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Lucielle's daring debt free journey
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Horse was very stocial about being ridden and having his piggies seen to today. Not very impressed at being in his stable for a couple of hours but getting him being used to coming in for nights. Old horse was very scratchy when his rug was off possibly going to get some louse powder and see if that helps. Not stopped raining today.
Managed to get into work early and did an extra hour. Hoping to do a few more over the next few weeks.
DS1 and friend are off to young farmers later I am taking and the other mum is picking up.
Won £30 on bb. Really pleased with this as it is going towards the extra payments for the car insurance which I had to put on the credit card. I really want to get the balance back to where it was so I don't have to change the snowball. Sad I know but at least its an incentive.
Still not got the heating switched on but OH has lit the stove today.
LTotal Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
Lucielle's Daring Debt Free Journey
DFD Before we Die!!!! Long Haul Supporter #1240 -
Well done on your continued wins, and the debt busting seems to be going well too!
Keep up the good work :TSuccessful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)Life begins at the end of your comfort zone (Neale Donald Walsch)0 -
Great news on the wins.0
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well done on the £30 win - it really helps doesn't itAchieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £171.8K Equity 36.37%
2) £2.6K Net savings after CCs 10/10/25
3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
(If took bigger lump sum = 60.35K or 47.6%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
5) SIPP £5K updated 10/10/250 -
Great wins
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Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
well done on those bingo wins L!🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
Balance as at 31/08/25 = £ 95,450.00
£100k barrier broken 1/4/25SOA CALCULATOR (for DFW newbies): SOA Calculatorshe/her0 -
Well done on the wins Lucielle -hope horseys are ok xxPay Debt by Xmas 16 - 0/12000
There is something about the outside of a horse that is good for the inside of a man.0 -
hi lu
had to read this twice,,,,,
Had a lamb delivered yesterday which cost £80 so got a lump in the oven for dinner. OH and DS1 are being macho with the chainsaw and cutting some
L
:eek::eek::eek::rotfl::rotfl:WAS DEBT FREE & STILL BAAARRRRRKING :cool:
hello my name is shaun,,,and im not so addicted to farmville,still addicted to football:o:o
BAAAARRRRRRRRRRKING er insanely so
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well done for the wins, glad to see someone getting them.
I also had to re read the above, thought you were going to say that they were being macho and chainsawing up the lamb!0 -
Tee hee I thought similar things about monster lambs Total debt 26/4/18 <£1925 we were getting there. :beer:
Total debt as of 28/4/19 £7867.38:eek:
minus 112.06 = £7755.32:money:
:money:Sleeves up folks.:money:0
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