On A Low Income But Im Not Entitled To Any Benefits

lauren_1

Maybe you just need to learn how to budget.

LadyMorticia

summerboo21 wrote: »

i asked my mum about my bills as she has the same sort of house as me and she struggles and she earns more than me. my bills are a little more expensive than hers

But what sort of bills are we talking? I know there there will be essential ones but maybe there might be some that aren't essential to everyday living? You need to draw up a list of your monthly income and the money you have going out and see how you can cut the cost of things.

xx

LadyMorticia

lauren_1 wrote: »

Nice pic of wednesday there lady morticia.

Finally! Someone knows who he is!

Scarlett.1974

Whether you agree or not, £15k a year is not a bad wage for a young single person with no dependants. There are people on the DFW board supporting their families on that sort of money so I guess that's why your post has been met with the answers you've received. Not that anyone's been rude or abusive in any way. You've asked "am I entitled to any help?"....... the short answer is "no you are not". You have 3 choices as far as I can see:

1. Get a lodger / housemate to help pay the bills.
2. Move somewhere smaller & cheaper.
3. Get yourself over to the Debt Free Wanabee board for advice on living within your means.

lauren_1

Not many do...

PasturesNew

£15k is not a low income.
There is no benefit to be had.

Bills are expensive when you live alone, on £15k I'd not expect to have any friends or any social life. In fact, as I've lived on that and less for the last 5-6 years, I don't have any of that so I know what I'm talking about.

I'd expect to have no hobbies, no holidays. You have a dog, which will make things tighter than not having a dog.

You have some options:
- keep looking for somewhere cheaper to move to. It's not just rent, but if you got somewhere that was council tax band A you'd save a bit; heating a smaller place is cheaper too; insurance is cheaper.
- write down everything you spend and see if you can cut back in small ways on everything and it adds up
- you could get a 3rd job. When I was your age I worked full-time in an office, had an evening telesales job Mon-Thu and at weekends I worked the till on a garage forecourt. All 20 years before minimum wage, so reward to effort was lower back then!

So, you're not on a low wage, you're not entitled to any working tax credit or help with council tax or rent.

Kazzajr

Op is your rent £115 pw or the LHA £115, I find it hard to believe that the amount of LHA for a single person under 25 in your area is £115 pw?

My LHA for an adult over 25 and one child is £105 pw.

JimmyTheWig

summerboo21 wrote: »

BUT I HAVE ON THE BENEFIT CHECKER AND THAT SAYS IM ENTILTLED, THIS IS WHAT I DONT GET I FILLED OUT THE FORM SENT IT OFF AND IT CAME BACK SAYING SORRY BUT NO?

Why don't you contact them and ask them why the answer is no?

dmg24

Kazzajr wrote: »

Op is your rent £115 pw or the LHA £115, I find it hard to believe that the amount of LHA for a single person under 25 in your area is £115 pw?

My LHA for an adult over 25 and one child is £105 pw.

I've asked the question twice, maybe third time lucky?

AFAIK the LHA for parts of Kensington is around £115, so I would be surprised if parts of the Midlands are the same.

JimmyTheWig

Also, would your inability to live with someone be classed as a disability?

Someone earlier said that all you would be entitled to claim for is rent of a room in a shared house. But if your disability means that's not an option, maybe you would be able to claim for the rent of a studio apartment?