📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Credit Reference Agencies - Who Really Uses Who?! UPDATE

1…89111314…77

Comments

  • sutton111
    sutton111 Posts: 6,302 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    i'm wondering if yorkshire bank do the same.
  • KingPin_2
    KingPin_2 Posts: 31 Forumite
    sutton111 wrote: »
    i'm wondering if yorkshire bank do the same.

    http://forums.moneysavingexpert.com/showthread.html?t=1033817&page=3

    POST 53
  • The_Joker_4
    The_Joker_4 Posts: 13 Forumite
    KingPin wrote: »
    Does anyone know if Norwich and Peterborough building society report to the Credit Reference Agency's on conduct of there current account if so which agency do they use.


    Just a bump see if someone can help you
  • PROLIANT
    PROLIANT Posts: 6,396 Forumite
    1,000 Posts Combo Breaker
    KingPin wrote: »
    Does anyone know if Norwich and Peterborough building society report to the Credit Reference Agency's on conduct of there current account if so which agency do they use.
    Yes, on their full current account they do but not with the basic cash card account.
    Since when has the world of computer software design been about what people want? This is a simple question of evolution. The day is quickly coming when every knee will bow down to a silicon fist, and you will all beg your binary gods for mercy.
  • sutton111
    sutton111 Posts: 6,302 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    KingPin wrote: »
    http://forums.moneysavingexpert.com/showthread.html?t=1033817&page=3

    POST 53
    Thanks for that a little bit disapointed that they don't report to all 3 cra's. but at least they report those little 0's to one credit file.:T
  • KingPin_2
    KingPin_2 Posts: 31 Forumite
    PROLIANT wrote: »
    Yes, on their full current account they do but not with the basic cash card account.

    Thanks which agency do they report too I have a full current account thanks
  • PROLIANT
    PROLIANT Posts: 6,396 Forumite
    1,000 Posts Combo Breaker
    KingPin wrote: »
    Thanks which agency do they report too I have a full current account thanks
    Equifax and Experian
    Since when has the world of computer software design been about what people want? This is a simple question of evolution. The day is quickly coming when every knee will bow down to a silicon fist, and you will all beg your binary gods for mercy.
  • KingPin_2
    KingPin_2 Posts: 31 Forumite
    thanks for the help
  • darcyvuqua
    darcyvuqua Posts: 2,459 Forumite
    back to the top!
    you cant change yesterday
    but you can make tomorrow better
  • moneysavingallday
    moneysavingallday Posts: 615 Forumite
    Some updates from my recent experience:

    O2 contract phone (direct from o2 not CPW): Equifax AND Experian
    Natwest Credit Card: Experian only (searched twice)
    Natwest Current Account: Equifax only
    Barclaycard: Equifax only
    HSBC Credit Card: Experian and Call Credit
    Lloyds TSB Credit Card: Experian only
    HSBC Loan: Experian only
    Barclays Bank Account: Don't appear to have checked any CRA
    OUSBA: claimed they'd check Experian but never did
    BT (for new landline): Equifax
This discussion has been closed.
★ ★ ★ Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.4K Banking & Borrowing
  • 253.2K Reduce Debt & Boost Income
  • 453.8K Spending & Discounts
  • 244.3K Work, Benefits & Business
  • 599.6K Mortgages, Homes & Bills
  • 177.1K Life & Family
  • 257.9K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.
Update Your Picture