New home, New Debts, New Diary/Budget

Spendless

Hi penny - just stumbled on your thread. Bus fares look they are costing you a lot. Is there no weekly pass you can get for either yourself or the kids (is it to and from school for them?)

Penny2myName

Yeap they are, two kids get two buses each way for school. Am enquiring on Tuesday about the Zero bus passes for them, but we live less then 3 miles from their school, its just that we don't have a direct bus to it.

Penny2myName

spend for 23 Nov 2008 - 29 Nov 2008: £183.02

download csv
ALCOHOL
2008-11-25 Baileys £10.79
TOTAL FOR ALCOHOL £10.79
ANIMALS
2008-11-29 Dry cat Food £0.52
TOTAL FOR ANIMALS £0.52
BAKING
2008-11-28 Chocolate chips £1.47
2008-11-28 Self Raising Flour (2) £0.96
2008-11-29 dessicated coconut £0.90
2008-11-29 Golden Syrup £1.58
TOTAL FOR BAKING £4.91
CHRISTMAS GIFT
2008-11-27 Alarm Clock £3.42
TOTAL FOR CHRISTMAS GIFT £3.42
COLLEGE
2008-11-24 Me Fare £3.50
TOTAL FOR COLLEGE £3.50
COLLEGE DRINKS
2008-11-24 Tea £0.50
2008-11-27 Hot Chocolate £1.20
TOTAL FOR COLLEGE DRINKS £1.70
DEBT
2008-11-27 DFS Sofa £83.50
TOTAL FOR DEBT £83.50
FOOD
2008-11-25 bread £0.72
2008-11-25 Caster Sugar 1kg £1.22
2008-11-25 Lemon Curd £0.64
2008-11-25 Milk 6 pts £2.26
2008-11-25 Salt £0.23
2008-11-25 Strawberry Jam £0.59
2008-11-26 Golden Cod (chippy) £7.96
2008-11-27 Margarine £1.00
2008-11-28 Eggs £1.60
2008-11-28 Potatoes 5KG £1.74
2008-11-28 Sausages £0.78
2008-11-29 bread £0.28
2008-11-29 domino's pizza £23.98
2008-11-29 Milk 6 pts £2.24
2008-11-29 Sugar £0.84
TOTAL FOR FOOD £46.08
SAVINGS
2008-11-24 ICICI bank £1.00
2008-11-25 ICICI bank £1.00
2008-11-26 ICICI bank £3.00
2008-11-27 Brad £5.00
2008-11-27 ICICI bank £1.00
2008-11-28 ICICI bank £1.00
TOTAL FOR SAVINGS £12.00
SCHOOL
2008-11-25 Patrick Pen £0.50
TOTAL FOR SCHOOL £0.50
TRAVEL
2008-11-24 Kieran Fare £1.60
2008-11-24 Serena fare £1.60
2008-11-25 Kieran Fare £1.60
2008-11-25 Me Fare £1.70
2008-11-26 Kieran Fare £1.60
2008-11-26 Serena fare £1.60
2008-11-27 Kieran Fare £1.60
2008-11-27 Serena fare £1.60
2008-11-28 Kieran Fare £1.60
2008-11-28 Serena fare £1.60
TOTAL FOR TRAVEL £16.10
TOTAL £183.02

Penny2myName

Its my birthday and time to plan 2009

Challenges I am going for so far for 2009 are:

No new stuff for a year (clothing)Apart from underwear.
Live on £4k (again)
Sealed pot - Target £50 (to buy an evergreen or two to plant on the winter solstice)
100 day Challenge (no take outs) don't know if there is going to be an official one of this one again or not.
Money/gift neutral Winter Solstice. (not celebrating Christmas next year as I am not religious, but am very much into nature, including the seasons.)

I am after doing challenges that all tie in together. When I fancy a take-out, I shall cook something instead, but put the take-out costs into the sealed pot.
Money neutral should tie in well with my £4k challenge, as I will use freebies or Avon commission to get gifts.

taka

_party_ Happy birthday!! _party_
:bdaycake:

Sounds like you are all organised for next year already!!

Penny2myName

Thank you Taka
In theory I am...lol. my sealed jar still has to be fired at college then glazed. Have already done some bulk buying toiletries for next year (but taking them out of next years budget)

I have paid TOTAL FOR DEBT£3743.30
so far this year, but am only £900 lower for overall amount this year. So really need to get organised and kick my butt into gear for 2009.

lauradora

happy picture for you



well done xxxxx

Penny2myName

Thank you Laura, tis a sweet sweet picture, and put a smile on my face.

Spendless

Happy birthday for yesterday penny.

xxx


how did you get on re the kids school bus fares?

Penny2myName

Making the call today. Will be so good today if I can save £16 a week.
Am now waiting for a call back.