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Lucielle's daring debt free journey
Comments
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Hi V, its not a case of affording him its the welfare angle. He really struggled last winter and looked like a welfare case. There is a saying 'better a day too soon than a day too late'. I've spoken to the people who gave him to us and they agree the time has come. Mind you the old man was not for being caught tonight to put his fly stuff on, tinker!!!!
Had my facial today, so my skin feels nice. Having my hair done tomorrow. Will pay for that then see how much of the wages isn't left. Got my mum coming to stay for a week. Please give me strength to not kill her!!!!
LTotal Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
Lucielle's Daring Debt Free Journey
DFD Before we Die!!!! Long Haul Supporter #1240 -
Good luck with you mum...lol0
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Ooh, yes, good luck with the visit!
Enjoy your haircut!Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)Life begins at the end of your comfort zone (Neale Donald Walsch)0 -
OH has pushed the hoover round so house looks okish. Just got the bed settee to rig up, which I'll do later. Got DD1 to pick up at 7.30, she's been on her end of year trip to the theatre. Whilst collecting her will get some milk.
Need to make a lasagna for tomorrow nights tea. Got leavers service as well, so must get into work early, so I can finish early. Had my mop done £50 for cut and colour. Looks pretty good if I say so myself. Must get myself nominated for Gok, if ever there was a lost cause, she's here typing!!!!
LTotal Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
Lucielle's Daring Debt Free Journey
DFD Before we Die!!!! Long Haul Supporter #1240 -
It is nice to read about you spending money on yourself for once - facial and hair cut sounds good. Hope visit goes wellAchieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £171.8K Equity 36.37%
2) £2.6K Net savings after CCs 10/10/25
3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
(If took bigger lump sum = 60.35K or 47.6%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
5) SIPP £5K updated 10/10/250 -
Glad the hair is looking good.
Enjoy your mum's visit. I'm trying to be on my best behaviour with my daughter at the mo!CCs @0% £24k Dec 05 £19,621.41 Au £13400 S 12600 Oct £11,981 £9481 £7500 Nov £7250 D £7100 Jan 6950 F £5800 Mar£5400 May £4830 June £4660 July £4460 Aug £3200, S £900, £0 18/9/07 DFW Nerd 0420 -
Glad you are enjoying your hair cut xx0
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Countdown begins, the old trout arrives tonight and goes next weekend.
LTotal Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
Lucielle's Daring Debt Free Journey
DFD Before we Die!!!! Long Haul Supporter #1240 -
Good luck xxx0
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extra good luckAchieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £171.8K Equity 36.37%
2) £2.6K Net savings after CCs 10/10/25
3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
(If took bigger lump sum = 60.35K or 47.6%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
5) SIPP £5K updated 10/10/250
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