Single and in debt.

mags33_2

hey all

good news first :beer: :j :j :j insurance have agreed to give me a refund was so happy forgot to ask what the total was lol

bank account has still not been sorted spent yesterday and today paying one off payments over the fone because BOS have held onto the dd's although they cancelled them and they have just been trasnferred so the bank tells me that im on my final leg

feel like im on my final life!!!!

hope your all well not read through the thread because im just in and going to have some dinner and got a bottle of wine for £2.99 so will be having some of that

xxxx

jenevieve

Hi all,

Have been away from computer for a few days and it's taken me a while to catch up on the thread:D
Hope everyone is okay and have something nice planned for the weekend?

Have tried to spend as little as possible this week - semi-successful but not too bad.

Still haven't spoken to payplan although they keep calling my mobile and leaving messages.....ah well...........will see how things go.

eco

hiya, Friday at last, it's going to snow on sunday night, why can't it snow saturday then i could go sledging, I've signed up to Lula's Feb NSD i'm doing 12, someone tell me why i feel excited to be doing it, it is my first challenge on here, so that maybe why.

InkyCats20

Hello Eco,

Used love it when it snowed, where I lived when I was a kid was quite hilly, we didn't have sled's but used to get these huge big, plastic fertiliser bags fron the local farmer & use those - hours of fun.
Always think about signing up for NSD's but never do don't know why though, I've have had 14 this month.

eco

hiya Inky, i signed up cos Lula was doing it I thought she'd go easy on me if I failed, we used to nick those long plastic barrier things to sledge on, we used to go out all day sledging, and if the bus couldn't make it to take us to school we went sledging, your right hours of fun

Lula-Hula

eco wrote: »

hiya Inky, i signed up cos Lula was doing it I thought she'd go easy on me if I failed, we used to nick those long plastic barrier things to sledge on, we used to go out all day sledging, and if the bus couldn't make it to take us to school we went sledging, your right hours of fun

:eek: what a terrible thing to say eco, what on earth could possibly make you think I'd go easy on one of my fellow singletons a previous post on this thread or the fact that i failed the NSD challenge this month .

Anyways, I had a great evening out with girly friends last night & the OF & DD got on fine although apparently she tried to dominate him :rotfl: dont know where she gets her attitude from :rolleyes:

Congratulations on the jobby TDQ :j :beer: :T etc etc etc


Need alcohol... * goes to rummage in fridge*

RosaBernicia

TDQO wrote: »

I'VE GOT A JOB!!!! WOOOOOOOOOOO!!!!!!!!!

I'm also going for drinks tonight with some people from my first office so today is a good day :cool: All I need is to meet a nice girl or four tonight and I am sorted.

:j :beer: :j Congratulations, that's great news.

Four??! That's either bravado or impressive stamina


Rosa xx

mags33_2

morning all

hope you are all well

BOS/Halifax are back to calling me though on a different number this time. Why cant they just leave me alone. TWO WHOLE years iv been on DMP and they still harrass the living daylights out of me. :mad: :mad: :mad: :mad:

its only started up again yesterday and i wonder if its because im leaving them? got no debt on the account at all though. god knows

anyways im off to my friends tonight for a girlie night so looking forward to that

xx

bathgatebuyer

HBoS were the worst when I had debts with them. Despicable calls starting at 8 am and calling - at their worst - 17 times in one day. Eventually I switched the phone off. The letters I sent them recorded were never answered and the horrible 'Charlotte Gurnell' whose name was at the bottom of every letter was never contactable. So, she could contact me, tell me I was being taken to court, tell me to contact them, but whenever I wrote to her she would ignore me. Some people would even suggest that the names on the bottom of their letters are false (allegedly!)

Anyhoo, they agreed to give me back £4K of bank charges by 'close of business on Friday' after I'd submitted court papers, and on the Thursday night, some little twerp was phoning me up telling me I was going to be taken to court over being £16 overdrawn. After explaining to him about the £4K and the court papers, he said to me, "I have no record of this..............are you lying to me?" :mad: LYING?! LYING?! YOU'RE CALLING ME A LIAR??!!!! :mad:

I then let rip with the biggest verbal tirade I have ever given after politely asking, "Is this call being recorded for training purposes?" Once he said 'yes', I let rip. I was shaking with anger at their blinking cheek. I'd had to do all the running, I'd had to take them to court, I'd had to put up with the calls from them daily even during the time was Dad was lying in bed here just a few weeks before he died - his peace being completely disturbed by their constant calling and that little git called me a liar.

Anyway, they gave me my money, I closed my account, and I probably gave them the best recording to use in their customer training ever.

They have no communication between departments and their Collections team never know what the Customer Service team are doing, hence they don't seem to kow what agreements have been made and with who.

A quite pathetic organisation.

mags33_2

they are a nightmare and on the occasions i have answered the fone the line is dead no one is there. They are not going to get anymore money out of me as like everyone else i have to live and they are getting what i can afford.

its not as if this is new its now been two years and sometimes they never ever let up.

dont they know there is a credit crunch and have they forgotton if it wasnt for the goverment bailing them out where would they be now and as well for lloyds making a bid. thats soon all forgotton

thanks for your post. glad to know others are in the same position