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Sammieb's 'taking control diary'
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What film are you going to see?
LTotal Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
Lucielle's Daring Debt Free Journey
DFD Before we Die!!!! Long Haul Supporter #1240 -
Morning all!
Lucielle, we went to see 'the hangover' -we really enjoyed, very male humour,but extremely funny :rotfl:
On early today,dd is lying on my bed playing with wrapping paper, she's not fussed with all the toys-wrapping papers just fine mum:rolleyes:
Havent made any sandwiches this morning, I did loads yesterday, so will do some more later today besides I need to stock up-off to Makro later.
I've got to find the address and pop it in the sat nav then dd and I will have a mini road trip trying to find the place!
Need to post my dads fathers day pressie and an item that sold on ebay.
Then need to go to Morrisons to grab some bits for sandwiches too, and then on to dd's little class. Only two more weeks til its finished for the summer and we're paid up so got to go,plus dd loves it:D
Received some of my ebay buys that my best mate paid for-and they are all fab and fit perfectly:j I am so chuffed, a pair of gorgeous jeans, 2 dressed, and three tops for £28.93:D Would never have got so much value prior to lbm:T
Have to go feed my lovebirds and DD (obv dd first;)),then me, then package up for post office, get baby bag ready and off to mr m, then home then baby class, then makro, then make loads more sandwiches then tidy and put on washing. Then relax!
Must make time for me too;)
Cheerio all-have a good one!xx[strike]Loan 1 = £5912.91 - 26 payments left @ £227.33[/strike] £3413.91- 15 payments left
Loan 2 = £[strike]2187.05 - 26 payments left @ £85.[/strike] £1251.05 -15 payments left @85.00
Credit card = [strike]£1018.14[/strike] Cleared and cancelled!!:D
Overdraft = £900.00
Baby Isobel's arrived - 13th December 2008:j0 -
All sounding fab and very positive.
LTotal Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
Lucielle's Daring Debt Free Journey
DFD Before we Die!!!! Long Haul Supporter #1240 -
Oops! not been on in a few days!
Just a quick one as we are setting up playstaion to watch third star wars film:rolleyes: Its OH's fave and we are making a big effort to try spend some more time together doing nice things. Need to get DD settled for the night too.
Just made a small payment on OH's ccs so trying to get them down a bit. Went MR T's yesterday and used my clubcard double up voucher in baby -so got £23.00 of nappies and baby bits for £13.00:j Trying to stock up a little with her bits.
Have a freezer full of food, so tomorrow I need to list all we have in-and do some meal plans for the next week. Payday friday so we are in for a shockthink we've just about made up the shortfall but to be honest its a very basic budget and I know there will be areas where we will need more money this month (we have to do two airport runs to collect OH's daughters and pay parking in airport while he flies to collect them)All necessity unfortunately but will be worth it. We are really looking forward to seeing them:D
I need to post some ebay items that sold tomorrow along with a parcel I'm making up for my best mate. She's due soon, and has been very good to me, so just picked up some cheap bath goodies for her, and a thank you card. Got to look after true friends I think!
It was my mums birthday on friday gone and was well pleased asonly ha to pay postage because I got her pressies back in march! I paid £7.00 for some lancome make up set in TK Maxx. As a make-up junkie, I know it was a bargain-as only got to open it up when I got home and was well chuffed with it. Also sent her a willow tree figurine that I'd bough on buy one get one half price;)
I had a follow up doctors appointment today as I was supposed to start anti-d's two weeks ago-but I decided to try a tonic and St. John's wort-and I've been feeling so much better:D The doctor and health visitor are pleased with my progress abd are happy for me to continue taking them .I'm also joining the gym next week (subsidised at £3.00 an hr as my gp referred me, though still pretty expensive if you ask me!:eek:)
Anyway Im hoping that will help too!
Ok, best be off, or I'll fall asleep watching star wars (again:rotfl:)
Night night x[strike]Loan 1 = £5912.91 - 26 payments left @ £227.33[/strike] £3413.91- 15 payments left
Loan 2 = £[strike]2187.05 - 26 payments left @ £85.[/strike] £1251.05 -15 payments left @85.00
Credit card = [strike]£1018.14[/strike] Cleared and cancelled!!:D
Overdraft = £900.00
Baby Isobel's arrived - 13th December 2008:j0 -
How is the butty making business going?
LTotal Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
Lucielle's Daring Debt Free Journey
DFD Before we Die!!!! Long Haul Supporter #1240 -
Morning!
Lucielle sandwich business (if you can call it that!:rotfl:) is going ok. Basically I am supplying OH's mums shop so it small scale. Dont think we are making much from it as after ingredients, hours worked, packaging and labels,petrol money and 25% of profit to OH's mum we are probably making £40/£50? if that!
Payday today-was expecting 470.00 but got 570.00 so a little extra to play with, though its been swallowed up already! Got to sit and do the budget-really dont want to as I'm feeling extremely demotivated but got to be done!
Going to go get some breakfast while dd is quite. will pop on later as I'm sure I'll be on[strike]Loan 1 = £5912.91 - 26 payments left @ £227.33[/strike] £3413.91- 15 payments left
Loan 2 = £[strike]2187.05 - 26 payments left @ £85.[/strike] £1251.05 -15 payments left @85.00
Credit card = [strike]£1018.14[/strike] Cleared and cancelled!!:D
Overdraft = £900.00
Baby Isobel's arrived - 13th December 2008:j0 -
Morning,
Happy monday all.
Was a busy weekend, sorted bits for a carboot sale on sat-then up early yesterday with OH and DD to try make some dollars. Wasnt great-only made about 30-had loads of baby bits that are just not shifting:rolleyes:
We are keeping the money for whwn OH's daughters are over-so we can treat them to an ice-cream or two:D
Got bills to pay today, need to find my budget sheet-and make payments.
My best friend had her baby yesterday-had a little girl-and is calling it samantha:D:D:D (thats my name in case anyone wondered;)). Need to get her some presents as she was very good when my lo arrived,spent alot, even bought us our buggy, but as anyone who reads my diary will know, we are broke this month,and only receive SMP. I feel a bit pathetic about it, I know its not about money but she really deserves something because she is always so good to us.
Really wish I could fly over and see them all,bloody money ey!
I'm sure I will sort something though, I have a couple of baby bits I was buying as I went along, nothing great but am sure she will appreciate them!
Beautiful day here today-need to get washing out to dry-I've done so much washing over the last few days:j
Loads to do today-and I'm off to cinema tonight with a mum I met at mum n baby group, cant really afford it to be honest, but OH goes off regularly on his bike-and I need to invest time in making friends here for the sake of my sanity!
Have a lovely day all x[strike]Loan 1 = £5912.91 - 26 payments left @ £227.33[/strike] £3413.91- 15 payments left
Loan 2 = £[strike]2187.05 - 26 payments left @ £85.[/strike] £1251.05 -15 payments left @85.00
Credit card = [strike]£1018.14[/strike] Cleared and cancelled!!:D
Overdraft = £900.00
Baby Isobel's arrived - 13th December 2008:j0 -
Everything ok Sammie?
LTotal Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
Lucielle's Daring Debt Free Journey
DFD Before we Die!!!! Long Haul Supporter #1240 -
Hi Lucielle,
All ok here!
Have had step-daughters and my niece over for a few weeks holidays so it's been manic in our house and not had time to update!(thanks for noticing x)
Going to get back on track this week, as really need to stay motivated!
Payday last friday, and we are short as usual, trying to make up the shortfall, but not sure we will do it this month.
I'm not doing the sandwiches for the shop anymore, basically was late one morning as had 4girls to get sorted, so OH's step dad has got a new company to make them. I'm extremely disappointed if im honest as the money was coming in very handy, but then again-we had to have them as sale or return and they were getting 25% of the profit so they were doing better out of it than us. Family ey!
Anyway, it's made me a bit more determined to get sorted, so I've had an appointment with a business advisor and have another this week for two hours, so hopefully all will come together nicely with a bit of hard work and determination!
LO has been poorly the last few weeks, chest infection and unable to sleep so we are slightly sleep deprived though she seems to be coming out the other side now, thankfully!
MY statutory maternity pay will finish on the 18th August and then I will be made redundant-GULP! I will get three months pay but ideally I'd like to have another source of income before then so that we can have some savings maybe for a deposit. Realistically though, im sure we will be eating into it, as lo needs a car seat and we badly need a washing machine.
I need to open a new bank account asap also so that when my redundancy money is paid the bank dont offset, as Martin has pointed out has been happening alot.
We are flying to Ireland next month for my friends babys christening so will need to find funds for that too. Always something but its not something I can miss, she is godmother to my daughter, a brilliant friend,and very very good to us so there is no way i'd miss it.She has even said we can have her car when we are over to save us hiring a car. She's an angel in disguise-I'm blessed!
Anyway-lucielle, i hope all is well in your household and with you, I'm going to try get some time reading a few diaries and hopefully catch up on yours!
Have a lovely evening xx[strike]Loan 1 = £5912.91 - 26 payments left @ £227.33[/strike] £3413.91- 15 payments left
Loan 2 = £[strike]2187.05 - 26 payments left @ £85.[/strike] £1251.05 -15 payments left @85.00
Credit card = [strike]£1018.14[/strike] Cleared and cancelled!!:D
Overdraft = £900.00
Baby Isobel's arrived - 13th December 2008:j0 -
Glad things are going ok. Nothing worse than families. Are they aware of your situation and if not can you talk to them? Hope you have a good time in Ireland.
LTotal Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
Lucielle's Daring Debt Free Journey
DFD Before we Die!!!! Long Haul Supporter #1240
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