Credit Reference Agencies - Who Really Uses Who?! UPDATE

darcyvuqua

shut up is that the truth!!

louiser123

OMG!!!! is that really true???? :eek:

just look how darcys and my eyes lit up there:rotfl: crikey if i was offerd a limit like that i would take a couple of months to get back up off the floor after passing out:snow_laug ooh look its nearly christmas.

amizaki

only £50k ? thats not enough for me :P

louiser123

i cant get over the shock of it, 50k!!! hell i owe less than that on my mortgage its a humongus amount!!

moneysavingallday

amizaki wrote: »

only £50k ? thats not enough for me :P

Tell me about it! Why do these shoddy lenders imagine we can get by with such a measly limit? haha

System

Thanks for the bump and updates

I hope the information collected so far has been useful to someone!

I have slightly edited the layout to include loans and store cards.

If anyone has more to add please post!

Regards
UNDERGROUND

moneysavingallday

Barclays search EXPERIAN for current accounts

Tori_Bellatrix

I recently got an Egg card and they searched Equifax only ...

stephane_2

Natwest did search Equifax & Experian for a current account but applied recently for their Platinum CC and they only searched Experian

System

Just a little bump!

Got my latest Callcredit report to day and found some more of my accounts are being reported to them, I have updated the list accordingly.

It seems Callcredit are becoming more and more involved in the collection of data, but I had no searches on there (which do appear on my Equifax and Experian reports).

Perhaps in the future when they've harvested a good few years of data they'll be used to search as well.

Please let me know of any additional information which may be useful to the list.

Regards
UNDERGROUND