents, thanks again :)

    what you could do, if you're not allowed to make overpayments, is open up a separate savings account and put your loan overpayments in there and once the 2 accounts are the same amount do a full settlement. hth

    £1 to hsbc.

    see you tomorrow x

    DFW#1062 :idea: LBM Aug 08 - :eek: DFD JUN '22
  • Hopeful1
    Hopeful1 Posts: 2,076 Forumite
    gtx wrote: »
    Don't hate me - i work for barclays:o .

    They've got a brand, spanking, all singing, all dancing loan system that has totally mucked up most systems internally for a couple of days now - loan account numbers are being changed their sort codes all start with 23 now and i think the account number is completely different not sure though - everyone is getting letters with their new details so they can change payment details if necessary - this is probably what has caused your problems

    Hi gtx - i don't hate you!

    Thank you for that info, i hope that that is the case. I think i need to start tackling this anyway. They've not been in touch since May, which is very wierd for any bank, especially them given all the time they used to spend harrassing me til i changed my number!

    £10 to gas bill £20 left. Received the threatening letter yest, but will pay rest when hubby pays me tomorrow. Has anyone ever reclaimed charges from British Gas and the like?

    Have put my evil loan payment in savings - £1.50 and paid £5 to cap 1.

    Phew! That's it for now :p
    One step at a time ;)
  • Lelc
    Lelc Posts: 558 Forumite
    Rounded down my account again so £7.78 to ISA.

    Well done everyone and have a good day.
    Proud To Be Dealing With My Debts - DFW Nerd 323
    Debt free date - January 2012
    Mortgage free date - November 2013
    Cross stitch cafe challenge member no 16
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