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over spend and over eat

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  • Skint_Lynne
    Skint_Lynne Posts: 1,363 Forumite
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    I've not tried skype Olive, we usually just text and he fones once a week. It's a bit better this time as I can have regular contact with DH, he was away to Afghanistan last year for 7 months and did not know when he would fone, sometimes it was about 3 weeks before I heard from him. I must see if I can get hooked up to this, the bills are horrendus for the fone:eek:. I'm glad we have found each other, now we will have some company at night!! (that doesn't sound right, LOL).:rotfl:
    SL
  • wanttobeasaver
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    Evening all

    Tried to post yesterday but couldnt dont know what was wrong:confused:

    Anyway as promised weighted myself 13ST :mad: but although thats bad i think my scales are wrong as i was at ww & was heavier than that the last time i was there & im defo heavier than then as ive a big spare tyre well 3 actually round my middle which is sooooooooo noticable when your 5' 1 " but i started today & so far so good & ive even went for a walk 2nite with afriend which i enjoyed the chat as hadnt seen her for a few weeks. went out yesterday to get a wii fit trieed again today none to be had:eek: i need to exercise big time!!

    Blue jeans hope you get through work ok i used to work nite duty do you read? What about an exercise dvd ( says she who never ever did this) have you acess to a computer you could post on here when you get hungry.

    Report again tomorrow this is a fab idea :beer:
    Save 1500 - (Monzo Card Pot by Dec 2021) 1020/1500 
    12 NSD MAY 3/12
    Lose 21lb by July .......................4 /21LB 
  • LilMissEmmylou
    LilMissEmmylou Posts: 1,721 Forumite
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    wanttobeasaver - i sympathise im 5ft and was 12st 7 my weigh in last Tuesday when i started my healthy eating. Im used to being about 10st and a size 8 - 10 so got 35lbs to lose - pretty similar to you i guess :)
  • LilMissEmmylou
    LilMissEmmylou Posts: 1,721 Forumite
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    :j:j:j 4lbs off this week :j:j:j

    although somehow i still feel a little deflated :o even though i know i should be over the moon. Still, if i have another good week, this time next week i will be in the next stone down :) (even if it is the top end lol). been doing well staying from the shops this week too, only went in for bread, milk and baby wipes and thats all i came out with :A need more bread and milk today again though so fingers crossed lol
  • Puzzledbubbles
    Puzzledbubbles Posts: 1,853 Forumite
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    Hi All,

    Well done Lil Miss - 4lb thats fab!!!!!!

    Welcome Ginger - a plain is always good and i find the walk to work always puts me in a much better mood than when i drive

    Skint Lynn - Where is your OH off to? Ive found bananas are really good when you need something sweet - i seem to like them more than apples (my fav fruit)

    icka - sorry to hear about your friend

    Piglet - well done for walking that far!!! I do 20 minutes each way and sometimes i think thats too far!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!

    Olive - i really miss OH when i havent seen him for a week, i dont know what i would be like after 2 years!!!

    Want to - well done for the walk -its nice to be able to do something that makes you feel like you have exercised and catch up with mates, you have reminded me there are people i need to call, thanks x

    Blueeeeeeeee where are youuuuuuuuu - hope work was ok last night hun, did you manage to resist?

    I was RUBBISH last night, we went to the pub quiz and instead of drinking sugary and fatty J2O's i drand orange juice and lemonade, whihc was fine, unitl i decided i NEEDED peanuts (and sat and scoffed a bag, and knicked half of my mates bag of Big eat chicked crisps)

    And then we got home and i ate 3 pieces of toast with too much butter and marmite.

    Im back on it today thou - no snacks and just my lunch and fruit for me today until i go home for tea

    Puzzled x
  • Skint_Lynne
    Skint_Lynne Posts: 1,363 Forumite
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    Hi Puzzled,

    He is away to Kenya, meant to be for 6 months, but he foned late last nite and it might be getting extended to 1 year:eek: but he'll get 3 weeks off round about Christmas time. He said he was calling from a safari lodge and was getting kept in the lap of luxury, (all right for some). I might get a holiday out of it, but I don't fancy going there, I'm not into safari stuff.

    I'm doing better on the eating front today, 2 slices of toast for breakfast, HM soup and 2 slices of bread for lunch and I've had a cup of coffee with no biscuits or chocolate, so far so good. I've not spent any money today either, so that is a bonus. I'll give the bananas a try will maybe get some tonight or tomorrow.

    Done 3 of my job applications will get the rest done this afternoon. Shop has been okay this morning, only 5 months till Christmas!!!

    Hope you are all having a good day,

    SL

    (I've just looked at my name, I'm not a newbie anymore!!!:j
  • tara747
    tara747 Posts: 10,238 Forumite
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    Can I join too? I tried starting my own thread on the savings board but it's not going too well...

    I'm trying to lose a stone and a half and also save more and stop wasting little bits of money on rubbish. Actually I will just go and copy my post, just a sec...

    :D
    Get to 119lbs! 1/2/09: 135.6lbs 1/5/11: 145.8lbs 30/3/13 150lbs 22/2/14 137lbs 2/6/14 128lbs 29/8/14 124lbs 2/6/17 126lbs
    Save £180,000 by 31 Dec 2020! 2011: £54,342 * 2012: £62,200 * 2013: £74,127 * 2014: £84,839 * 2015: £95,207 * 2016: £109,122 * 2017: £121,733 * 2018: £136,565 * 2019: £161,957 * 2020: £197,685
    eBay sales - £4,559.89 Cashback - £2,309.73
  • tara747
    tara747 Posts: 10,238 Forumite
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    tara747's savings and weight loss challenge!!
    OK, this is going to give me a kick up the backside with my savings and weight loss! I know that a lot of potential FTBs are saving for a house and there are already a couple of threads on this topic, but I need the motivation of a public confessional to keep me on the straight and narrow!! :D

    I have the following aims:

    1. To save as much as possible for an eventual house deposit
    2. To stop wasting money on pretty sparkly things in Accessorize (I only buy sale items so convince myself that it's ok!!) - which will obviously help with #1
    3. To lose a stone and a half by Christmas

    Short term challenges for the next ten days

    I am going to challenge myself to:

    1. put another £100 in my websaver, I can do it!
    2. have two more No Spend Days in July (have managed only two so far)
    3. eat no more chocolate for the rest of the month (argh!!)

    Savings so far: £14,600
    Current a/c balances: £1200
    Current weight: about 9st 9lbs (I am only 5'3" so this is bad and my body fat is about 30% - v. bad)

    I need support! Anyone want to join?

    Last edited by tara747 : Yesterday at 11:02 PM.
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    post_old.gif Yesterday, 11:38 PM #2 Lokolo vbmenu_register("postmenu_12689861", true);
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    Lokolo

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    I would quite happily join but I am udnerweight and a money saver.... 2 + 2 = 5 there :p

    Good luck though!


    ISA 07 - £3000/£3000 08 - £500/£3600

    Racking up the student debt! Year 1/4 finished!
    Staffordshire University

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    post_old.gif Today, 8:41 AM #3 savingpennies vbmenu_register("postmenu_12693247", true);
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    You might want to look at the 'How much can you save?' sticky at the top. Lots of people there setting themselves the challenge to save.



    July PMS - £56.81
    £2 saving - £10
    Grocery Challenge - Target £300 Actual £134.42
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    post_old.gif Today, 8:47 AM #4 tara747 vbmenu_register("postmenu_12693325", true);
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    Quote:
    Originally Posted by Lokolo viewpost.gif
    I would quite happily join but I am udnerweight and a money saver.... 2 + 2 = 5 there :p

    Good luck though!



    :D

    I am a saver but this is my attempt to save more by not wasting small bits of money on silly things. I already do all the MS stuff like bringing my own lunch to work, walking/cycling everywhere, seeking out bargains, buying reduced stuff for the freezer, shopping around and getting cashback for everything possible, only buying clothes etc in the sales - it's just that I could be doing a bit better and paring my spending down a bit!

    I have quite a large disposable income so should be able to save more - am currently saving about £600-700 per month.

    user_online.gif [EMAIL="abuse@moneysavingexpert.com?subject=Reporting post http://forums.moneysavingexpert.com/showpost.html?p=12693325"]report.gif[/EMAIL] edit.gif quote.gif quickreply.gif tara747View Public ProfileSend a private message to tara747Find More Posts by tara747Find all thanked posts by tara747Add tara747 to Your Buddy List



    post_old.gif Today, 10:25 AM #5 tara747 vbmenu_register("postmenu_12695643", true);
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    Quote:
    Originally Posted by savingpennies viewpost.gif
    You might want to look at the 'How much can you save?' sticky at the top. Lots of people there setting themselves the challenge to save.

    Here is an interesting article, I could have written tip #21 myself!

    http://www.savingadvice.com/blog/200...ney-habit.html

    21. Hang out in the stores for fun. Going to stores when you don’t need anything is a bad habit that can cost you big money. Rare is the person who can just wander the mall without buying something. These little “somethings” add up and cut into your net worth. Better to only shop when you need something and find something else to do for fun. A corollary to this one is to rely on commercially prepared entertainment like movies, theater productions, arcades, premium cable packages, and theme parks for your fun. A little of this is fine, but when it becomes a habit to go to the movies or a theme park for fun, it gets expensive. Find cheaper ways to entertain yourself.



    Get to 119lbs! 1/2/09: 135.6lbs 1/5/11: 145.8lbs 30/3/13 150lbs 22/2/14 137lbs 2/6/14 128lbs 29/8/14 124lbs 2/6/17 126lbs
    Save £180,000 by 31 Dec 2020! 2011: £54,342 * 2012: £62,200 * 2013: £74,127 * 2014: £84,839 * 2015: £95,207 * 2016: £109,122 * 2017: £121,733 * 2018: £136,565 * 2019: £161,957 * 2020: £197,685
    eBay sales - £4,559.89 Cashback - £2,309.73
  • tara747
    tara747 Posts: 10,238 Forumite
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    Ooh, that looks weird! A thread within a thread! Anyway, mine was tumbleweed central :( so can I join in here?
    Get to 119lbs! 1/2/09: 135.6lbs 1/5/11: 145.8lbs 30/3/13 150lbs 22/2/14 137lbs 2/6/14 128lbs 29/8/14 124lbs 2/6/17 126lbs
    Save £180,000 by 31 Dec 2020! 2011: £54,342 * 2012: £62,200 * 2013: £74,127 * 2014: £84,839 * 2015: £95,207 * 2016: £109,122 * 2017: £121,733 * 2018: £136,565 * 2019: £161,957 * 2020: £197,685
    eBay sales - £4,559.89 Cashback - £2,309.73
  • piglet6
    piglet6 Posts: 1,532 Forumite
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    Evening everyone! :hello:

    Well today I managed to walk home again, which was good :T , and the only spends today were in Boots (Piriton tablets and a new toothbrush - both essentials) and Sainsbury's - some milk (also essential), but when I bought the milk I succumbed to a bottle of wine - not essential :o ...but I suppose it could have been worse! :rolleyes: At least I managed not to buy the reduced custard slices, the reduced choc chip cookies and the 3 for 2 chocolate bars...:rotfl:

    Puzzledbubbles - look on the bright side...it could have been toast and butter and cheese - marmite is much better!! :p

    Jo - hope you're OK and last night's shift went well... ;)

    Tara - welcome to the thread. :D

    Piglet
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