We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Lucielle's daring debt free journey

1145146148150151575

Comments

  • lucielle
    lucielle Posts: 11,925 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Well I have pre bought my tickets and spread them through out the day, not really sure on the best approach. Have prepared the veggies last night for lunch today and also peeled and stewed a load of apples ready to be frozen.

    Asda came through with the delivery so we will eat for the next couple of weeks. Going to get £6.50 knocked off the price to claim back the delivery and some bits that were sent back so the overall bill came to £218.44. Hoping to get another order together in a week or so and build up the stocks and get some Christmas bits in then maybe not have to shop in January except for milk and veggies.
    L
    Total Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
    Lucielle's Daring Debt Free Journey
    DFD Before we Die!!!! Long Haul Supporter #124
  • savingholmes
    savingholmes Posts: 29,212 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Hope you have better luck soon with bb. I tend to play a game one after another
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £166.7K Equity 38.23% 12/7/26
    2) £1.8K Net savings after CCs 14/7/26 (but owed £450) so £2.2K
    3) Mortgage neutral by 06/30 (AVC £44.2K + Lump Sums DB £4.6K + (25% of SIPP 1.7K) = 50.5K of £127.5K target 39.6% July 26 (If took bigger lump sum = 72.4K or 56.8%)
    4) FI Age 60 income target min £17.1/30K 57% (may need more) If bigger lump sum £15.8/30K 52.67%
    5) SIPP £5.7K updated 29/5/26
  • lucielle
    lucielle Posts: 11,925 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Thanks for the tip SH I have won £5 so borke even at the monet. I deposited £20 and withdrew £25.

    On another note, took DS1 to the dental hospital, everything going ok back again in 6 weeks. Returned to car to find I had got a parking ticket!!!!! Wonderful!!!! £70 to pay bit if paid within 2 weeks it will be £35. Lets hope those bingo wins keep coming!
    L
    Total Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
    Lucielle's Daring Debt Free Journey
    DFD Before we Die!!!! Long Haul Supporter #124
  • savingholmes
    savingholmes Posts: 29,212 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Hi Lucielle sorry to hear about the parking ticket. Glad you have now broken even on bb. I didn't win anything today... probably other mse people stealing my winnings:rotfl:Got £66 last week :j
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £166.7K Equity 38.23% 12/7/26
    2) £1.8K Net savings after CCs 14/7/26 (but owed £450) so £2.2K
    3) Mortgage neutral by 06/30 (AVC £44.2K + Lump Sums DB £4.6K + (25% of SIPP 1.7K) = 50.5K of £127.5K target 39.6% July 26 (If took bigger lump sum = 72.4K or 56.8%)
    4) FI Age 60 income target min £17.1/30K 57% (may need more) If bigger lump sum £15.8/30K 52.67%
    5) SIPP £5.7K updated 29/5/26
  • lucielle
    lucielle Posts: 11,925 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Paid the £35 parking fine. DS2 came home with his skiing letter £675 by November 2010, in installments so should be do-able. I also know DD2 will be having a residential trip next year as well.

    Got the farrier booked to come out on Monday. OH will be on nights so he can give me a hand getting the wee beasties in and back out again.

    DD2 has got an orthodontics appointment next week. Really fed up of spending all my time at the dentists.

    Police have been into school and are getting statements off key witnesses regarding DS1. They seem to be performing a bit better as I wasn't impressed in the beginning.

    Got paid today. Only 1 more payday then its Christmas. That's a very scary thought. Going shopping again tomorrow. Also got DD1s parents evening and I am going to a Body shop party as well later on. Got a 40th on Friday night and hopefully going without children.
    L
    Total Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
    Lucielle's Daring Debt Free Journey
    DFD Before we Die!!!! Long Haul Supporter #124
  • savingholmes
    savingholmes Posts: 29,212 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    hope you do get the night out to yourselves!

    Glad the police are finally getting it together!
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £166.7K Equity 38.23% 12/7/26
    2) £1.8K Net savings after CCs 14/7/26 (but owed £450) so £2.2K
    3) Mortgage neutral by 06/30 (AVC £44.2K + Lump Sums DB £4.6K + (25% of SIPP 1.7K) = 50.5K of £127.5K target 39.6% July 26 (If took bigger lump sum = 72.4K or 56.8%)
    4) FI Age 60 income target min £17.1/30K 57% (may need more) If bigger lump sum £15.8/30K 52.67%
    5) SIPP £5.7K updated 29/5/26
  • shaun40400
    shaun40400 Posts: 4,134 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    hi,,,just seen your pm

    thanks will send you a pm when i have a chance,,,probably next week as up to me a%# and haveing pig jab on sat
    thanks sxx
    WAS DEBT FREE & STILL BAAARRRRRKING :cool:
    hello my name is shaun,,,and im not so addicted to farmville,still addicted to football:o:o

    BAAAARRRRRRRRRRKING er insanely so :o
  • lucielle
    lucielle Posts: 11,925 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    I went to the bodyshop party and managed to get a present for my sister so that is another one off the list.

    Went out last night minus children and had a good night at least I am not poorly this morning so that's good.

    Think we are log splitting today and mending a mini quad to sell. Also hoping to get few more pressies in.

    Paid £150 off the debt yesterday. It is feeling such a slog at the moment.

    Ds3 is at a sleepover and DS1 has gone to mess with sheep and do some fencing.

    Came home from parents evening the other night to find that DS3 had tried to pierce his ear! Only managed to get it half way through. Did ask what he was going to put in as he hadn't got a stud. Told him to wait until he is older and then we'll think about it.

    OH has been feeling guilty about the missing moggy and got a kitten coming. Not too impressed as the other one made a real mess of the carpets. However this one is going to be a 'family' cat and they can all be responsible for the tray.
    L
    Total Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
    Lucielle's Daring Debt Free Journey
    DFD Before we Die!!!! Long Haul Supporter #124
  • turfy6
    turfy6 Posts: 1,479 Forumite
    Part of the Furniture Combo Breaker
    Well done on the £150 off the debt. Know what you mean about it being a slog at the mo, same here especially with christmas coming and trying to juggle a few pressies in here and there too.
    The ear ring made me laugh I remember trying to pierce a mates ear at school, luckily she is still my mate, think we did manage it though, blood everywhere:rotfl:
    Hope the kitty behaves itself:rolleyes:
    Visa £[STRIKE]5063 [/STRIKE]now 0. Loan 1 €[STRIKE]4885[/STRIKE] now 0. Loan 2 €29,590 now €0 as of 22/02/2016 Mgage €55000/ €23,639 at 01/02/18
    Proud to be dealing with my debts - DFW Nerd 1209 Keep on keeping on folks DFD FEB 2016 MGE FREE 2024 (hopefully earlier)
  • shaun40400
    shaun40400 Posts: 4,134 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    thank god it was only ear piecing he tried:eek::eek:

    we rent our cat
    appears for breakfast 6-30
    comes in for fuss 10-12
    appears for diner 6-30 ish
    in for a fuss and wash 7-30 8ish
    then goes home,,,no mess no cat litter :p:p
    s xx
    WAS DEBT FREE & STILL BAAARRRRRKING :cool:
    hello my name is shaun,,,and im not so addicted to farmville,still addicted to football:o:o

    BAAAARRRRRRRRRRKING er insanely so :o
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 355.1K Banking & Borrowing
  • 254.6K Reduce Debt & Boost Income
  • 455.8K Spending & Discounts
  • 247.9K Work, Benefits & Business
  • 604.9K Mortgages, Homes & Bills
  • 178.8K Life & Family
  • 262.6K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.