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August -The NSD Challenge
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I am really, really bad at this!!! I haven't had a single NSD in August so far......
Yesterday I had to out £60 petrol in the car and bought lunch (although I downgraded from my usual M&S lunch to a jacket potato from bhs so I must have saved money there) ands then bought some dinner stuff in Sainsburys.....on a positive note though, I worked last night (party plan) and earnt £90 in 3 hours so that might cancel out the spending???
Today I have to buy lunch as I haven't gotten round to going to the supermarket at the start of the week to get lunch stuff...will do it this weekend though so maybe next week I'll have 5 NSDs!Sept '08-Natwest Loan [strike]£15,378.68 [/strike] £14,582.44Credit/Store Cards [strike]£19,005.99[/strike] £18,860.23 :eek:MBNA £10,143.30, Natwest [strike]£3,209.79[/strike] £3,208.38, BankofScotland £1,889.94, Barclaycard £1,607.65, CapitalOne £1,383.53, Sygma £627.40, RiverIsland [strike]£144.35[/strike] £0.00!AIM - Debt free by the time I'm 30Proud to be dealing with my debts
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Hiya guys,
Can I join you here, I've had 4 NSD so far and would like to aim for 14 so can I be added to the list please, this is a great idea, as declaring it to you guys instead of just myself seems to make it more real:T :j :beer:
HWGA xlost 3stin 4mnths GC nov£90/£51.65 July£100/£97.67 Aug£90/£18.59LBM Nov05 Loan £4910.65 Paid April07 sealed pot challenge#256Nov06 CC £2,590.56 Paid aug07 + Savings07/08 Night Owl 22#Mortgage £87,000/£84,000/ £82,261.00/£81,785.30 £80,268/£75402.00/£71229.15 DFW NERD 987 Long Haul member 125 debt free 24th aug 070 -
I have been a bit pants with the NSD, however I am determined to have 5 this month
Today will be my second...if all goes to plan!
I have bought a packed lunch from home, filled up with petrol last night, went shopping the other day for bits and bobs that i'll need for the rest of the month.
This task is great, it really has shown me how easy it is to waste my money! It's quite scary when your concious of it!!0 -
Good evening fellow non-spenders! I've racked up my 8th NSD this month. :j Thanks to strumpet for suggesting that we define how we did it - good idea. My NSD was down to a) going out without any cash or cards in the wallet and b) 'shopping' from the cupboards instead of the supermarket. I unearthed some odd items I'd bought when mooching round foreign supermarkets (one of my favourie pastimes before becoming a DFW), so that's my dinner sorted for this week. :eek:
Good luck everyone, keep the NSDs an the tips coming0 -
4th NSD for me in a row and 6th this month
Ignore this just brought 2 songs off itunes so back down to 5Now a SAHM trying to earn some spare pennies each month0 -
another NSD today.0
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Can't believe how slow I've been this month - today was NSD 5 though!0
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4th one in the bag today. went to weight watchers, got the monthly pass so no pennies spent, then went to a mates for dinner and managed to get my mam to buy the kids chippy for tea...bonus!0
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Still no more NSDs for me this week - £1 contribution towards a work birthday present and about £8 spent on food this evening (we needed milk and margarine; we got milk, margarine, cheese, garlic bread, cherry tomatoes, doughnuts and caramel slices...)
Off to all-day ante-natal class tomorrow so there's no reason for us to spend - it's being held in a small village hall and we shouldn't pass any shops on the way! Come on NSD no.4...Mortgage-Free Wannabe!
Mortgage at start (August 2009): £87,000
Current Mortgage: £85259
Mortgage-Free date: August 20340 -
Hello everyone. I just joined the site and just found this thread.
Not only have I had a NSD today, but I asked for my credit balance with my electricity account to be repaid to my bank account!
I'm feeling better already.
Please can I join you all, and I'd like to have a further 6 NSD's in whats left of August.0
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