We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Lucielle's daring debt free journey

1259260262264265575

Comments

  • Lemon_Tree
    Lemon_Tree Posts: 10,202 Forumite
    Part of the Furniture 10,000 Posts
    good luck with your visitor, i often found counting to 10......... million helps me keep my peace with my mum sometimes.
  • lucielle
    lucielle Posts: 11,592 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Biting my tongue off helps as well. And breathe
    L
    Total Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
    Lucielle's Daring Debt Free Journey
    DFD Before we Die!!!! Long Haul Supporter #124
  • Jo4
    Jo4 Posts: 6,843 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Good luck! Hope things are going well so far!
  • lucielle
    lucielle Posts: 11,592 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Day 1 in the not killing mother household. Within 5 minutes of arriving she had fallen off her chair outside (she has to go out to smoke) and is now sporting a bruise on her forehead. I have the children on grandma watch and have to make sure they put everything away in case she trips up.

    Went to view 2 properties last night. 1 might be a goer, just need some more info from the vendors. OH and the DS' have gone orf to a farm sale. DDi and I are in the process of making millionaires shortbread and DD2 is going to bake a chocolate cake. Paid £110 off the debt yesterday, seems to be going soooo sloooowwwllllyyyyyy at the mo. Also taxed OHs car, paid the vet bill and the oil.

    Went to DD1s leaver service where her and her friend read out a poem they had both written. t'was very good if I say so myself. Loving my haircut just wish I could style it this way. Going to wash it tomorrow, also doing my other job. Feel a bit guilty about that as it means leaving the chaps with grandma as OH is working as well. However every little bit helps towards the ski trip.
    L
    Total Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
    Lucielle's Daring Debt Free Journey
    DFD Before we Die!!!! Long Haul Supporter #124
  • Verbatim
    Verbatim Posts: 4,831 Forumite
    Part of the Furniture 1,000 Posts
    Sounds like so far so good L!
    CCs @0% £24k Dec 05 £19,621.41 Au £13400 S 12600 Oct £11,981 £9481 £7500 Nov £7250 D £7100 Jan 6950 F £5800 Mar£5400 May £4830 June £4660 July £4460 Aug £3200, S £900, £0 18/9/07 DFW Nerd 042
  • savingholmes
    savingholmes Posts: 29,087 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    the poem sounds sweet. DS's leavers service last year was good too. I don't remember anything like that when we were kids
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £171.8K Equity 36.37%
    2) £2.6K Net savings after CCs 10/10/25
    3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
    (If took bigger lump sum = 60.35K or 47.6%)
    4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
    5) SIPP £5K updated 10/10/25
  • taxi73
    taxi73 Posts: 20,815 Forumite
    Sorry to hear that your mum had a fall but apart from that everything seems to be going good x
  • lucielle
    lucielle Posts: 11,592 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Going to view a house we've seen for the second time on Tuesday. Going at a different time to asses the traffic situation.
    L
    Total Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
    Lucielle's Daring Debt Free Journey
    DFD Before we Die!!!! Long Haul Supporter #124
  • savingholmes
    savingholmes Posts: 29,087 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    sounds exciting - it sounds like you could do with a house in better repair
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £171.8K Equity 36.37%
    2) £2.6K Net savings after CCs 10/10/25
    3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
    (If took bigger lump sum = 60.35K or 47.6%)
    4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
    5) SIPP £5K updated 10/10/25
  • lucielle wrote: »
    Got my mum coming to stay for a week. Please give me strength to not kill her!!!!
    L

    People's mother's come and stay


    :eek::eek::eek:

    Oh thankfully mine hasn't heard of that yet, not that she would ever visit, but just in case don't tell her - goodluck with that, sorry to hear she's had a fall, hope she's OK.

    Granny watch sounds a bit like spring watch - you need one of those tiny cameras!! Keep track of her


    Goodluck with the house second look.

    Can't comment on the cakes, *you know I have a cake allergy - yuk* but everyone else who's normally here does like millionaires shortbread, I've been told its very very nice.



    xx
    Total debt 26/4/18 <£1925 we were getting there. :beer:
    Total debt as of 28/4/19 £7867.38:eek:
    minus 112.06 = £7755.32:money:
    :money:Sleeves up folks.:money:
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 352.1K Banking & Borrowing
  • 253.6K Reduce Debt & Boost Income
  • 454.3K Spending & Discounts
  • 245.2K Work, Benefits & Business
  • 600.8K Mortgages, Homes & Bills
  • 177.5K Life & Family
  • 259K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.