over spend and over eat

tara747

LilMissEmmylou wrote: »

tara where abouts in Belfast r u from? Im from Bangor (well most of my life, but I have also lived in Lurgan and Tandragee) so used to go to school in Belfast Living in liverpool at the moment though.

I'm from outside Belfast, pure culchieland!!!

tara747

bluejeans wrote: »

I am going to be in a situation to save by April 2009, so I will be picking your brains for all the best places to save. you have your hands full with your challenges today, you go girl and don't let anyone stop you.

Jo x

Pick away!

Here's how the challenges have gone:

1. NO CHOCOLATE - failed
2. Check online banking - succeeded
3. Walk for at least an hour and a half - an hour done so far - might try for 2 hours since The Chocolate Incident
4. Do not go anywhere near shops - succeeded
5. No Spend Day (apart from buying a couple of apples with change I had lying around - does that count as NSD???) - failed (had to buy tampons in Tesco so essential spend!! But def not a NSD)
6. Seek to switch underperforming ISA - 5.3%!!! I only have £3300 ish of my ISA savings in it but it still annoys me that the rate is so low. I know there are ISAs that allow transfers in but you lose 90 days' interest. Sounds awful!!!! - checked it out but interest penalties are putting me off - will do some more research

icka

Hi Peeps and newbies

Sorry I have been away for a few days my broad band has been down:mad: .Felt like my arm was cut off.

I have to start reading all the posts and then Ill reply. Not good Im afraid I havent had you guys for motivation so I have eaten loads of crap and not exercised.:mad: But its all going to be ok.

xxx Icka

icka

Wow you guys are all doing so well

Jo thread is fab everyone seems to be doing fantastic with the motivation from each other. So well done you you seem to be doing great yourself. So thank you honey

Three cheers for Jo:T
Lilmiss you are doing great
Skintlynn - Im a HR recruiter, so ifyou need me to have a look at your cv to give you so pointers I would be more than happy to help.
Tara welcome
Piglet -my little ray of sunshine on an otherwise dull day. you are doing great with the walking, you go girl.
Olive - totally taking your low fat wine idea as a given:rotfl:
Puzzledbubbles - 6lbs you are great

Thanks ladies for your wishes about my friend,:A

Anyway I have done no exercise at all (well have my period and dont really want to swim) excuse I know but Ill get back on track

I ate so much crap yesterday.

But from today on Ill be back with a vengance.

xxxx great to be back missed you x:A

tara747

icka wrote: »

Hi Peeps and newbies

Sorry I have been away for a few days my broad band has been down:mad: .Felt like my arm was cut off.


xxx Icka

:eek: :eek: :eek: :eek: :eek: :eek: :eek:

Never_Ever_Again

Hi everyone

I have read this whole thread with great interest and would love to join in as well. I am currently paying off my debts and should be debt free by February next year, BUTmy weakness is Chocolate and crisps and I do tend to waste a hell of a lot of money on these. I have been trying to follow a healthy eating plan since October last year and have lost nearly 1 and 1/2 stone would still like to lose at least another stone. I am at the stage now where I need to get my backside back into gear or I will put back on the weight I have worked so hard to lose and more if I'm not careful.

I get paid on Monday and my challenge to myself is to try and only have 1 bar of chocolate per week. I will also be trying to see if I can actually end up with any money saved at the end of the month.

Good luck to everyone in their quest to stop over eating and over spending
X

Lemon_Tree

Hi i'm a late comer whose in the same situation, i budget like mad and then waste money on stupid food especially food/ puddings. I'm as desparate to lose weight as i am to get out of debt, i seem to be slowly whittling away at the debt but just can't stay away from food. I tried to challenge myself to no chocolate days but that almost seems to make things worse, i just don't know what to do.

tara747

Never_Ever_Again wrote: »

Hi everyone

I have read this whole thread with great interest and would love to join in as well. I am currently paying off my debts and should be debt free by February next year, BUTmy weakness is Chocolate and crisps and I do tend to waste a hell of a lot of money on these. I have been trying to follow a healthy eating plan since October last year and have lost nearly 1 and 1/2 stone would still like to lose at least another stone. I am at the stage now where I need to get my backside back into gear or I will put back on the weight I have worked so hard to lose and more if I'm not careful.

I get paid on Monday and my challenge to myself is to try and only have 1 bar of chocolate per week. I will also be trying to see if I can actually end up with any money saved at the end of the month.

Good luck to everyone in their quest to stop over eating and over spending
X

Good iea to alow yourself one bar of choc a week - gives you something to look forward to instead of complete denial (hmm - maybe that's where I'm going wrong). I wish you luck, and might follow the same idea myself. What is going to be your chocolate day?

scorched_earth_erotica

I have the same problem. I overspend and then feel bad about it, and then comfort eat to make myself feel better. What a catch 22!

tara747

Lemon_Tree wrote: »

I tried to challenge myself to no chocolate days but that almost seems to make things worse, i just don't know what to do.

Welcome. Join the club, I could have written that myself!!!

It is hard, isn't it. I haven't cut down on chocolate at all since starting this challenge, but I have upped my exercise and hope that the cutting-down will follow. Or you could try Never Ever Again's idea of allowing yourself x amount of chocolate a week?