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My new 'no spending/get myself organised' diary

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  • pixiechick99
    pixiechick99 Posts: 3,729 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Lovely day here today - and my 9th NSD of April:beer:
    DD2 is at Brownies, I paid the £20 subs from the clubs fund, all accounted - and cash, so no nasty cheques coming out in a few weeks! DD1 out with her friends, it's silent here....bliss. About to hoover through downstairs, will then cook eldest's dinner - just leftover meatballs and sauce from freezer, then collapse on sofa, very tired.

    £10 from bingo scratchies arrived in account today, so has been swiftly transferred to svaings account. I *think* I only need about £250 more in there to cover the holiday, due end of May... Have £75 due from Quidco this month, it's been paid so I know it's coming this month! So, I'll have paid for the hols with money - not credit...cooool!!

    Just need to buy birthday presents for the 2 darlings now....:rotfl:
    I really need to sort out a new signature!
  • pixiechick99
    pixiechick99 Posts: 3,729 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Woo hoo another NSD:beer: Nearly at the target of 12 for April....cooool;)

    Am absolutely shattered - work is wearing me out, but still glad to be back:D Still no money from ex in account - he says it left his account on Friday, surely it should have cleared into my account by now?! Hmmmm. TCs in tomorrow thank goodness so account will look healthier.

    Must do a meal plan and list for next week's food. We're staying at my sister's on Saturday night so can nip to her Morrison's on Sunday and use 10% discount card.

    Early night tonight, I need it:rotfl:
    I really need to sort out a new signature!
  • mooomin
    mooomin Posts: 13,703 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    Still no money from ex in account - he says it left his account on Friday, surely it should have cleared into my account by now?!
    With my banking hat on, assuming he didn't send the money by Faster Payments (In which case you would have had it by now) some banks do take 3-5 working days to process money transfers. It depends on who you both bank with tbh. The first working day is often the first one after the payment was sent, so:

    Friday - money sent
    Monday - next working day (Day 1)
    Wednesday - today - should be Day 3 so I would be expecting it tomorrow at the latest.

    Not to doubt anyone's ex (!) but do you have proof he sent it? :D
  • pixiechick99
    pixiechick99 Posts: 3,729 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    With my banking hat on, assuming he didn't send the money by Faster Payments (In which case you would have had it by now) some banks do take 3-5 working days to process money transfers. It depends on who you both bank with tbh. The first working day is often the first one after the payment was sent, so:

    Friday - money sent
    Monday - next working day (Day 1)
    Wednesday - today - should be Day 3 so I would be expecting it tomorrow at the latest.

    Not to doubt anyone's ex (!) but do you have proof he sent it? :D

    :rotfl:If you knew him you'd know why I'm a little disbeleiving hahaha!! I have no proof, no - not seen the standing order even though I have asked to, and I do need to see it so I can tell Housing benefit people.

    Hopefully tomorrow then I'll see it......I'll be eagerly checking the account at 6.30am:D Thanks for the info:A
    I really need to sort out a new signature!
  • benbenandme
    benbenandme Posts: 12,349 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Photogenic
    Are you sure we don't share the same ex Milly :rolleyes: :rotfl:
    Mortgage Total: £51,549 / £75,000
    Mortgage Overpayments Pot £1079
  • pixiechick99
    pixiechick99 Posts: 3,729 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Are you sure we don't share the same ex Milly :rolleyes: :rotfl:

    What...the same dirty, lying, cheating, stingy one?!!?!;):D
    I really need to sort out a new signature!
  • benbenandme
    benbenandme Posts: 12,349 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Photogenic
    Yep that'd be the one ;) The one who uses the same line month after month about the bank being to blame for his money never arriving on time :rolleyes: :rolleyes:
    Mortgage Total: £51,549 / £75,000
    Mortgage Overpayments Pot £1079
  • Have just caught up! You're doing so well! You've really inspired me to get back into MSE, so thankyou for that. xo
    Debt @ LBM 29/12/08 - £49044! Now £44684.
    Fat loss 29/85lbs // £100 into £10k £243.07/£10k
    HSBC Loan 9658 // HSBC CC 3484 // HSBC CC 1464 // DP's 779 // Car 0% 4851 // Halifax OD 1348 // HSBC OD 1.5k // HSBC OD 1k // Barclays OD 400 // IOMOM 4400 // S Loan 15k // Cap1 £800
  • pixiechick99
    pixiechick99 Posts: 3,729 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Have just caught up! You're doing so well! You've really inspired me to get back into MSE, so thankyou for that. xo
    Oooooooooooooooh I've been useful?!!!:rotfl: Fab...come on then Mrs, let's be motivated together;)
    I really need to sort out a new signature!
  • pixiechick99
    pixiechick99 Posts: 3,729 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Morning all and hooray for Friday:beer:
    I'm shattered, physically anyway....steroids keeping me feeling good though, I just feel tired after working all week;)

    Ex's money hit my account today.....took a week, it left his account last Friday...how slow?!:confused:
    Anyway, hopefully another lot should leave his account today;)

    I have finally got my UCAS application all sent off - got my reference from work (was lovely:o) so have finished the online application and sent it....excited but wondering if I'm ever-so-slightly mad:rotfl:

    Lots of ebay things have bids....rather pleased. Some end tonight and more over the weekend.

    I think we're off to my sister's tomorrow, til Sun afternoon. Were going for a bbq, but the forecast looks a bit pants:mad:Oh well.

    Not much else planned....I need to rest my weary legs:D
    I really need to sort out a new signature!
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