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Weekly Flylady Thread 28th July 2008
Comments
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Aaargh, that didn't go well - instead of 20 mins tidying have ended up doing an hour shredding paperwork! I reallly wish my CC company would stop sending me balance transfer forms with all my details preprinted on them....
So still got same number of jobs to do as before - d'oh!
Liking the idea of the 40s hat and gloves Valli - very stylish!0 -
REDMADCURLS wrote: »(and I believe because of my age at starting to pay it I only have to pay til 60) But like Piggers, I did notice a massive rise in interest............but I will hold out as I still owe on things with higher interest rate.
quote]
OOh RMC - how do you find out if you stop paying at 60? (I was a late loan taker, too)
Incidentally, Martin said on Jeremy Vine that the interest rate on this will drop back again, because they change it once a year.
(If any MSE staff are reading this - could you confirm please?)
And bear in mind that if it's rate of inflation it's effectively no interest - the loans are designed to pay back to SLC the equivalent of what you have borrowed - but it doesn't FEEL like it, I know!:p
Rang the friend who told me and she said she was told that because pension age for women is still 60, then thats when we stop because you go below the threshold for payment. However we know the pension age is going to go up, just don't know when and that we are in better position because we are older.......i.e. those who are younger will definitely have to work longer whereas currently we only have to work 20 more years
Such a garbled way of explaining.....hope it makes sense. But I now have learned it is not a definite that we won't have to pay beyond 60.....it is just we wont have to pay beyond retirement ageLBM Feb 2010 £62,700 Total Debt Jan 11 [STRIKE]£49,403.84[/STRIKE] £47,530.32.
(CC/LOAN = [STRIKE]36,378.98[/STRIKE] 35668.47. O/D = [STRIKE]1255.32[/STRIKE] 1212.35/[STRIKE]1999.78[/STRIKE] 1934.52, BUS = [STRIKE]9769.76[/STRIKE] 8714.98)
Challenge = Debt at 31/01/12 = £25k. 2011 Payments = £1,944.19/£24,403.84
There is no point in negative thought, it takes up time and energy which could be used in a positive, happy way!
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Helllloooooo everyone :hello:
Thank you again everyone for hugs and good wishes. SO far so good, DD3 is looking ok, the blisters she's got are disgusting, but she hasn't developed anymore. :j :j
Got idle pre-teens lolling around, idle pre-teen friend leaving shortly, DD1 is going to be getting her a*se into gear then. Whether she likes it or not...lazy mare :rolleyes:
So far I've:
unloaded and reloaded DW
WM x 3
x1 load on line. (risking light spots of rain)
Wiped Kitchen surfaces
Taken out recycling
Sorted european clean washing mountain into separate people's piles. (Hate hate hate...that job... any suggestions for making it easier???)
Put away DD3's undies+pj's pile, started hanging up her clothes...she can't cope with hangers...yet.
Sorted too small clothes and undies for second hand pile as I went.
Swept LR
Cleaned up poo....VERY unusual accident from DD3... we'll put it down to the medication, and say no more about it
Now waiting for DD1's friend to be collected, and DD3 to go out with my Mum, so I can crack the whip with DD1! :rotfl: :rotfl:MMSSB Club Founder Member
'Mean Mummies that set and stick to boundaries'0 -
Friday funtime & frolics
WM
TD
DW
BM
laundry out, folded, away
3 binbags to drop at charity shop
1 parcel to post
Photograph and list the bits I rescued from Tiddles cupboard
Sort DS2's uniform and replace what needs replacing and buy DS3 new trousers (10)
Monday Mayhem - Living Room, Hall and Stairs
Level 2
Dust
Clean windows and all glass..
Extra Mission:- Sort out school bags and DS2, everyones shoes & trainers stationary
Level One
Clear and wipe kitchen surfaces
Level Two
Sweep and mop floors..
Clean the oven..
Level Three
Dust furniture in dining area & check cobwebs on way round
Wipe and replace all those small appliances..
Clean cupboard door fronts and fronts of appliances & kick boards..
Clean out your mankiest kitchen cupboard..
Wednesday Wishes- those frightening kids rooms and spare rooms
Level One
Find the floor!!
Level Two
Vacuum the floor.. is there one??.. not found one yet!!
Level Three
Clean 2 windows
Thursday Thrills- Bathroom and Study/Pc Area
Level One
Clean floors in these rooms
Level Two
Clean baths, toilets, don't forget the outside! and sinks..
Clear any clutter from desk
Dust PC and desk and wipe off those cup rings!!
Wipe keyboard, house phone, sockets, switches and mouse etc
Flyday fllliiing!- Master Bedroom & Landing
Level 1
Remove and wash bed linen
Level 2
Dust surfaces & make sure no cobwebs..
15 minutes floordrobe clearance
Level 3
Vacuum floors in bedroom and on landing
Sort through a cupboard and fling everything that is dead
Clear a hotspot.. or spend 15 minutes clearing one.
Extra tasks list,
- 32 fling boogie time,
- Clean windows in these rooms
LB moment 10/06 Debt Free date 6/6/14Hope to be debt free until the day I dieMortgage-free Wannabee (05/08/30)6/6/14 £72,454.65 (5.65% int.)08/12/2023 £33602.00 (4.81% int.)0 -
Afternoon all
Not done too bad today. I've sorted out all of DS3's clothes and books with him. I've started cleaning his room but need to go and finish that in a HHC.
Also defrosted the overflow freezer. Which was nearly empty. I seriously need to get my act together and get to the shops this afternoon.
Right I'll make a cuppa and start a shopping list then DS3 room and hope to leave for shops at 3.
Sarah - how old is your DD1 - DS1 (14) suffers really bad with lazyititisThe birds of sadness may fly overhead but don't let them nest in your hair0 -
WELCOME NEWBIES :hello:
Cousins have goneI survived, but only just. I take my hat off to ANYONE with more than one child :T:T:T :rotfl::rotfl:
Right, plan for the next hour while DD finishes watching Harry Potter and the prisoner of Azkaban- Check bank / email
- Dishes
- Make my bed
- Rescue DD's bedroom (not too bad, mainly a case of clearing her bed off before I make it)
- Put travel cot away
- Put clean washing away properly
- Get bag ready to take up to mums
- Anything else I think off...:rotfl::rotfl:
Creeping back in for accountability after falling off the wagon in 2016.Need to get back to old style in modern ways, watching the pennies and getting stuff done!0 -
Dustykitten wrote: »Sarah - how old is your DD1 - DS1 (14) suffers really bad with lazyititis
DD1is 11 going on 16... and has been for ages. She's good when she's been kicked... ( metaphorically of course...) Then she gets on with it all. Just a bloomin shame I have to get mad with her first :mad:
Off to do HHCMMSSB Club Founder Member
'Mean Mummies that set and stick to boundaries'0 -
Hi
I am really struggling today to get anything done i have no energy what so ever. I did walk all the way to the garage to get Ds2 a Dr Who mag but they didn't have one so i went to the shop and they didn't have one either.:mad: An hour of my time wasted , i should have just got in the car and gone to the next town. Never mind i'm sure the exercise did me some good.:rolleyes:
Sarahshattered i'm glad your DD isn't feeling any worse.
welcome to newbies.
Heres what i have managed so far.
Thursday Thrills- Bathroom and Study/Pc Area
Level One
[STRIKE]Clean floors in these rooms
[/STRIKE]Level Two
[STRIKE]Clean baths, toilets, don't forget the outside! and sinks.. shine the taps with a toothbrush
[/STRIKE]Clear any clutter from desk
Dust PC and desk and wipe off those cup rings!!
Wipe keyboard, house phone, sockets, switches and mouse etc
Level Three
[STRIKE]Wash your bathroom mats, nets, clean blind/curtains etc
[/STRIKE][STRIKE]Wipe down tiles in bathroom.. [/STRIKE]defragment your pc while doing this.
Empty and clean out all the upstairs bins!
[STRIKE]Clean shower screen/curtain if you have one/if required
Collect all the dirty laundry
[/STRIKE]Extra mission: Take your pick!
[STRIKE]
Wipe the skirtings, door and window frames in these rooms
Fling all those empty bottles and tubes
replace any sponges, flannels, toiletries that need it
empty out the bathroom cabinet.. clean it.. fling what you don't need and stash the rest in a beautiful manner.. colour ordered so you have a cupboard rainbow..
[/STRIKE]
Utility Room
Tidy I have started but its got really messy
Wipe sides
Hoover
Mop
Flyday fllliiing!- Master Bedroom & Landing
Level 1
Check fire alarms are working
[STRIKE]Remove and wash bed linen and duvet covers.
Fling open the window and let in the rain sunnyness
[/STRIKE]Level 2
Dust surfaces & make sure no cobwebs..
Vacuum & turn mattress before replacing with fresh linen..
[STRIKE]Air the duvet
[/STRIKE]15 minutes floordrobe clearance
Level 3
Vacuum floors in bedroom and on landing
Extra tasks list, as usual choose one or more
Clean windows in these rooms
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SarahShattered wrote: »DD1is 11 going on 16... and has been for ages. She's good when she's been kicked... ( metaphorically of course...
) Then she gets on with it all. Just a bloomin shame I have to get mad with her first :mad:
Off to do HHC
'27' I said, with feeling! She is sooo bossy!
(And she's 12) Mind you she comes in handy!;)Don't put it DOWN; put it AWAY"I would like more sisters, that the taking out of one, might not leave such stillness" Emily DickinsonJanice 1964-2016
Thank you Honey Bear0 -
I've just made DH sit down and sort finances. He phoned american express and got a charge reversed. We're aiming to pay of interest free credit card and the extension by next Easter. I've also bitten the bullet and cancelled our private health insurance now I know DS doesn't have to have an operation. I was really annoyed as it looked like the direct debit had gone out but I phoned them up and they're sending me a cheque refund. So, thats a scary £125 not going out!!!!! I'm glad i've made the decision!! xx0
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