over spend and over eat

Bargainfinder_3

mmm, sounds nice Emmy.. is Annabelle your dd?
I need some lunch, but all I have is either Morrisons own 'Special K' (:D) or Toast.... I really dont fancy either:(

LilMissEmmylou

Bargainfinder wrote: »

One of my colleagues just told me she didn't know what meringue was...!!!

I have a friend who didnt believe there was cheese in cheesecake, or that hamburgers werent made of bloody ham :rotfl:where do we find these people ey?

Yes Annabelle is my DD Thats her about age 9/10 months though, shes now fast approaching 2 in December.

Puzzled - well done for bringing brekki to work and not smoking :T dont worry we all have down days. i had 3 weeks of frustration when i just maintained despite being fairly good eating and exercising. Now its a lot easier to be perky when ive lost 3lbs this week. So dont stress when you start to see your results, you will be all perky too , but for now be perky with your good deeds, NSD and healthy eating

crazychatter

Whew what a busy morning! lemon oil seems a good idea, I'll try to remember that MM
Wow Egypt! that is amazing! What a funny conincedence that there two people going there at the same time! Don't worry about what people think BF, if you have worked hard for it then that is what matters! I don't think there is any point denying yourself every pleasure until you pay it all off or you will get grouchy! well, I would anyway! lol!

crazychatter

oo I'm not sure BF, I want to say to go and have a nice lunch as you're going for a walk this afternoon but maybe it would be better to have some toast if you're tyring to be good before your sisters get here and the healthy regime goes out the window. Up to you but don't beat yourself up if you do treat yourself this once! when is your birthday?

Kmac_Edin

I just had to take a walk from my desk... was falling asleep at work! So I've had my excercise for the day... now back at my desk and could do with another sleep!!

I'm the same BF about Egypt, didnt want to say much to people incase they mentioned about it compared to my debt busting ways but now its so close I cant wait! :dance:

cmcconnell

seriously you miss one morning on here and then have to spend an hour just catching up! LOL
SO seems like everyone is doing well ! i started the tablets at the weekend and all i can say is: they are definatley having 'an' effect.:rotfl: LOL is worth it though have now dropped 8lbs in less then 2 weeks!
just had soup for lunch coz the weather is rubbish and it feels like the winter months are rolling in already! ( i get cold very easily. hate it!)
DD is having a nap, and i went for a swim this morning whilst she was at nursery. ( didnt swim for long though coz its still 'summer' holidays and was surrounded by screaming children in the pool.)
Have just found out my 2 best mates ae going to see stevie wonder next month and they didnt invite me coz they knew i would 'try' and afford it and then end up in more debt ( tickets and travel would have bee over £100) am so JEALOUS!!!!! AHGGGHHHHHHH!!:mad: they wouldnt have even known about the tour if i hadnt told them!
right! am going to go and eat biscuits and feel sorry for myself lol! ( actually im going to hang te washing up but the first sounded more drematic!)
LATERZ X

cmcconnell

have chnged my AV' coz the other one was a bit of a posey one and this one remind me why im doing this!

bluejeans

Bargainfinder wrote: »

We're doing a cruise up the nile for the first week, and then Cairo for 2 nights and then a hotel in Luxor for 5 nights, 2 weeks intotal. Cruise is all inclusive, Cairo b&b and Luxor half board.

I dont talk about it much because I feel like people will judge me for spending the money; when in reality we had a really big discussion about whether or not to cancel the booking and lose the £300 deposit; or carry on paying it. I know we could have paid off more debt by now if we hadn't gone; but I am so glad we are going!

BF I am off to Tunisia in 4 weeks and you know the situation I have just been in. Booked and paid for before i had my LB moment. We are all on here for the same reasons. You tell us all about you hols before and after. I could have paid off two of my debts with £1500 holiday and spends and clothes has cost me. I am not sure how you may feel about this, but this has made me a stonger a person and allthough i would rather not have the debts. I dont feel bad about them, i will pay them off and save and learnt valubale life lessons.

Jo x

Bargainfinder_3

Hey ho all,
I had to just close all my mse windows down and get on with some work lol, I'm terrible. I know what you mean about catching up cmc, lovely tho aint it!!

Crazy, I am ashamed to say I ate 3 chocolate rich teas for my lunch....:( however I didn't spend anything!!!

Kmac, I am bubbling over with excitement about Egypt; I will post photos on FB when I get back and show you guys the link:D I get to go home in 50 minutes, wahoooo

magneto

Do not buy anything you can not afford with a credit card. Credit cards are an expensive way of borrowing than your local bank loan which offers better rates and better terms for you. If you are going to use a credit card, use credit card that offers 0% on balance transfers.

Sandwiches, burgers, fizzy drinks, sweets, potato crisps and takeaways are more expensive and do not nourish your body like the less cheaper fruits and vegetables. Instead of buying a expensive sandwich from a shop, taking a pack lunch will save you a lot of money.