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Lucielle's daring debt free journey
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Good news on course.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
Ditto re good news about the course. The pork in port sounds nice
:(:(:(:(:(:(:(:(:(:(:(:( = £13000 to pay off
NSD 1/100 -
Had a great weekend, biccis for those that reach the end. Friday night took the resident house dog and puppy for a walk down the lane, walked under the first tree and could hear what I thought was lots of flapping, a bit like a pigeon taking off, so stood and looked up for a bit then got bored and carried on. As I walked a couple of feet up the lane a crack sounded and a branch fell off the tree snapping the telephone line, I stood with mouth agape as this wire came snaking towards me, rooted to the spot as I thought I was going to get whipped across the face. The puppy was clinging to my legs and resident house dog couldn't see what all the fuss was about.
Went to a friends Friday night and she reported the phone off which got fixed Saturday afternoon, its only temporary (sp) as they need to bring a cherry picker to remove another branch and fix the pole. My sister, bil and niece arrived ok and they've given us loads of ideas to move the business forward. Thinking about finishing early tomorrow to go and brainstorm in the workshop.
DS2 has now got 6 turkeys, OH spent yesterday morning building the pen. Gosh, they aren't the prettiest of birds, but they seem to have settled in ok. When they went to collect them, I went and foraged for blackberrys, got nearly a bucket full so well chuffed with that. Sister gave me a load of apples so will have a go at stewing them in the slow cooker. Yum yum. Meal went ok children well chuffed I made sticky toffee pudding. Its ok, not my favourite. Also paid £300 off the chosen cc. Well done if you got this far.
LTotal Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
Lucielle's Daring Debt Free Journey
DFD Before we Die!!!! Long Haul Supporter #1240 -
Just knocked £200 off the overdraft.
LTotal Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
Lucielle's Daring Debt Free Journey
DFD Before we Die!!!! Long Haul Supporter #1240 -
Great debt busting :jI am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
Just trying to keep all balls bouncing.
LTotal Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
Lucielle's Daring Debt Free Journey
DFD Before we Die!!!! Long Haul Supporter #1240 -
Decided to pay another £150 off the overdraft, would really like to have this one gone by December and its payday next week.
LTotal Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
Lucielle's Daring Debt Free Journey
DFD Before we Die!!!! Long Haul Supporter #1240 -
Hi Lucielle congrats on the debt repayments
Sounds good about getting new ideas for your business...Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £1.6K Net savings after CCs 14/8/25
3) Mortgage neutral by 06/30 (AVC £25.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 31.1/£127.5K target 24.4% 15/8/25
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.8K updated 29/7/250 -
Feeling sorry for myself, just been to the docs and have a urine infection and possibly damaged my sciatic nerve, been referred to the physio for this. My back is agony.
LTotal Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
Lucielle's Daring Debt Free Journey
DFD Before we Die!!!! Long Haul Supporter #1240
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