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asda stooze theory?
I've just finished reading Martin's article on Christmas stamp savings http://www.moneysavingexpert.com/cgi-bin/viewnews.cgi?newsid1105297979,47896, Am I right in thinking that once the interst is earned on these stamp cards the stamps can be converted back to cash or do they have to be spent in store? Because if they can…
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Anyone feel guilty about stoozing ?
Because if you do, bear this in mind: My friend told me last week he was unable to pay a direct debt due to insufficient funds in his current a/c (overdraft limit close to the max), here is what his bank did: 1. Charged him £38 because the payment could not be made 2. This took him over his overdraft limit 3. Bank charge…
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Any point in keeping Barclaycard when 0% ends?
My 0% Barclaycard Platinum period finished in August and was paid off. Is there any point in keeping this card? Thank-you
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Putting into Premium Bonds
I had thought about putting my Stooze pot which will be up 65k shortly all in premium bonds. Surely with that amount money I would would win something. Any thoughts...
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Capital One 0% til Jan 2007, no mention of BT fee?
I've just received a letter from Capital One saying "You have been preselected to apply for a Capital One Platinium Mastercard with the longest 0% balance transfer period on a UK credit card.... 0% until 1st January 2007". I've scoured the small print on the letter, application form and accompanying card agreement but can…
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Last on The Band-Wagon SBT's
I am interested in taking on a 0% offer if I can get a suitable SBT, I think the current recommendation would be to apply for an alliance and leicester card. (correct me if I'm wrong). Background Basically have some savings, which are offsetting my mortgage, but I am buying my ex partner out of the property which will put…
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Property Ladder - Your house as a stooze pot?
Just reading a television magazine and noticed Property Ladder. According to the information in the magazine one of the couples featured in this program uses credit card stoozing to buy a house, do it up and sell it again. I know a stooze pot is best when it is instant access and that you are not supposed to spend the…
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Barclaycard now charging for BT's
I opened a new Barclaycard account last week, one of the ones where you went through an alternative link to get the offer that you would get "instore" rather than online, and therefore got free balance transfers. Card arrived yesterday, along with a little note with "Changes to your Barclaycard Conditions effective 14th…
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Warning*** A+L Charged me £35 BT fee
I activated my new A+L credit card today and found they'd already taken £35. T&C says "may" charge 2% or £35. But I was not told in advance that they would charge me. I did the BT when they sent me a slip of paper offering the BT to return in the same evelope as the signed CC agreement. Have I got a case to get my money…
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Merchant credit Card Account
Does anyone stooze using their own Merchant Credit Card Account. Would it be worth setting up your own merchant account to accept CC payments then make a payment with your own CC for say 30,000 then invest the funds then refund them back to the card before the end of the interest free period. How long after the transaction…
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Egg Money - Limit on positive balances?
This is probably an old question but does the Egg Money card have a limit on positive balances or at least a limit on what it will pay the 4% interest on? I think the most straightforward stoozing suggestion seems to be... Apply for a new 0% credit card every 3 months or so... preferably cards with no balance transfer fee.…
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Egg BT
Hi I am approaching my anniversary period on my Green Egg Card Am I correct in thinking I can make as many BT in my anniversary month as I wish. I only want to make two. One to pay off my MBNA card and the other to my stooze pot for the remaining credit limit (upto 95%). Thanks in advance Michael
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Another stooze?
I have a virgin card for stoozing that I started a month ago. I am aware that some people have at least one more card on the go at the same time. Is this advisable? And if so, how do credit card companies react to the info that you are already in debt to another card company as this is a question asked on most application…
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cancelled mbna how long before im a new customer
hi folks Ive just cancelled my long time mbna and replaced it with rbs 0% deal just wondered how long to leave it before applying to virgin ? tryed before but the mbna 2 card rule cought me out Ard123n
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Bridging Two Egg Card Anniversary Periods
Hello all, My girlfriend and I both have Egg cards which we are using the interest-free periods of to bounce some debt around and stooze the rest. We have both now finished the interest-free periods and our anniversary periods run consecutively. I.e. when my Egg 5 month interest-free anniversary period expires, there is a…
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cash from credit cards
does anyone know of a credit card i could borrow say £4000 and pay back interest free??
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Abbey Card 1.9% offer after 0% finishes
I have just got to the end of the 0% balance transfer period of my Abbey credit card. Having paid it all off, I then phoned up to cancel the card. The guy persuaded me to talk to an interest rate person to see if they could persuade me to stay so I agreed. I said I wanted another 0% period otherwise I would close the card…
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Transfering to SBT with lower limit ?
Just been accepted for 10 K from lloyds plat and wish to transfer it to my Egg blue (sbt). Question: Egg blue limit is 5K, so if i transfer 10K onto it will it be accepted or will they kick up a fuss. Could i transfer 5K this week, move it in 5 days time, then transfer another 5K. would that work OK?? Any one had similar,…
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Possible Abbey Transfer Card beware?
I just went into my local branch to apply for one of these 9 months interest free cards mentioned in last weeks email. Its supposed to be no fees for balance transfers if you apply in the branch. So I asked about the fees. They showed me a summary of the t's&c's which said "A transfer fee MAY apply". I said 'may' is not…
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Another way to Stooze?
Okay, I don't know if anyone else does this, or if it's been mentioned before (had a good look though) but I thought I'd share an interesting stooze method that I use with you. I have a crapital one classic card. It's rubbish and I've had it years. Its interest rate is 29.9% or something daft but it has one excellent…