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August -The NSD Challenge
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Does anybody find that they manipulate their spending patterns to create NSDs?
I do - I'm terrible for it. I know I'm going to run out of milk on Wednesday but will have to buy diesel today. Today's obviously ruined so I'll buy the milk today too, then Wednesday is clear to be an NSD.
Crafty or what!!!
Strumpet
xxxNIL ILLEGITIMUS CARBORUNDUM!Nov Grocery Challenge: £0.00 / £150.00
Horace & Strumpet's NSD Challenge (Nov): 0/8
£2 Savers Club #088: £200 since 01/09/2008 (£0 to bank) (Banked £200)
Slimming World: 15½lbs/21lbs (74%) at end of Week 18 (Target date for 13st: 25/12/2009):dance:0 -
today is shaping up to be a NSD so that will be number 7
"Stay Wonky":D
:j:jBecome Mrs Pepe 9 October 2012 :j:j0 -
Staying at 7 for me today, had a carp day yesterday and I'm back to the second job today after summer holidays so bought some juice in the shop when I was posting business orders.
Spent £2.36. To help me stop buying that I think I'll pop into Mr T's on the way back from work tonight and get myself some multi-packs, means it'll work out cheaper and I won't be tempted to buy the odd bottle of lucozade/carton of ribena as I'll already have some in. . . . . I hope!The debtWILLbegone - taking it 1% at a time
Grand Total Owed: [STRIKE]£11,000[/STRIKE]£9962 Kicking the evil HBOS card's butt: [STRIKE]£4920[/STRIKE]£4495
1% (£50) at a time member #121 - 11/100
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yippeee
had another one yesterday so thats my total up to 7 and so far today havnt spent anything so hoping for number 8.
hope everyone is doing ok xxx0 -
Oh my word! Everyones doing really well!! am very behind have only managed two so far this month!, must try harder!Pay off 20K by Xmas 2009:£1280.89 / £18,719.11Official DFW Nerd Club - Member no. 1006 - Proud to be dealing with my debts0
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Well the shops are shut and I haven;t spent anything so I've hit my target of 8 NSd this month - I will of course continue and see how many I can achieve !!!!!!!!!!!!!!!!!!0
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Well done. I think I am only on 3 out of 8 NSDs. Can't count today. Like strumpet I'm thinking, need petrol this week, treats for a girls night in Wed and milk so plan to get it tonight in the hope that I can have some more NSDs later in the week.
It is helping with my shopaholic addiction though as I used to go to the shop everyday. Now I'm going much less but still counting spends on vending machines etc it is still hard to have a complete NSD.Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £2.6K Net savings after CCs 6/7/25
3) Mortgage neutral by 06/30 (AVC £24.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 30.1/£127.5K target 23.6% 29/7/25
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.8K updated 29/7/250 -
Well the shops are shut and I haven;t spent anything so I've hit my target of 8 NSd this month - I will of course continue and see how many I can achieve !!!!!!!!!!!!!!!!!!
Congratulations SurfBabe :beer:
I thought I was going to break my NSD9 today as I had to take a snack round to my friends house that the kiddies could eat, otherwise they eat her out of house & home.
I thought at first that I would have to stop off at the Co-Op and buy some sweets, but then I thought NO, I don't want to wreck my NSD 9, so I quickly made some Fork biscuits and took them with me.
I was worried the other mums & the kids would turn their noses up at them, but they snaffled them all and two friends have even asked me to email the receipe to them.
what a successful day. The old me would have spent £5 on rubbish from the shop. :T0 -
Yay NSD number 1 finally in the bag!Official DFW Nerd Club - Member no. 1021 - Proud to be dealing with my debts.0
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