So frightened of the shame of it

FACEDUPTOITATLAST

Dorothy56 wrote: »

I have come to the conclusion that the only way to go is bankruptcy. I have filled in the online forms but have not found the courage to hit the submit button yet, plus I am not sure exactly what I should be putting in the Income and Expenditure part of it. How to split incomes and expenses etc.

We live in a rented house and I have yet to summon the courage to go and let our landlord know that I am considering this course of action. It will not affect their rent from us as the tenancy is in joint names and my husband is not bankrupt, also his income will be more than sufficient to cover it. I have read and re-read the tenancy agreement and there is no mention of bankruptcy in it. But it's the idea of telling them that terrifies me.

I just feel so ashamed. Also the idea of people reading about it in the local newspaper - and my children finding out.

I know those who love me are supportive, but I also dread my husband's family finding out. I can't bear the idea of people talking about me.

To make matters worse we live in a small rural village where everybody knows who I am. I am seen as a very respectable and successful woman.

I feel I have let everybody down. I have a great husband and family and they don't deserve me bringing this on them.

There are no excuses, I brought the whole awful situation upon myself. How do other people get through this?

The only person that knows about my BR is my OH, he has been fantastic support for me, without his support I don't know what I would have done. My parents have absolutely no idea...I was made BR on 18/08. I haven't noticed the advert in the paper, I presume it has been in by now. BR doesn't hold the stigma it used to yrs ago, and there is nothing to be ahamed of.

Sunk

Hi Dorothy
Just read through your thread.
I really can't add to what has already been said, but after many wishes of head up, keep strong, it looks like you did just that from todays post.
The very best of luck....it's uphill now.:beer: