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Credit Reference Agencies - Who Really Uses Who?! UPDATE

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  • sutton111
    sutton111 Posts: 6,302 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    i'm wondering if yorkshire bank do the same.
  • sutton111 wrote: »
    i'm wondering if yorkshire bank do the same.

    http://forums.moneysavingexpert.com/showthread.html?t=1033817&page=3

    POST 53
  • KingPin wrote: »
    Does anyone know if Norwich and Peterborough building society report to the Credit Reference Agency's on conduct of there current account if so which agency do they use.


    Just a bump see if someone can help you
  • PROLIANT
    PROLIANT Posts: 6,396 Forumite
    1,000 Posts Combo Breaker
    KingPin wrote: »
    Does anyone know if Norwich and Peterborough building society report to the Credit Reference Agency's on conduct of there current account if so which agency do they use.
    Yes, on their full current account they do but not with the basic cash card account.
    Since when has the world of computer software design been about what people want? This is a simple question of evolution. The day is quickly coming when every knee will bow down to a silicon fist, and you will all beg your binary gods for mercy.
  • sutton111
    sutton111 Posts: 6,302 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    KingPin wrote: »
    Thanks for that a little bit disapointed that they don't report to all 3 cra's. but at least they report those little 0's to one credit file.:T
  • PROLIANT wrote: »
    Yes, on their full current account they do but not with the basic cash card account.

    Thanks which agency do they report too I have a full current account thanks
  • PROLIANT
    PROLIANT Posts: 6,396 Forumite
    1,000 Posts Combo Breaker
    KingPin wrote: »
    Thanks which agency do they report too I have a full current account thanks
    Equifax and Experian
    Since when has the world of computer software design been about what people want? This is a simple question of evolution. The day is quickly coming when every knee will bow down to a silicon fist, and you will all beg your binary gods for mercy.
  • thanks for the help
  • darcyvuqua
    darcyvuqua Posts: 2,459 Forumite
    back to the top!
    you cant change yesterday
    but you can make tomorrow better
  • Some updates from my recent experience:

    O2 contract phone (direct from o2 not CPW): Equifax AND Experian
    Natwest Credit Card: Experian only (searched twice)
    Natwest Current Account: Equifax only
    Barclaycard: Equifax only
    HSBC Credit Card: Experian and Call Credit
    Lloyds TSB Credit Card: Experian only
    HSBC Loan: Experian only
    Barclays Bank Account: Don't appear to have checked any CRA
    OUSBA: claimed they'd check Experian but never did
    BT (for new landline): Equifax
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