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Lucielle's daring debt free journey

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Comments

  • taxi73
    taxi73 Posts: 20,815 Forumite
    a rest will do you both good and the bathroom can wait another few weeks x
  • lucielle
    lucielle Posts: 11,590 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    What a spendy L I've been and its got to stop! Today we've got a new light for the bathroom from Argos and I thought I'd got a £5 off voucher but it had expired on Christmas Eve, annoyed about that. I've also purchased a new Dyson, I spend more time pulling mine apart than hoovering. After the bathroom has been done the old one can go to the workshop. The new one had £60 knocked off and I'd been given £100 in vouchers from work. I also used up the last of my nectar points as well.

    Spent another age in Homebase and hopefully have got everything that's needed. We even got the paint for the boys room, which might be tackled after the bathroom.

    So, I've been having some ponderings regarding New Year. I don't make resolutions as such but have a few guidelines that I want to work with. These are:

    Lose some more weight
    Debt free
    Savings

    Hopefully the weight loss will be achieved by getting bak on the plan and going to the gym (OH got me that for Christmas)

    Debt free, this could be the hardest of the lot. If the family tax isn't awarded back then it really is going to take a couple of years to pay back and the amount has gone up with the spends from this week.

    Savings will only work if the debt gets paid so those two go together.

    I need to cut the grocery spends back. The freezer is full to bursting so I need to ge a grip on this. I mean there are 3 turkeys sat in there! Have a plan to cook one every 3 months. I've worked out that the Christmas Day turkey has served at least 30 portions and that's not including what was used on the buffet run.

    Got work tomorrow and Wednesday and off for the rest of the week.
    L
    Total Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
    Lucielle's Daring Debt Free Journey
    DFD Before we Die!!!! Long Haul Supporter #124
  • NewLeaf_2
    NewLeaf_2 Posts: 2,116 Forumite
    ohh I know some decent turkey recipes. some are American but we had turkey pot pie at home and we all liked it. x
    Mortgage: £280,752/ £262,515.84
    hmrc:£16760/£5,480.20
    evil credit cards: £41,208/ £37,841
    Car: £18,800/£13,101.18
    Weight 13.9/ 12.6 -1 stone 3
    saving for refurb £2000/£700 1 July 2013
  • grannyx2
    grannyx2 Posts: 3,455 Forumite
    Ninth Anniversary 1,000 Posts Combo Breaker
    You sound fairly determined to me, so I'm confident you will make it.

    Happy_new_year_2013.jpg

    Granny x
    Targets
    Trip to Australia (On hold until 2022 now) to meet new grandson born jan 21!

    Lose 84lbs. Update (minus 65lbs mostly during lockdown as of 18.05.21)

    LBM : July 11 - £56,962
    DEBT FREE 21-05-21
    MORTGAGE FREE 13-06-18

    Loving my kitty cat

    https://forums.moneysavingexpert.com/discussion/3958715/return-to-solvency/p1
  • Jo4
    Jo4 Posts: 6,843 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    My father would love to be at yours because he would eat turkey all day every day if you let him!!

    Happy new year to you & yours!
  • taxi73
    taxi73 Posts: 20,815 Forumite
    Am sure you'll come up with a good plan with your determination
  • Piquant_2
    Piquant_2 Posts: 5,769 Forumite
    PPI Party Pooper Mortgage-free Glee! Debt-free and Proud!
    I wanted to wish you a happy and prosperous new year Lucielle. I'm sure you'll work out a plan and achieve everything on it.
    Total debt at October 2008: £67,213.30
    Total debt today: £0
    - debt and mortgage free 29th November 2013 :T
    Sealed Pot Challenge member 14
    Save £12K in 2014 - £6,521.90/£6K member 138



  • HappyNow
    HappyNow Posts: 1,558 Forumite
    Part of the Furniture 1,000 Posts I've been Money Tipped! Name Dropper
    Happy New Year Lucielle. Hope you have a great 2013 and achieve your goals, which I'm sure you will. Three turkeys!? How big is your freezer?:D
    LBM Dec 2011. Aimed, but failed, to clear all unsecured debt by Feb 2019. Finally free of unsecured debt 21st May 21!

    Debt Dec 11: Unsecured £69,579 + Mortgage £59,948 = £129,527
    Debt May 21: Unsecured ZERO! ZILCH! Mortgage £22,332
  • lucielle
    lucielle Posts: 11,590 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Its sort of Tardis shaped! I've got a chest freezer that I paid a tenner for about twenty years ago. Its only got 2 baskets which is a bit of a pain but I'm used to it now.

    Cooking the chunk of beef that DS1 was given. Going to have Brie pots to start with and maybe Christmas pud for afters if theres any room.

    DS1 has been to work this morning and done the feeding up but only so he can nick the quad and go and follow the hunt. Hoping he'll be back soon as we're all ravenous. DD1 is a bit miffed as she was hoping to go but couldn't get seat on a quad.

    OH managed to get the ceiling panels up last night and is busy tiling today. I've a sort of funny story, so here goes.

    OH phoned to ask me to go to Wilkinsons to get some no more nails for the ceiling panels. I got 6 tubes of the stuff and also needed some 'ladies items, with wings' if you get my drift. Unluckily for me it was a bloke on the checkout and the look on his face was priceless when I plonked that lot down!

    Going to check to see if my roasties are as good as Christmas Day.
    L
    Total Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
    Lucielle's Daring Debt Free Journey
    DFD Before we Die!!!! Long Haul Supporter #124
  • Piquant_2
    Piquant_2 Posts: 5,769 Forumite
    PPI Party Pooper Mortgage-free Glee! Debt-free and Proud!
    lucielle wrote: »
    Cooking the chunk of beef that DS1 was given. Going to have Brie pots to start with and maybe Christmas pud for afters if theres any room.

    Yum to the Brie pots, how do you cook them?
    DS1 has been to work this morning and done the feeding up but only so he can nick the quad and go and follow the hunt. Hoping he'll be back soon as we're all ravenous. DD1 is a bit miffed as she was hoping to go but couldn't get seat on a quad.
    Easier on a quad bike than an excited horse....
    OH managed to get the ceiling panels up last night and is busy tiling today. I've a sort of funny story, so here goes.

    OH phoned to ask me to go to Wilkinsons to get some no more nails for the ceiling panels. I got 6 tubes of the stuff and also needed some 'ladies items, with wings' if you get my drift. Unluckily for me it was a bloke on the checkout and the look on his face was priceless when I plonked that lot down!

    Going to check to see if my roasties are as good as Christmas Day.
    L
    :rotfl::rotfl:Fantastic pairing! You should have told him the adhesive strip wasn't very good
    Total debt at October 2008: £67,213.30
    Total debt today: £0
    - debt and mortgage free 29th November 2013 :T
    Sealed Pot Challenge member 14
    Save £12K in 2014 - £6,521.90/£6K member 138



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