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Single and in debt.

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Comments

  • PinkTwirl wrote: »
    Thanks :o True, caring what others think is part of the reason there are so many people in debt I suppose.

    I'm reading a great book ayt the moment called 'Affluenza' which argues that the reason there are so many depressed people in the 21st century is that we all try and outdo each other materially. It compares those who are aspirers (and who have the affluenza virus) and those who don't. It's very interesting.

    I used to be one, and now I'm probably virus free :T (just poor!)
    Almost debt-free, but certainly even with the Banks!
  • PinkTwirl wrote: »
    Hi,

    Sorry to crash in again - do you think that people ever move back in with their folks for a while to get straight?

    I've read a lot of threads on the board where people either have done it or were planning to. As long as you can use it to your advantage then I can't see a problem.
  • I'm reading a great book ayt the moment called 'Affluenza' which argues that the reason there are so many depressed people in the 21st century is that we all try and outdo each other materially. It compares those who are aspirers (and who have the affluenza virus) and those who don't. It's very interesting.

    I used to be one, and now I'm probably virus free :T (just poor!)

    That sounds really interesting *starts plotting ways of squeezing it in with OU stuff*
  • Lula-Hula
    Lula-Hula Posts: 7,868 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Hmmm,

    I think many of have suffered from Affluenza at some point , hence our current 'local' in the evenings :rolleyes: .

    I have fortunately now reached a stage in my life where I dont give a toss what other people think of my posessions & standard of living. We are clean, our home is clean & I do actually care about our environmental impact & have developed an intense loathing of the surrey housewife who feels it necessary to drive her children half a mile to the local school in their vulgar 4 x 4 & then park it on the pavement outside the school thereby risking the lives of all those who actually get off their @rses & use their legs.

    People who judge others by the value of their possessions are irrelevant in my world & I pity them.

    Rant over :o .

    Pink Twirl,

    I see no shame in moving back in with your parents in order to get your self sorted out. I admire your courage in admitting to your previous problems & just remember that although in this culture it's seen as desirable to leave the parental home as soon as possible & start accumulating your own property & posessions; in many other cultures it would seem bizarre to want to be so far away from family. I'm with Sarah though - there would be potential for insanity if I was to take that option :rolleyes: .

    As others have said it would be great for you start a thread on that subject & I bet you'd get loads of replies from others, but dont leave us forever, well, actually you cant - Sarah is keeping us all hostage - in the nicest possible way of course :D


    Take care & be proud of who you are & what you have achieved, we're all fabulous here :p

    Lula
  • Ossireo
    Ossireo Posts: 573 Forumite
    Lots happening on here since my last visit and I feel sad I wasn't here to offer support at the time of Sarahs :mad::mad::mad: post but was very happy to see her :j:j:j post afterwards!

    I'll echo what Lula says Pink Twirl, and also say you have to take what ever opportunities are available to you to help yourself as the people with all the negative opinions are not in your shoes paying your bills so really have no right of any sort of opinion of your circumstances. If opinions do plague you though (as they do many of us I am sure) you could always say that you are back home 'helping out' with something that your parents need or something just as inventive :)

    Well news from Camp Ossireo ... my purse is getting hammered by the school the last few weeks I could cry, do they really need 3 fetes and raffles and trips etc etc. Gathering a bunch of stuff up to sell (Ebay free listing weekend btw folks!) I am not a big Ebay fan as I think they charges are just scary, however I figured my cut after charges is still better then no cut cos a book/dvd is gathering dust on my shelf! so that is going to keep me busy as hoping to list at least 40 items. Actually contemplating getting rid of the last few DVDs I was holding onto with the rational that when I have money in the future if I really desired I could buy them again :rolleyes:

    I also have an interview on Tuesday, so I am off to town to buy some interview clothes (with little help from the Jobcentre, finally! a small perk of being unemployed for over a year!) which is a relief considering I have gone down 3 dress sizes and my old work trousers are practically around my ankles :o

    Love life, rather complicated at the moment and for the first time in my life I may be breaking my own personal 'no 2nd chances' rule, we shall have to see ... oh and did I mention I some how lost weight again this week, confuses the hell out of me as I feel all bloated and bleh and I wore jeans to weight :confused:

    Anyway, bit of a ramble but gives you folks some mutterings to read over a coffee!

    Much love and dodgy hugs xxx
  • SuSu1871
    SuSu1871 Posts: 535 Forumite
    Hiya Pink Twirl

    Just wanted to say that there is absolutely no shame in moving back in with your parents. There's more shame to be had from trying to maintain a luxury house, luxury car, luxury holiday lifestyle that's way out of your reach while pretending that everything's fine and the credit crunch will pass soon. You're doing all the rights things and are on the right track to be debt free before you know it.

    I moved in with my aunty at the start of this year (and I'm 37!), but as much as I love her to bits, and we've been holiday buddies for years, I only lived with her for 3 months before finding a flatshare. It's not that we didn't get on, it's just that she watched SO MUCH carp telly for every waking hour, that I couldn't cope any longer :p

    Anyway, I know things feel tough now, but this will fly by, really! Think about this... 2 years ago Amy Winehouse was in the top 10 with Rehab, as were The Feeling with Love it When you Call. That doesn't feel like 2 years ago to me!!

    When I started on my DFW journey about 2 years ago, I owed £27k and calculated it'd be 5 years before I was debt free, but as I gained more DFW skills and reworked the sums I got it down to 2.5 years. At first I was impatient for the finish post, but then I realised that as it'd had taken about 15 years to accumulate the debt, getting rid of it in a couple of years was an amazing achievement. Keep that in mind and the months will fly by.

    Big hugs
    SuSu
    £27k (excluding interest) paid off in 29 months
    Finally debt free!
  • Lula-Hula
    Lula-Hula Posts: 7,868 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Coffee break :D


    Ossie - I'm so with you on the constant drip feeding to school :mad: We have christmas fair next week : sell/buy 3 books of raffle tickets, mufti day tomorrow in return for donation to christmas fair, fill a bag of sweets for christmas fair & then please come buy carp at christmas fair :rolleyes: .

    Re the second chance rule ; if needs must for sake of sanity & fear of dying alone without ever having sex again :eek: then go for it ( you can always review if better opportunity arises ;) )

    Good luck with the interview & faberoony on the weight loss :j I've regained the 2lb but as I've just scoffed 2 pieces of toast with choccy spread on then it's not really that surprising is it :rolleyes:. It's actually DDs fault ; I wouldnt bother buying food if it wasnt for her & before she arrived I lived quite happily on a diet of wine, chocolate, coffee & cigs :o .
  • Just writiting to say don't worry PinkTwirl, there are plenty of people who are in the same boat. Myself included. Yes it does feel like failure a little bit. But it can also feel like perhaps the last opportunity to really get to know your parents. You don't know how long you have.

    We all gotta stop worrying what other people think. Chances are they are worrying about what you are thinking and we just creating this giant circle of angst.

    Good luck
  • SuSu1871
    SuSu1871 Posts: 535 Forumite
    We all gotta stop worrying what other people think. Chances are they are worrying about what you are thinking and we just creating this giant circle of angst.

    You're dead right there, yorkshirekev :T
    £27k (excluding interest) paid off in 29 months
    Finally debt free!
  • Lula-Hula wrote: »
    I'm with Sarah though - there would be potential for insanity if I was to take that option :rolleyes: .

    Oh yes indeedy - I moved back to my parents house for 2 years in my early twenties when I'd only been gone 5 years & how none of us ended up in jail for murder is still a mystery.

    Still, it allowed me to save enough to put down a deposit on a flat despite being on what would now be less than minimum wage.
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