-
Welcome Lifecare and Homecare Insurance
I'm sure I have read somewhere that insurance isn't compulsory. But Welcome have told me I can't cancel their "Lifecare" and "Homecare" Insurance that I have been paying for 2 years now, as I only had 30 days to cancel. I don't think they are being truthful about this but I don't know my next move. The total for ins was…
-
Alliance & Leicester PPI claim (still waiting for payment)
Hi I have accepted a payment from Alliance & Leicester in the middle of june and still not received the payment !!!! Would it be worthwhile sending a letter to them about this as its been just over 10 weeks now since I sent the acceptance letter.
-
can they do that?
I took loan out with HFC in 2005 and have since sent them letter about PPI sold to me unwillingly. THey admit it was and have offered to refund me around £5000 but they are taking it off the amount of the loan. They still getting money plus say I still owe them £700 and can take loan out for 24.9%. Sure it's my decision on…
-
PPI Success with EGG
Recieved a cheque for £930.34 through the post last week. Total refund was nearly £5000 but other £4070 went to paying off the actual loan. Brilliant! No more loan repayments and a bonus £900! Only took one letter which I posted 6 weeks ago. Best 20 minutes time I ever spent!:beer:
-
Help Needed!!!!!
Having found that my signature was forged on a PPI mandate document. I contacted the PPI company, who have given me a copy of the mandate that they received, with the forged signature. I phoned the bank, to ask for their copy, that they received from the PPI company, to commence the direct debit, but the bank have told me,…
-
Yorkshire Banks Replies to PPI Reclaim
Can someone please give me some advice. I have never claimed on my PPI insurance. On one reclaim, they have offered an amount much lower than what i am claimng back. What should i do? On another reclaim, they are disputing that the PPI was mis sold. They have answered that in short, they discussed my pre medical conditons…
-
ppi with welcome finance
* can anybody help with welcome. I sent of the first template letter to welcome and got a reply back saying "Unfortunately , at this stage we dont feel we can accept your complaint, as we do not have sufficient details from you , you can facillitate this by answering the questions on the attached sheet to the best of your…
-
Natwest response - help plz
hiya! finally received a response from Natwest (8 weeks was up today!) they have offered £750 goodwill payment.....im tempted as i have the following issues: I dont actually think i was missold the ppi now.....they didnt take it from me when i refinanced, which was my reason for claiming. BUT.....i did sit down and have a…
-
Scottish Trust Deeds and PPI
hi there Just asking this question for a friend. She couldnt manage her payments to her debts therefore entered into a Trust Deed which lasts for 3 years, can you tell me if she is eligible to claim back PPI that was included in the personal loans that she had even tho these got taken into account through the trust deed.…
-
northern rock ppi
Hi all, I was digging up all my paperwork to try and reclaim the ppi and noticed that i never signed the agreement form as it was all done on the phone. I may be being naive, but i always thought that without a signature you cant be legally bound to the agreement. Any thoughts are much appreciated??
-
lloydstsb ppi offer
Hi just out of the blue lloydstsb have offered me £1325 in payment of my letter of complaint sent to them in feb 09. i want to accept this money but can i also go to FOS and complain there too? thanks for help in advance mrscmr
-
BBBarclays PPI how long ooh how long
good evening Barclays ppi we are claiming as misold as told no ppi no loan.fobbed off over 12 weeks since 1st letter told we would have a response by early july no reply early august sent them a chasing letter got a bog standard "sorry for delay in issuing a response to you we remain committed to resolving your complaint…
-
Help with Halifax PPI Claim
Hi Hoping someone with experience in this area can help me with a Halifax PPI claim. I'll try to keep it short: 1. Approved online in August 2003 for a £10K unsecured personal loan 2. Did not select insurance when applying online but approved anyway 3. Went into branch to collect cheque and was forced to take insurance…
-
First response from Capital One
Hi I sent out the first letter to Capital One to try to reclaim PPI payments on my credit card which I have had since 2002. I claimed on the basis that 1) they had been fined for their sale of PPI in the past and 2) that they knew that I was a teacher with a permanent post and that they must have known that I did not need…
-
Mint ppi on c/c - can i try again?
Hi all, About a year ago we tried to claim the PPI back on husbands card on the basis that he was self-employed at the time and didn't realise he wouldn't be covered under most of the insurance. They refused saying they'd checked the CCA (actually his application form not true CCA), and the insurance dox that were sent…
-
Natwest PPI Claim Letter
Hi All, I have been stryggling on with the poor internet and also trying to claim the miss-sold ppi on my partners loans. Today we recieved the following letter and I am just a tad confused so wondered if you lovely people could help me?? Dear Mr........ You will be pleased to know that I have now finished my review into…
-
What exactly can I claim back
I've had two Cars and a Loan from Welcome, I have had the following insurance products that I was told I had to have PPI Mechanical Breakdown Emergency Recovery Collision Call I've also had the following charges Acceptance Fees Conversion/Default Fees Capitalisation (I know this says interest but how come it's exactly the…
-
Need Help
I've just found out my wife has been paying PPI on her credit card since 1998!! and she says she was told she had to have it. This is a Lloyds TSB credit card which is still active today. Do we have any kind of case?
-
cca citi financial
hi peeps,just wondering if anyone out there has been successful in obtaining there credit card agreement if requested from citi financial.any posts would be appreciated thanks.
-
Do I qualify?
Hi All, I took out my MBNA card in the 1990's - not sure when because it was to long ago. Some time after I'd started to use my card I noticed the PPI charge & didn't know what it was about. I phoned up MBNA & spoke to one of their operatives & asked what it was all about. He explained what it was & told me how good the…