Oh, !!!!!! Please help!

DaisyFlower

mumoftwins wrote: »

Does anyone know if this is true please?

Thanks in advance,

MOT

You get "home responsibilities" (cant remember the exact name) but it isnt full NI contributions that you need to claim most benefits.

mumoftwins

Thanks Daisy.

I wonder then does anyone know what the difference between this 'home responsibilities' and normal NI contributions is please?

ALIBOBSY

ok difference between home responsibilities and ni conts.
NI conts can be paid through work ie PAYE or S.E. or you can pay them as voluntary payments. These are weekly amounts and count towards different benefits.

Home responsibilities is not an NI cont, every FULL tax year you get childben or carers allowance you get a year of HRP this reduces the number of years ni conts you need to get a full pension. I.E for 9 yrs HRP 10 yrs ni out of 39 would become 10 out of 30 giving the pensioner a bigger % of a full rate pension.

However the rules have changed (I think from April this year, but can check if anyone wants to know) now HRP will actually cover you as though you paid a weekly contribution for the period of care rather than full yrs. Plus the number of yrs for a full pension are going down to 30. However most people will find their age for retirement has also gone up. E.G I am 36 and can't retire till age 67 now.

ali x

ALIBOBSY

BTW If hubby gave you a lump sum it would not normally be classed as income, it would be classed as a capital payment which is taking into account in the same way as savings. Or at least would have been when I used to work at the DWP.
ali x

mumoftwins

ALIBOBSY wrote: »

BTW If hubby gave you a lump sum it would not normally be classed as income, it would be classed as a capital payment which is taking into account in the same way as savings. Or at least would have been when I used to work at the DWP.
ali x

Thanks for that Ali, not sure how to approach him for lump sum payment because I know he won't offer it - any suggestions here please?

AnnesWitterings

Hi Mot

Hire me!!!!!

Im thinking of starting up a knock the ex`s block off company....you could be my first customer...he would have to comunicate then even if only to say Ow!!!! Ouch...:rotfl: :rotfl: :rotfl: a 10p contribution to new block knocker offer would be appreciated.


And yes Im a naffed off claimant of IS/IB Housing Benefit C/Tax Benefit and other help schemes that I dont fit the criteria for ....oh the joys of sick leave>>>>>>>departs muttering and wittering to bed lol night all:rolleyes: :rolleyes: :rolleyes: :rolleyes: :rolleyes: :rolleyes: :rolleyes: :rolleyes: Lump sum payment mmmm lump on head...

Merlot

MOT,

I have just found this thread, and just wanted to offer you a hug, you have been through the mill in the past year and now this, I do hope your ex is accomodating after his payout.

Just a thought MOT, about employment, would you consider taking a job at a local school perhaps, maybe a midday assistant (dinner lady they used to be called), take a look on your local councils website and find job vacancies. (I did just that a few weeks ago, and got myself a wee dinner lady job at the local school starting in September, every little helps as they say and to be quite honest with you the pay is good, almost £7.00 per hour, it may not be the type of work you are used too, but you will find it easier to get a job once you are in a job, IYSWIM, and that's one of the reasons I applied and accepted. It can be quite useful to be CRB checked (the council pay for this if you have applied to work for them and it involves children) and then you can help out at the local school if and when needed.

Thinking of you,

Merlot.x.

mumoftwins

Hi Anne,

Your post made me laugh :rotfl: Count me in as member no2 after you!!

Merlot,

Thanks for wise advice again! Good to hear from you :A . How many hours a week do you do as a Midday Assistant? And do you know if they have them at Senior schools too please?

Meeting ex husband tomorrow to buy twins new school uniforms, so no doubt he will think that that is his donation from his payout!

It does make me cross though - his payout is more than some people earn in a year! And the CSA don't take it account (as they didn't his big bonuses) leaving me to have to apply for Income Support when he has more than enough to live and pay maintenance for at least another 12 months :mad: .

This bloody country :mad: :mad:

mumoftwins

Well, have spoken to ex today who has told me that he will stop paying maintenance at the end of October. A friend then told me how much IS is each week and I worked it out that with full HB I will be £216 short each month!
So, I have got to find work that brings in at least what the maintenance was bringing in.

Have been searching NHS website for jobs and a friend who works for NHS is going to speak to her HR dept and also keep her eye on the weekly listings that come through.

When I come back from holiday I will register with some agencies for temporary work and specify that I would like NHS posts if possible that way I will 'get my foot in the door'. The reason I would like NHS is because they are quite flexible about school hours and if I did bank work for them I could say term time only, also their hourly rate is better than education I believe. They also have a final salary pension which, if I can get something permanent eventually, will stand me in better stead for my retirement years!

Merlot

Evening MOT,

It is the local secondary school I have the job, and its for 1 1/2 a day, £10.50 per day, so approx £210.00 per month.

I am sorry to read that it appears to have got worse today with your Ex.

Please take time to read your local councils website and look up any job vacancies in your area, you have come such a long way in the past few months and this is another hurdle you could do without, but we are here to help, just shout and I'll come running, anything I can do for you, you just let me know.

Wishing you a peaceful nights sleep.

Merlot.x.