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August -The NSD Challenge

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  • strumpet
    strumpet Posts: 652 Forumite
    darthpaul wrote: »
    Yay NSD number 1 finally in the bag!

    Well done DP - quick - update that sig!!!:T

    Strumpet
    xxx
    NIL ILLEGITIMUS CARBORUNDUM!
    Nov Grocery Challenge: £0.00 / £150.00
    Horace & Strumpet's NSD Challenge (Nov): 0/8
    £2 Savers Club #088: £200 since 01/09/2008 (£0 to bank) (Banked £200)
    Slimming World: 15½lbs/21lbs (74%) at end of Week 18 (Target date for 13st: 25/12/2009):dance:
  • strumpet
    strumpet Posts: 652 Forumite
    I attend college on Wednesday evenings so tomorrow is not set to be an NSD - the vending machine coffee has been put up to 30p for a cup of what can only be described as slightly flavoured mud!

    Just had a brainwave though - I'll take a vacuum flask of coffee with me instead. AND, if I use the free jar of Maxwell House coffee I got the other day when my friend Paul bought £30 of wine from Tesco, it'll be even cheaper!

    Can I stomach Maxwell House coffee though when I know that there's Blend 37 in the cupboard?

    Strumpet
    xxx
    NIL ILLEGITIMUS CARBORUNDUM!
    Nov Grocery Challenge: £0.00 / £150.00
    Horace & Strumpet's NSD Challenge (Nov): 0/8
    £2 Savers Club #088: £200 since 01/09/2008 (£0 to bank) (Banked £200)
    Slimming World: 15½lbs/21lbs (74%) at end of Week 18 (Target date for 13st: 25/12/2009):dance:
  • Lula-Hula
    Lula-Hula Posts: 7,868 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    strumpet wrote: »
    Does anybody find that they manipulate their spending patterns to create NSDs?
    I do - I'm terrible for it. I know I'm going to run out of milk on Wednesday but will have to buy diesel today. Today's obviously ruined so I'll buy the milk today too, then Wednesday is clear to be an NSD.

    Crafty or what!!!

    Strumpet
    xxx


    Oh yeh, I know exactly what you mean ;) I'm gonna run out of milk on wed too & should really have filled car up yesterday or today but damned if I'm gonna break into a NSD run so just hoping petrol lasts til tomorrow . (Done 288 miles, still have another 12 to do before I can fuel up - cutting it very fine :eek: )

    Day 5 for me yesterday & Day 6 today if I hold my nerve & dont buy petrol after collecting DD ...

    lula x
  • angeldiva
    angeldiva Posts: 346 Forumite
    Debt-free and Proud!
    cherry_red wrote: »
    Oh my word! Everyones doing really well!! am very behind have only managed two so far this month!, must try harder!

    LOL me too. but im so proud of my fellow DFW's
    In Jan 2007 I had a debt of £27,896.00 :eek:
    In October 2011 I paid it off and owned £0.00 - Kinda proud of this!:T
  • thriftymoo
    thriftymoo Posts: 1,219 Forumite
    hey alll

    well done to all of you on your NSD!

    Yet again lysa has no money so another NSD for me!!!
    Aug £10 a day £0/£1000
  • Miss_Bez
    Miss_Bez Posts: 222 Forumite
    Well, the scabby leftover-from-student-days Halifax o/draft has now gone :T
    I'm now left with the other one with Abbey which WILL be gone by Xmas. The NSD days are a huuuuge help towards this, by not spending as much money there's been enough left to pay off a small debt already this month and any extra made or saved can either go towards the Abbey debt or into savings :j

    Everyone's doing so well at the NSDs, well done! :beer:

    I've finally bought some shampoo (as part of grocery shop) and went for a very basic supermarket brand. I've also managed to resist buying an academic diary which I desperately need in favour of making my own. Had a clear out of my desk and found a gorgeous notebook I bought about 4 years ago that I am currently turning into a diary. Copying out days and dates into it is possibly the most dull thing I've done in a while, but will definitely be worth it as it will save me at least £5 if not more.

    Today won't be an NSD sadly as I forgot to get dishwasher tablets and I need to start getting OH some birthday presents. Will be sticking to a strict budget of course! Tomorrow however will be a NSD.
    O/draft 1Abbey:£1000 Student Loan [STRIKE]£10,825[/STRIKE] £9030 Personal Loan: [STRIKE]£4900[/STRIKE]£4809 Apple Finance: £1000
    House Deposit Fund
    :
    [STRIKE]£13,830[/STRIKE][STRIKE]£14, 120[/STRIKE]£14500/£16,000


  • hypno06
    hypno06 Posts: 32,296 Forumite
    10,000 Posts Combo Breaker
    Almost through lunchtime and I have not left the office so therefore not spent anything.........could it be that I am going to successfully obtain my 8th NSD today!? I jolly well hope so!

    The biggest difference this has made to me is that I am not going to the cash machine as often as usual......it must be saving me a fortune, because I get a tenner out, to pay for something small (and usually unnecessary) but end up spending the majority of the rest on other equally unnecessary items therefore having to go back to the cash machine the following day to repeat the exercise all over again!
    Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)
    Life begins at the end of your comfort zone (Neale Donald Walsch)
  • Well done, people! I'm up to 7/10 thanks to yesterday but today's NSD was scuppered by me having to buy a stamp :confused:. I even considered not sending the (urgent) letter until the weekend just so I could have 5 NSDs in a row. I think I need to get out more....
  • i never seem to be able to do nsd's and im really late on this month but im feeling hopeful so im gonna say that im gonna try and do 4 for the rest of this month..ekkk!!
    really hoping for one 2mor cos i dont think i need anything 2mor just my meals are gonna get a bit random!!
    you have all done so well ....it really makes me hopeful!
    Learning to keep within budgets !

    :money:
  • lilmissmup
    lilmissmup Posts: 6,884 Forumite
    Managed a NSD today and yesterday so thats 5 now :)
    Now a SAHM trying to earn some spare pennies each month
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