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My new 'no spending/get myself organised' diary

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  • MissKJ
    MissKJ Posts: 780 Forumite
    Hello Millyscarlett! Just started my own diary, so saying hi to you all. I might have to come to you for advice on selling things and how to stop that money "seeping" into other budgets. You seem to have it sorted.
    unsecured Debts at [strike]August 2007 £79,984[/strike] September £79,579 [STRIKE]Snowballing date July 2013[/STRIKE].

    May 2009, £76,772 unsecured debts

    DMP started Dec 2008, End date at start 2133!
  • pixiechick99
    pixiechick99 Posts: 3,729 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Ooooh MissKJ - I don't know that I have it all sorted, I try, but I always feel like I'm not quite doing enough;) I do move Paypal/Amazon money as soon as I see it appear in my current account though - if I left it there it'd just get swallowed up. Even small amounts from Amazon I transfer..it all adds up:D
    I really need to sort out a new signature!
  • pixiechick99
    pixiechick99 Posts: 3,729 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Well, that's E and I just in, we went out straight after schhol - handed in all 3 folders of my NVQ portfolio....woohoooo at last:beer:
    Then went to the council offices to tell them of my income going up, for housing benefit assessment - bit worried though as my wages went up in November and got it backdated....so I'll have received an overpayment from HB...hope it's not too much:o

    Ordered a garden waste bin too from hem - £25 for the year, but saves me carting all my grass cuttings etc to the tip - and messing my nice new car:rolleyes:

    And bought girsl a pair of summer trousers each, but they were 3 for 2 so got my niece some and told my sis that'll cost her £6,she was happy!! Made my trousers cheaper;):D

    Anyway, just doing a quick dinner of pasta and sauce for girls and going to open an ING direct savings account - found on the referrals board people have codes where you get £25 for depositing £1 (I assume these referers get money too:p) - but I fancied an ING account anyway, you can have lots of separate 'pots' of money - might help with organising my savings, once holiday is paid.
    I really need to sort out a new signature!
  • mogchops
    mogchops Posts: 1,548 Forumite
    Hiya Milly,

    Way to go, still on the up I see!! Well done!! :T

    You are an inspiration, you manage to keep everything so organised, and huge well done again for the ebay sells, yet again I say to myself "must get organised"!!! :o
  • pixiechick99
    pixiechick99 Posts: 3,729 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Awwww Mogchops thank you - me, an inspiration though??!!:confused:haha

    I've opened my ING direct account - have to send a cheque for a £1 to open it, so that'll be lovely if I get the £25 for opening;)

    Have just ordered the ex a photobook of the girls from Bonusprint online - free book, just paid £2.50 delivery...cheap present for his bday in June then...nice:rotfl:

    I sent off my Tax Credits renewal a couple of weeks ago and was worried as thought I'd sent off the wrong figure - used the taxable pay figure on my Match wageslip, but someone at work said that pension contributions should be included which they're not in that figure. But, have been reading around - the benefits board was great - and I have used the right figure:T So, went on entitled to website and used the figure I gave them and it looks like my TCs may go up by about £5-10 a week.....coool, hope I hear from them soon;) Mind you, I'll owe HB some money back I guess as I completely forgot to tell them my wages went up - luckily not by a massive amount (£20 a month!!!:D)

    Must go and do lunches for tomorrow and watch the Apprentice. Hooray it's nearly Thursday already:T

    Just ordered our tickets for day out on E's bday at the end of May - only spent £25 of clubcard vouchers for £100 in tickets - that's 5 unlimited tickets so girls can go on all the rides they like....absolute bargain (and my sis giving me £15 for her 3 tickets;)) - my 2 girls day out will cost me £10 in clubcard vouchers!! And a picnic.......:D

    Hey - now I do feel quite organised.....been a busy bee tonight:p
    I really need to sort out a new signature!
  • urg123
    urg123 Posts: 1,997 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    HI Milly

    I subscribed to your thread ages ago but have been awful at catching up.

    You seem so organised and motivated. Keep up the good work!

    urg x x
  • pixiechick99
    pixiechick99 Posts: 3,729 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    urg123 wrote: »
    HI Milly

    I subscribed to your thread ages ago but have been awful at catching up.

    You seem so organised and motivated. Keep up the good work!

    urg x x

    Ahh thanks Urg - been reading your diary too, bet you're glad your exam is out of the way - I was very impressed at the amount of revision you were doing;) Hoping I can use some of my motivation with my uni course in Sept - I'm really going to need to be organised then...working every day too:eek:
    I really need to sort out a new signature!
  • retrocircles
    retrocircles Posts: 746 Forumite
    Congrats on handing in all of your portfolios. & what a bargain on those tickets!!!
    Debt @ LBM 29/12/08 - £49044! Now £44684.
    Fat loss 29/85lbs // £100 into £10k £243.07/£10k
    HSBC Loan 9658 // HSBC CC 3484 // HSBC CC 1464 // DP's 779 // Car 0% 4851 // Halifax OD 1348 // HSBC OD 1.5k // HSBC OD 1k // Barclays OD 400 // IOMOM 4400 // S Loan 15k // Cap1 £800
  • pixiechick99
    pixiechick99 Posts: 3,729 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    NOthing much to report today - except TCs went in - £16 more this week;)
    The letter was here when I got home and looks like I'll be getting £10 a week more from next week....pleased with that:D

    Girls out at a club, jacket pots are in the oven and just having a read on ehre - glad it'd Friday, I'm tired, but tomorrow might be a long night, 2 of girls' friends sleeping over as G's bday on Sat:rolleyes:hmmmm, fun fun fun:p
    I really need to sort out a new signature!
  • pixiechick99
    pixiechick99 Posts: 3,729 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    And NSD no.3 today - I just bought bread, milk and pittas out of the grocery budget....was good and resisted a can of coke for lunch as that would have ruined my NSD;)
    I really need to sort out a new signature!
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