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Cheap mailing
I have 500 letters to send out in standard small envelopes at 2md class type speed. 500 2nd class tamps is like £340. Is there any cheaper way that a company could do this for me maybe using a franking machine or something?
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Business bank account for Vanguard SIPP deposits?
Hello everyone I am looking for a free business bank account that can be used for Vanguard SIPP deposits. I have two bank accounts already (always good to have a backup) but neither are accepted by Vanguard for SIPP deposits as they are "e-banks" and not "proper banks". This new bank account must have no monthly fees as it…
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Council Tax Discount
I'm looking at buying a small B&B, officially registered as a mixed use property (3 bedrooms are registered for business rates, and 1 'suite' is registered as the owners private accommodation). The 3 letting rooms are valued well below the Business Rates threshold, so no Business Rates are payable - only regular council…
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Actual Online Utility Comparison for Businesses?
Just wondering if anyone is aware of a business electricity comparison site that actually provides comparisons rather than just getting a salesman to call you? Don't really trust random online utility salesmen after a bad prior experience and just want to see what rates are available. Been offered a renewal with Octopus…
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Printed business cards
I'm just setting up a small business and would like some printed business cards, I will have a google search but wondered if anyone knew of any good deals thank you :)
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LTD Company with 3 equal shareholders and 2 Directors
If I am starting a property company with 2 people, and I own 33.3% (one third) of the company just like the other 2 shareholders, what am I really missing if I am not a Director? Do I have the same voting rights for director's salaries, payouts etc? I understand that banks require any shareholder above 25% ownership to be…
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Searching companies house
I am looking to build a mailing list of all those in Aberdeen who run companies that buy property to lease. I know on companies house they have several categories that apply (see below) but not sure if I can search just those categories and just where registered office is Aberdeen? Failing that and apart from googling it…
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My bills are killing my business
I have a dry cleaning shop in London. As you can imagine everything runs on electricity and water. 4 washing machines, dry cleaning machine and ironing tables. Running from 9am-5pm daily. The recent spike in bills and the new spike in October 2022 will kill my business. I don't know what I can do. If I try charge more from…
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Starling Business bank Cash limit
My daughter is running a cash based business as a Sole trader. She is using A Starling business account. She has been informed that she is exceeding the "Cash Deposit Limit" for her account. After talking to them they informed he that the limit cannot be raised. Has anyone else been affected by this?
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Energy costs for small company
I run a small company from home and I am worried about the high energy bills in the next year or two. The current £6 per week is rubbish and doesn’t even make a dent on the actual bill. I loath the thought of putting together a complicated formula based on working hours and the number of rooms for a more accurate sum. I…
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Mobile card machine options
Hi Just after some ideas and advice on hand held card machines. Looking for a low cost one for band use at a small venue. Any help appreciated.
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Buying Whiksy as an investment through a Limited Company
Just looking for advice for anybody who may know on potentially buying whisky through my limited company to hold as an investment. Rather than surplus cash sitting in the bank, I've started collecting 'rare' whisky (bottles, not casks). Rather than buying these personally, and obviously having to withdraw money from the…
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Help for non profit organisation
Good morning, I help run a nonprofit organisation & we have received some funding for 8 courses to benefit our members. We feel we should have an application form with t&C's to stop anyone getting the finding & either not completing the course or leaving the club once the qualification is achieved. Does anyone know where I…
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2 jobs - [Sole Trader] and [Umbrella Company employee] - conflict?
Hi everyone. I'm looking to change job. If I go via an agency. it seems I may have to sign up to an umbrella company. I am also planning to be a sole trader with my own business . Question is, are these things compatable at the same time? (I dont really understand umbrella companies apart from a way to make the person…
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Business Hobby & Tax
Last year I took a career break which turned into voluntary severance and I have been lucky enough to have nearly a year off work. During this time I have started to sell craft items on Etsy and through two local shops where I live. To do this I have had to take out public liability insurance but I am only really covering…
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What VAT scheme to use when reselling clothes?
Hello all, this is my first post so please be gentle :) I have a business where I buy branded clothes and resell them for a profit, sometimes I buy from the manufacture direct so I could claim the VAT back on them, however sometimes I buy from other sellers who aren't a business, so for those purchases I will not be able…
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Giving Customers Credit
Hi We manufacture windows some of our bigger customers now require 30 days credit this is usually the way in in our industry but to save our business waiting 30 days as we are quite new is there a insurance back or credit facility that give you the money?
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Wix & Website hosting
Hi, I have built my website using Wix, bought the domain & pay them for hosting it. But is there a cheaper alternative for someone who isnt that technical! many thanks
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Business Rates on second property
Does anyone know if I can claim business rates relief on a commercial property as a sole trader, when I am claiming business rates relief on another property as a director of a ltd company? My partner and I own a commercial property which we rent to our Ltd company as a business office (we had to do this as insurers won’t…
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Registering as Sole/trader reducing tax
I'm in receipt of state and work pension and over personal allowance. My partner is in receipt of work pension below personal allowance. I've recently started buying raw materials and making finished products to sell to friends etc. My partner receives the sale income currently less than £1000 a year but transfers that…
