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Help required with Lloyds PPI
I took out a loan with Llyoyds TSB a few years back and have noticed when i requested statements that PPI was added as a single premuim to it. I then took out another losan to pay off the first one and again the PPI has been added as a single premium. I'm pretty sure that at the time I was told I had to take PPI or I…
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Finally got a figure but is it right
Hello Me, back again. I spoke to BH insurance today regarding my cancellation of the PPI, and about what amount I will be getting back from them regarding being mis-sold. I can't get my head around how they do things so I would be grateful if somebody with a head for figures could check this out for me. The loan started in…
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ppi question
hi just thought i would try to get some more info on the ppi reclaim to do with credit cards and whether anyone else has tried to claim from the company i have a card with The credit card in question is with ABBEY had the card since 2003 and as far as i can tell from my statements back to the start date i have been paying…
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A&L offer.
Hi there, Well after two three letters, A & L are saying they will rebate me £590 on my loan, and £145 in cash for some reason which I am pleased about however it says that when I refinanced my loan that my PPI insurance was cancelled? I know this is good, however there is no chance of them actually being able to 'lie' to…
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Advice needed plz
Hi all, we have contacted our PPI company reguarding PPI, They have refused too have anything too do with the claim, Have forwarded all infomation too FSA, They have taken on the case, They notified the PPI company that they had 14days too respond with their final responce, Which over all has taken the weeks too 16wks,…
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Capital One - PPI - Short Application Form
I stupidly signed up for a Capital One card in June 2001. I ticked the box that says "Please enrol me in Capial One's Payment Protection Scheme". They say I would have been sent T&C's after my application was accepted but I don't think they did because, had they have done so, I would have realised that as I was being…
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PPI Problem
Hi, I have just received a letter from my insurance company with regard to my PPI claim. They have ended it (finalised to use there term) and I'm not happy at all with their decision. I have been fortunate to have worked since I left school in 1970 up until late 2007 when I was made redundant. When I took out my mortgage…
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Twopart / Paragon Loan from 2004
Hi, I took out a loan with Twopart/E-oan.co.uk in September 2004. They were the broker. The loan I got and paid was with Paragon. I had to pay loads extra for the PPI & didn't get any rebate at all when I paid it off. At the time, I wasn't happy about it, but there wasn't the attention on PPI that there is now. I believe…
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Northern Rock PPI OVER-AGE ???
Investigating my PPI on Northern Rock loans. Presumed that I would have to claim on CARDIF PINNACLE but after reading the post from natasha r, it looks as a direct cliam on NR is ok and does pay of! My problem however is the over-age question. I've heard age 60 bur does that apply to both male and female? Any feed-back…
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Northern Rock PPI
Had used the link to get a letter drafted up, and this was so helpful. I sent off my most recent loan query to the NR complaints dept. They in turn sent a complaint form, pretty straight forward. Wham bam, 8 wks later £2500!!!! Queried other loans i had previously had with NR, they even gave me the info, letters sent and…
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Capital One Credit Card PPI Claim
Hi, Now that I have successfully claimed against the Halifax I am going to put a claim against a Capital One credit card which has had PPI included for at least five years. A short while ago I was given the option to suspend the card due to a rise in interest rates from Cap One. Basically, I can no longer spend on the card…
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Claiming against HFC and living in Scotland
Hi and thanks for so much information. I live in Scotland but am trying to make a claim against HFC in Birmingham. Kept bank account in England etc. They have settled one claim but cannot get any resolution of the second. Loan was taken out in 1997 but settled in 2007 amount paid back was in the region of £17K on a £6K…
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Halifax PPI success on a DMP - what will happen next?
Hi all I've just learned I've been successful in reclaiming PPI from the Halifax on a £15k personal loan which was taken out in 2001. However, I got into terrible difficulties (long story) resulting in having to go onto a DMP with the CCCS for all my creditors in 2003 (of which this Halifax loan was one of these…
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PPI & Unenforceable Claims
I would really appreciate some advice. I have a loan and a couple of credit-cards which I want to check to see if they are enforceable or not. I have no intention of paying a firm my hard-earned cash to do this. The only reason I am contemplating it is that I had spoken to a company earlier this year who offered to do it…
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cold calling
I was contacted by some woman yesterday who said that her company could reclaim ppi for me. Haven't checked all Q & A's on this site but just asking for quick answer- Should I give her my info when she calls back this evening? Or 'go it alone' (with M.L. help)? Didn't catch her company (or personal) name but she's…
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goldfish/barclaycard
Hi i am trying to reclaim ppi charges on a goldfish now barclaycard goldfish cc going back a number of years, i have recieved a questionaire from barclaycard within a week of sending off 1st letter which i have filled in ,but also a letter saying they will cancell the ppi straight away ,is this usual and will i be able to…
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Reclaimin Egg Credit Card PPI - Next Step?
Hi all not sure if i should be posting this in the discussion thread or starting a new one. I have been trying to claim back PPI charge on my Egg credit card, i sent them the following letter on 25/06/2009..... I opened the above Egg Card from you in 09/12/2003 but now believe that I was mis-sold the Credit Card Repayment…
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Capital One
Does anybody know whether Cap One have actually defended a PPI reclaim case in court?
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NR Mortgage charges
no one wanted to talk to me on the other forum, so thought I would post up here!! just wondering if I can claim back the following charges from my mortgage which were added before I sold my property and paid off the mortgage. I was in financial difficulty and in the process of moving in with my now husband. 1. sundries 2.…
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Capital 1 reject letter rec'd
Advice please from all u experts.......sent my letter off to Capital 1 and they replied saying that as I applied over the internet (back in 2003) and that I ticked the so-called boxes :mad: that they have not mis sold the policy to me and won't consider my claim. Question...has anyone else been in similar position ie.…