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Mortgage PPI claim
Hi can I make a PPI claim on my mortgage loan even though I cancelled the insurance last June?? I took out the insurance with my mortgage loan in Jan 2003. Thanks Smiler x
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Halifax PPI reclaim - Help Please!!!!
Hi guys, I had a loan with Halifax for £7155 and it had another loan on it for £1573.73 plus interest for PPI this was taken out in 2003. Unfortunately, I fell behind with the payments and the loan was sold on to a DCA, which I have been paying via Payplan and the DCA are making me pay £6854 I wrote to the Halifax on 30th…
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Dorothy Perkins Can I reclaim the Insurance
Hi I am currently trying to sort out my finances and become debt free and I am always looking at the MSE website. I have recently cancelled my insurance with Dorothy Perkins and I am now finally making an indent in to my account (I no longer have card). After cancelling my insurance I recieved my first statement without…
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Yes Car Credit
I had a finance agreement with these horrible people a few years back, I ended up giving the car back halfway through the agreement and had to pay off a huge chunk to get me out of the insurance policy, when I first got the agreement I was told the ppi was essential and I wouldn't be able to have the car without this…
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Has anyone heard of a company called Synergy?
Hi, I've been looking at redundancy cover and have been quoted by an IFA cover for £1,250 for approx £35 which does not seem unreasonable. The cover is provided by a company called Synergy (backed by the Pru and is FSA regulated) and has a qualification period of just 30 days, which seems pretty good compared to a number…
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Claim Mangment Companies
Just a couple of quick question really. Has anyone had any experience with a claim managment company - good or bad? Is it worth signing up with a claim managment company inorder to get your PPI and bank charges claimed back. I know they take a cut from your eventual payout at the end, but is this cut worth not having all…
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Help Again!! RBS PPI
I posted on here in Feb 2009. Basically I have had a loan with RBS for the past five years and made my last payment in Jan 2009. In Feb whilst doing my paper housekeeping whilst I was about to shred my loan paperwork to my surprise I noticed I had been paying £26 a month ppi. I never knew I had this but if I did I would…
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Need held - don't know where to start with my issue
On the 20/01/2007 we had someone come out and explain about Skills train because my husband wanted to learn a new skill. He didn't know what he wanted to do, all he knew was he wanted to earn more money. They guy came out and did a kind of test assesment on him (general questions really) and then said how good he did on…
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Who is responsible?
I have been reclaiming my ppi back on a loan sold to me by loans.co.uk financed by picture, loans.co.uk have said I was mis-sold so I am entitled to my ppi back. It has been about 4 weeks since I gave permission for picture to give loans.co.uk my figures. According to picture, loans.co.uk are responsible as they sold the…
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Help PPI have I been misssold ??
Hi I took out a loan last year with Nemo personal finance for £10,000 I was told about the PPI on the loan but initially said that I wouldn't want to take it out with them having found my own in the past. I told Nemo that I would only be taking out the loan for 1 year as my fixed rate mortgage with G.E money would be up…
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What Now
I wonder if anyone can help, i have been in contact with this company once, no reply, i sent them the second letter and got a letter back from them saying that the company went into administration 1 month after we had our product installed another company took over the business and is trading under the same name. They say…
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Need help understanding my refund ??
Hi there I sent off the first letter to my bank (Halifax) a few weeks ago and received a reply today but I’m rubbish when it comes to figures (that’s why I had PPI in the first place) and need help with working out if it is a fair deal. My loan isn’t too big it’s -£2000 I made my first payment of £67.49 on the 12th Dec…
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Seriously dodgy PPI Reclaim selling tactics
I've had quite a few phonecalls over the last few weeks, from companies trying to "help me reclaim my PPI"... as someone who's never taken up PPI and is signed up with TPS, I find this more than a little annoying. But this morning's phonecall takes the biscuit! [phone rings - anonymous caller] Badger: Hello, Badger…
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Those naughty Egg people - help please
Hello I am trying to reclaim my hubbys ppi on an egg credit card. I sent letter 1 and received today a 'cannot uphold claim' letter from egg. the card was signed up for online in jan 2004. they have kindly sent through the application form and in the payment protection field it says Accident, sickness, unemployment and…
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Stage 1 letter sent - garage deny wrongdoing.
Hi everybody, Sorry if this has been covered elsewhere, I'm just really concerned. I was mis-sold insurance on a finance deal for a car. I've sent the first stage letter as per this website, and the company has rung me up to say that the person who sold it has left and there is no proof I didn't want the insurance. Is this…
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Yorkshire bank refused hardship claim help needed
Hope this is the right page to post on. We put a hardship claim in to yorkshire bank for some of our bank charges. Yes they delayed past the 40 days but today we got a letter saying that we have been refused because my OH told them he lost his job in June 2005 but closed the account March 2005. They say because we closed…
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New to this
Hi all I've just found out about this PPI thing and questioned it using the template on this website, thank you for that. From what i've been reading there is at least a 90% success rate with these mis-selling complaints, so to be honest I'm just waiting for a successful response. The question I have is; all the time I'm…
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Unclear PPI offer RBS/NAtwest
Hello everyone, I'm new to the reclaim letter culture and wondered if anyone can explain what i should do next. In 2002 i took out a loan with Natwest and it had ppi cover. I have recently reclaimed the ppi aspect of the loan. (all be it for up to 6 years reclaim) The loan was paid off in full years a go without any issues…
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Recaliming PPI on closed down accounts
Hi guys, this may sound like a silly question, but I could'nt find an answer on the Sticky's or maybe I just was'nt looking in the right place.... But can I re-claim PPI on credit cards that have now been closed down, I did default on these accounts which were subsequently passed on to Debt Collectors, and I paid a full…
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PPI help
Hello all. I have recieved a letter from A&L this morning regarding PPI, i took out a £3000 loan on 31st Mar 2006 with PPI, i was told that my APR would be higher should i not take protection, i then had another in Jan 2007 of £6150, i paid off my 1st loan and also had to take out PPI with this loan as again i was told the…