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Credit Reference Agencies - Who Really Uses Who?! UPDATE

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Comments

  • darcyvuqua
    darcyvuqua Posts: 2,459 Forumite
    shut up is that the truth!!
    you cant change yesterday
    but you can make tomorrow better
  • louiser123
    louiser123 Posts: 1,248 Forumite
    OMG!!!! is that really true???? :eek:

    just look how darcys and my eyes lit up there:rotfl: crikey if i was offerd a limit like that i would take a couple of months to get back up off the floor after passing out:snow_laug ooh look its nearly christmas.
    self confessed 80's throwback:D
    sealed pot challenge 2009 #488 (couldnt tell you how much so far as i cant open it to count it!!:mad: )
  • amizaki
    amizaki Posts: 166 Forumite
    Part of the Furniture 100 Posts Combo Breaker
    only £50k ? thats not enough for me :P
  • louiser123
    louiser123 Posts: 1,248 Forumite
    i cant get over the shock of it, 50k!!! hell i owe less than that on my mortgage its a humongus amount!!
    self confessed 80's throwback:D
    sealed pot challenge 2009 #488 (couldnt tell you how much so far as i cant open it to count it!!:mad: )
  • moneysavingallday
    moneysavingallday Posts: 615 Forumite
    amizaki wrote: »
    only £50k ? thats not enough for me :P

    Tell me about it! Why do these shoddy lenders imagine we can get by with such a measly limit? haha
  • System
    System Posts: 178,390 Community Admin
    10,000 Posts Photogenic Name Dropper
    Thanks for the bump and updates ;)

    I hope the information collected so far has been useful to someone!

    I have slightly edited the layout to include loans and store cards.

    If anyone has more to add please post!

    Regards
    UNDERGROUND :D
    This is a system account and does not represent a real person. To contact the Forum Team email forumteam@moneysavingexpert.com
  • moneysavingallday
    moneysavingallday Posts: 615 Forumite
    Barclays search EXPERIAN for current accounts
  • Tori_Bellatrix
    Tori_Bellatrix Posts: 1,310 Forumite
    Part of the Furniture Photogenic Combo Breaker
    I recently got an Egg card and they searched Equifax only ... :)
    :happylove Tori Bellatrix :happylove

    .·:*¨¨*:·..·:*¨¨*:·..·:*¨¨*:·.
  • stephane_2
    stephane_2 Posts: 3,076 Forumite
    Natwest did search Equifax & Experian for a current account but applied recently for their Platinum CC and they only searched Experian
  • System
    System Posts: 178,390 Community Admin
    10,000 Posts Photogenic Name Dropper
    Just a little bump!

    Got my latest Callcredit report to day and found some more of my accounts are being reported to them, I have updated the list accordingly.

    It seems Callcredit are becoming more and more involved in the collection of data, but I had no searches on there (which do appear on my Equifax and Experian reports).

    Perhaps in the future when they've harvested a good few years of data they'll be used to search as well.

    Please let me know of any additional information which may be useful to the list.

    Regards
    UNDERGROUND :D
    This is a system account and does not represent a real person. To contact the Forum Team email forumteam@moneysavingexpert.com
This discussion has been closed.
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