We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Lucielle's daring debt free journey

1256257259261262575

Comments

  • hypno06
    hypno06 Posts: 32,296 Forumite
    10,000 Posts Combo Breaker
    I agree that a superb holiday will be of great benefit to you all on so many levels.

    And in the grand scheme of things, it will put your DFD back by a relatively short period of time only.
    Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)
    Life begins at the end of your comfort zone (Neale Donald Walsch)
  • lucielle
    lucielle Posts: 11,592 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Not sure, as long as its all inclusive and something to keep the chaps happy. Have been looking at euro camps but that means I'll still have to cook etc. Having cold sweats at the thought of parting with all that money (credit).
    L
    Total Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
    Lucielle's Daring Debt Free Journey
    DFD Before we Die!!!! Long Haul Supporter #124
  • lucielle
    lucielle Posts: 11,592 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Plans for today include getting dressed (always a good start). Risking pegging washing out, weather looks a bit pants. Looking at holibobs and potentially booking one, though I am getting cold feet now and getting my eyebrows waxed. Also going to drop our duvet off for dry cleaning.

    Took the chaps and a friend to see Robin Hood last night. Boys enjoyed it and the girls thought it was ok and OH managed to stay awake for all of it!
    L
    Total Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
    Lucielle's Daring Debt Free Journey
    DFD Before we Die!!!! Long Haul Supporter #124
  • Verbatim
    Verbatim Posts: 4,831 Forumite
    Part of the Furniture 1,000 Posts
    Exciting stuff about the holiday. Sounds like you haven't had a good family break for a long time? You have certainly made huge inroads into your debt but children grow up so fast and many won't go away with parents in their later teenage years!
    Enjoy having your eyebrows waxed.
    CCs @0% £24k Dec 05 £19,621.41 Au £13400 S 12600 Oct £11,981 £9481 £7500 Nov £7250 D £7100 Jan 6950 F £5800 Mar£5400 May £4830 June £4660 July £4460 Aug £3200, S £900, £0 18/9/07 DFW Nerd 042
  • taxi73
    taxi73 Posts: 20,815 Forumite
    Hope you've booked that holiday as you deserve it x
  • lucielle
    lucielle Posts: 11,592 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Eyebrows have been de-forested and are probably the slimmest part of me I have and I can raise them very elegantly. Have dragged OH kicking and screaming into 2 travel agents but sadly not booked anything. The main one is Tunisia, all inclusive for a whopping £2794.
    L
    Total Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
    Lucielle's Daring Debt Free Journey
    DFD Before we Die!!!! Long Haul Supporter #124
  • Verbatim
    Verbatim Posts: 4,831 Forumite
    Part of the Furniture 1,000 Posts
    Scary sum but would do you all a power of good. Is OH resolutely agin?
    CCs @0% £24k Dec 05 £19,621.41 Au £13400 S 12600 Oct £11,981 £9481 £7500 Nov £7250 D £7100 Jan 6950 F £5800 Mar£5400 May £4830 June £4660 July £4460 Aug £3200, S £900, £0 18/9/07 DFW Nerd 042
  • lucielle
    lucielle Posts: 11,592 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    No, he is still thinking about houses, which we have a couple lined up for viewing. I would really like a break. We are going to London for a week, to stay at my sisters whilst she's away. He said he was looking forward to going and asked me. I replied not really because I'll still be cooking and cleaning only in a very nice house, so where's the break? Also paranoid that something might get broken, bearing in mind they shop at Harrods!
    L
    Total Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
    Lucielle's Daring Debt Free Journey
    DFD Before we Die!!!! Long Haul Supporter #124
  • savingholmes
    savingholmes Posts: 29,087 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Hi Lucielle - I think if you need the holiday go for it!

    My OH wanted an all inclusive this year but I've said next year but we are still going to Wales for a week in a cottage. Holidays are important - because they are a break - and we all need that sometimes.
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £171.8K Equity 36.37%
    2) £2.6K Net savings after CCs 10/10/25
    3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
    (If took bigger lump sum = 60.35K or 47.6%)
    4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
    5) SIPP £5K updated 10/10/25
  • lucielle
    lucielle Posts: 11,592 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    I am useless and weak willed, why do I sabotage everything? Last night had no children (unheard of) and also no OH as he was on nights. Decided to blitz our bedroom and made a start on the dining room and was doing ok. Opened a bottle of vino and then several (million) bags of crisps later went to bed. Why can't I stop? I do this every time! Feel pants this morning and !!!!!! off with myself. Got weigh in on Monday. Its not as if I've been doing it for yonks and got that excuse. Nearly lost a stone (several million to go). Will power of a gnat!
    Yous in Disgust and feeling exceedingly overweight, fed up and heifer like
    L
    Total Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
    Lucielle's Daring Debt Free Journey
    DFD Before we Die!!!! Long Haul Supporter #124
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 352.1K Banking & Borrowing
  • 253.6K Reduce Debt & Boost Income
  • 454.3K Spending & Discounts
  • 245.2K Work, Benefits & Business
  • 600.8K Mortgages, Homes & Bills
  • 177.5K Life & Family
  • 259K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.