Credit Reference Agencies - Who Really Uses Who?! UPDATE

stella2009

Innocent_Guy wrote: »

Which store as in the geographical location? I bought a Macbook

I have just bought the MacBook Pro, what a stunning piece of kit ;-)

never-in-doubt

UNDERGROUND wrote: »

Hello all

I recently applied for and have now received an Amex Express Rewards card and as current card holder was not credit searched, just an unrecorded enquiry and an ID generic check. Also applied for Next Directory and Tesco Loans and both only searched Equifax.

Hiya

can you elaborate on what you mean with Amex? Were you already a customer just to get generic ID check or is there another reason they never done a full search? i.e. what did you mean as a current card holder, like you already have an account? So with Amex you can have several accounts can you?

Can you confirm the start limit on such a card? and also were you successful with Next/Tesco? Obviously, different people's stories help others decide if it is worth applying

Thanks mate :beer:

ElkyElky

I want an Amex. Anyone willing to sell theirs? :rotfl:

stella2009

ElkyElky wrote: »

I want an Amex. Anyone willing to sell theirs? :rotfl:

Is it even accepted anywhere now?? (in the UK I mean)!!

ElkyElky

stella2009 wrote: »

Is it even accepted anywhere now?? (in the UK I mean)!!

I have no idea. I just want it to make my wallet look rich.

stella2009

ElkyElky wrote: »

I have no idea. I just want it to make my wallet look rich.

LOL LOL LOL

Well at least you are honest, and I like the answer. Just like something I would say!!!

never-in-doubt

ElkyElky wrote: »

I have no idea. I just want it to make my wallet look rich.

Fill it with £20's mate from your new 'loan' :rotfl: :rotfl:

never-in-doubt

stella2009 wrote: »

LOL LOL LOL

Well at least you are honest, and I like the answer. Just like something I would say!!!

You can shuttup - you have 1st Direct card in yours :mad: :mad: :mad:

stella2009

never-in-doubt wrote: »

You can shuttup - you have 1st Direct card in yours :mad: :mad: :mad:

LOL

Mate those First Direct cards look the business in the wallet!!!

I keep opening the wallet from time to time just to look at it!!!

You really need to get one ;-)

ElkyElky

never-in-doubt wrote: »

Fill it with £20's mate from your new 'loan' :rotfl: :rotfl:

Nah, I'd ask for £5 notes. More notes makes the wad look bigger. :j