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Lucielle's daring debt free journey

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  • lucielle
    lucielle Posts: 11,552 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Ok somebody hand me the stupid hat! I set up a standing order for £180 to go off the post office credit card. However we had a bit of a windfall and managed to pay £1000 off leaving a balance of £34:j. I was waiting until the next statement then I could clear it. So, of course today I logged onto the internet banking to find £180 had been taken:eek: How easy is it to get a credit back off the company? I have no idea.

    I think DS has realised he is in the dog house. He got up at 6.05, cleaned and mopped the bathroom and the kitchen. He has been told he isn't going to DD1s party. Must get on.
    L
    Total Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
    Lucielle's Daring Debt Free Journey
    DFD Before we Die!!!! Long Haul Supporter #124
  • lucielle
    lucielle Posts: 11,552 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Quick up date. Didn't win the items DS2 had placed a bid on, so that's one bit of luck.
    L
    Total Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
    Lucielle's Daring Debt Free Journey
    DFD Before we Die!!!! Long Haul Supporter #124
  • WorkingHardDFW
    WorkingHardDFW Posts: 1,324 Forumite
    I did that last month as well L when I cleared a balance off a card forgetting I'd made a regular payment as well. I wrote to them asking for the money back and they were fine it was refunded within a week or so. Easy done when you are clearing cards - listen to me - LOL :rotfl:
    Working Hard to be Debt Free - one day :A soon
    DFW Long Hauler 74; Mortgage overpayments MFiT-2 challenger 100
    Total Nov07 £36000, Sep10 £1623:o:)
  • lucielle
    lucielle Posts: 11,552 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Well I've had a thunk about the credit card. I got OH to ring up for a new pin number. The reason being is that I have ear marked this months child benefit to pay for the new tyres. So, if OH uses this card and I pay off the residual amount everything should work out. Well that's the theory lets see what happens in practice.
    L
    Total Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
    Lucielle's Daring Debt Free Journey
    DFD Before we Die!!!! Long Haul Supporter #124
  • beanielou
    beanielou Posts: 96,211 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Thats what I was going to suggest~using card to pay for something you would usually use your debit card.I did the same this month but for a much smaller amount so thinking about buying a pair of Canterbury's.Bad beanie!
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • WorkingHardDFW
    WorkingHardDFW Posts: 1,324 Forumite
    Fab to have another card cleared L :T
    Working Hard to be Debt Free - one day :A soon
    DFW Long Hauler 74; Mortgage overpayments MFiT-2 challenger 100
    Total Nov07 £36000, Sep10 £1623:o:)
  • lucielle
    lucielle Posts: 11,552 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Sort of cleared, until I put the car tyres on it! Battling with ebay at the moment.
    L
    Total Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
    Lucielle's Daring Debt Free Journey
    DFD Before we Die!!!! Long Haul Supporter #124
  • WorkingHardDFW
    WorkingHardDFW Posts: 1,324 Forumite
    Oh dear that doesn't sound too good. I have a run in with them this week but they turned it around thankfully!
    Working Hard to be Debt Free - one day :A soon
    DFW Long Hauler 74; Mortgage overpayments MFiT-2 challenger 100
    Total Nov07 £36000, Sep10 £1623:o:)
  • lucielle
    lucielle Posts: 11,552 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Quite a good day today. We have been trying to get an ebay shop up and running for OHs business and finally last night we got some items listed.

    OH has carried on listing today and got a total of 39. The good news is that 2 items have sold all ready. Honestly I was so excited, it was only for a small amount but its a start. They are packaged up and I will be able to post them tomorrow. Pay day this week, whoop, whoop!
    L
    Total Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
    Lucielle's Daring Debt Free Journey
    DFD Before we Die!!!! Long Haul Supporter #124
  • hypno06
    hypno06 Posts: 32,296 Forumite
    10,000 Posts Combo Breaker
    Good luck with the ebay shop! Sounds like you have made a good start.....:T
    Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)
    Life begins at the end of your comfort zone (Neale Donald Walsch)
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