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Lucielle's daring debt free journey

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  • lucielle
    lucielle Posts: 11,517 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Lobs a whole cake at Piq, as sick of the ruddy sight of them.
    L
    Total Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
    Lucielle's Daring Debt Free Journey
    DFD Before we Die!!!! Long Haul Supporter #124
  • taxi73
    taxi73 Posts: 20,815 Forumite
    I see your busy as usual.(what's new).Don't knock it £800 is still a lot especially in these hard times.If it makes you feel any better I'm no good at doing a budget either after all these years
  • savingholmes
    savingholmes Posts: 28,979 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Good luck with the ebay challenge

    Well done on the banana bread

    And £800 debt repayment in this climate is brill! You have come such a long way!
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £174.8K Equity 32.77%
    2) £1.6K Net savings after CCs 14/8/25
    3) Mortgage neutral by 06/30 (AVC £25.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 31.1/£127.5K target 24.4% 15/8/25
    4) FI Age 60 income target £16.5/30K 55.1%
    5) SIPP £4.8K updated 29/7/25
  • lucielle
    lucielle Posts: 11,517 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Took Ds1 to college and had a picnic, called in at Reghed just to break the journey up and give the chaps a stretch. Called in at Tescos and spent £50 on not very much.

    Came home to a phone message, a very dear friend/aunt/legal guardian had died. Feel a bit all over the place, feel like I should be doing something but not quite sure what. Should find out on Tuesday when the funeral is. The only problem is its The Isle of Skye. OH has offered to come and will come if theres a chance of snow. I've offered another lady a lift and she seemed really grateful as she went up in the summer and she had to get 5 trains after just having a hip replacement. She also said she'd share costs which is a big relief. Thinking it may be Friday, would drive up in one go on Thursday and share the driving and stay over.
    L
    Total Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
    Lucielle's Daring Debt Free Journey
    DFD Before we Die!!!! Long Haul Supporter #124
  • ebayqueen_2
    ebayqueen_2 Posts: 1,175 Forumite
    Morning Lucielle

    So very sorry to hear of the death of your loved one. Its even worse when you are not expecting it. It will be a bit of journey for you but at least you will have company.
    "You are never too old to set another goal or to dream a new dream" :) C. S. Lewis
  • Verbatim
    Verbatim Posts: 4,831 Forumite
    Part of the Furniture 1,000 Posts
    Sorry to hear about your aunt L. It'll be good to have someone to share the driving as it's such a long way.
    Well done on paying so much off the debt each month especially if your income has decreased by £5k! That's no mean feat. Good luck with the ebaying.
    CCs @0% £24k Dec 05 £19,621.41 Au £13400 S 12600 Oct £11,981 £9481 £7500 Nov £7250 D £7100 Jan 6950 F £5800 Mar£5400 May £4830 June £4660 July £4460 Aug £3200, S £900, £0 18/9/07 DFW Nerd 042
  • Piquant_2
    Piquant_2 Posts: 5,769 Forumite
    PPI Party Pooper Mortgage-free Glee! Debt-free and Proud!
    So sorry to read about your aunt, Lucielle. What a horrible shock for you. I will be thinking of you and wishing you a safe journey.

    Piq
    Total debt at October 2008: £67,213.30
    Total debt today: £0
    - debt and mortgage free 29th November 2013 :T
    Sealed Pot Challenge member 14
    Save £12K in 2014 - £6,521.90/£6K member 138



  • Just popped in to say hi! Have started reading diaries so it will keep me on the road as it were. Just want to say well done with all you've managed to do since you started on your journey . Hope all goes ok in Skye . Will pop in for :grouphug::coffee::coffee::grouphug::coffee: if that's ok
    Date restarted DFW 30/04/16
    Money owed :-
    Vet £700
    DMP too much ( need to find out how much ) :eek:
    That's it
  • beanielou
    beanielou Posts: 95,697 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Sorry to hear your news.
    Take care of you xx
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • lucielle
    lucielle Posts: 11,517 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Thanks for the well wishes everyone, had real brain fug today and I really needed to be on the ball. A Site was robbed today and all the money taken at knifepoint. Nobody hurt thank goodness but got the insurance to sort and a million and one other jobs to do. Hoped to finish early but didn't get away until 3.30, been in since 6. Feeling really guilty that the chaps are going to have a rubbish half term as OH can't get any time off.

    Didn't sleep well, going to have some nytol tonight and hope that'll knock me out. Off tomorrow so I can wake up in my own time.
    L
    Total Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
    Lucielle's Daring Debt Free Journey
    DFD Before we Die!!!! Long Haul Supporter #124
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