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Lucielle's daring debt free journey

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Comments

  • lucielle
    lucielle Posts: 11,587 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Had a nice day and tea was yummy. DD2 made jam sponge for pudding so that saved me a job. Had an email from the bingo site to say the money was coming back. Think it will be a while before I venture very far from the scratchies again!

    Got some stock left from cooking a ham so going to use that to make soup for tomorrow nights tea. I will set the slow cooker off in the morning. Also got the Asda delivery to look forward to (not the unpacking bit). At least we will have food for a while before my locusts come and polish the lot off!!!!
    L
    Total Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
    Lucielle's Daring Debt Free Journey
    DFD Before we Die!!!! Long Haul Supporter #124
  • lucielle
    lucielle Posts: 11,587 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Just won a fiver on the scratchies, safe territory for me.
    L
    Total Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
    Lucielle's Daring Debt Free Journey
    DFD Before we Die!!!! Long Haul Supporter #124
  • savingholmes
    savingholmes Posts: 29,087 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    well done on the scratchcard win
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £171.8K Equity 36.37%
    2) £2.6K Net savings after CCs 10/10/25
    3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
    (If took bigger lump sum = 60.35K or 47.6%)
    4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
    5) SIPP £5K updated 10/10/25
  • hypno06
    hypno06 Posts: 32,296 Forumite
    10,000 Posts Combo Breaker
    Only 10p for me on scratches today, although I did get a £1 yesterday, so not so bad - having just cashed in, though, I am a long way off receiving another payout, so could do with a little more than 10p just to get the total moving in the right direction!!
    Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)
    Life begins at the end of your comfort zone (Neale Donald Walsch)
  • taxi73
    taxi73 Posts: 20,815 Forumite
    Well done on the scratchcard win.
  • lucielle
    lucielle Posts: 11,587 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    I have put the heating on for a blast today. We are going to 'cling film' the windows this weekend and as they are dripping in condensation, I thought they could do with drying out. My excuse and sticking to it. Now I need to go and clean said windows before clinging them. Actually apart from ironing all housework needs to be done. Can't be @rsed! Waiting for Asda to deliver.
    L
    Total Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
    Lucielle's Daring Debt Free Journey
    DFD Before we Die!!!! Long Haul Supporter #124
  • lucielle
    lucielle Posts: 11,587 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    GRRRRRRRRRRR!!!!!!!!!!!

    Blooming Asda have rejected my order. Sat here waiting for them to come. Just phoned and I have to phone the accounts department in the morning to sort out some problem with the card!!!!!! Why couldn't they send me an email? Now they are trying to charge me a fiver for delivery when I got it free before!
    L
    Total Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
    Lucielle's Daring Debt Free Journey
    DFD Before we Die!!!! Long Haul Supporter #124
  • lucielle
    lucielle Posts: 11,587 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Got up and sorted out Asda. They are delivering tonight but it means I can't go to the fireworks with the chaps. Oh will be taking them. OH has also won £47.50 on the euro millions, shame he didn't get another number as it would've been 62k and all our problemws solved! He is going to use the money to feed his car which usually runs with the light on and a wing a prayer!

    Going to see the horses shortly. DS1 is stock judging tomorrow and I think he needs to be dropped off at some unearthly time. Nothing much else planned.
    L
    Total Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
    Lucielle's Daring Debt Free Journey
    DFD Before we Die!!!! Long Haul Supporter #124
  • lucielle
    lucielle Posts: 11,587 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    We all went to check the horses. i was busy playing with the old boy and turned round to see OH sat on mine bare back, anyway he quickly had to bail out as he was having none of it, didn't half put him in a grumpy mood, the horse not OH. His ears were laid back and he really got the hump it was quite funny.

    Been quite productive today. Moved a cupboard that never quite worked out as a cupboard, OH is going to take it back. Cleaned up from where the cupboard was and have put some shelves there and a new curtain rail up with a door curtain on. Also put up the dorr curtain on the main door so starting to get into winter mode. Sorted out some curtains that keep jumping off the rails and re hung those. Had wanted to get the cling film on the windows but they are still dripping so put the heating on again. Might get it done tomorrow.

    Finally managed to deposit £5 on BB as it kept saying no. Just waiting further info on the best game to play. Paid £81 off a card today, a little step nearer.
    L
    Total Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
    Lucielle's Daring Debt Free Journey
    DFD Before we Die!!!! Long Haul Supporter #124
  • savingholmes
    savingholmes Posts: 29,087 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    hi lucielle - good luck with BB - we have won £66 this week! All the best!
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £171.8K Equity 36.37%
    2) £2.6K Net savings after CCs 10/10/25
    3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
    (If took bigger lump sum = 60.35K or 47.6%)
    4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
    5) SIPP £5K updated 10/10/25
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