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Lloyds TSB
I am new to this but thought I would post a note to let people know how easy it can be to claim. I sent Lloyds a letter on behalf of my wife asking for a list of the payments that I had paid and they sent me a copy of the agreement which I already had. I then sent another letter and requested a refund of all PPI payments…
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Last hurdle?
Hi I've just heard that the adjudicator has upheld my complaint against Wilmslow Financial Services (formerly Freedom Finance), however Wilmslow have disagreed with their view so the case is now going to an ombudsman. Does anyone know how long this bit takes and what happens? Once the adjudicator got his hands on the case…
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Cold call re GE Mortgage PPI
Hi, I've just had a cold call from a company (I think in Cardiff) telling me I can reclaim PPI for a mortgage I had 3 years ago with GE. I just dug out the original agreement and I cannot see any mention of insurance of any type. How do I know if I was paying PPI or not? More importantly, how would the person who called me…
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Ppi
I have been contacted by a company called Loan and Finance Taylors regarding reclaiming PPI. Can anyone tell me if they are a legitimate company ?
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Yes!! Got it!!
Hi, Just wanted to pass on the good news, finally got an answer from Welcome Finance and they are upholding my claim and they have sent out an acceptance letter for £3105.28! I can't believe it, I want to cry! It means I can clear my feet of what I owe out and finially start to do things properly. My message is don't give…
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FOS or Solicitor - how do people decide?
Just looking to make a distinction here. I am currently going through one of my mum's loan agreements with a fine tooth comb to check why she has paid almost half of the money off but four years later, she still owes nearly the same amount. It looks like there have been charges, etc, but nothing is clear in the…
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gap insurance
back in 2000 forthright finance phoned me and offered me finance for a car which i jumped at as i had a ccj against me. they gave me a list of dealers so i picked the biggest in cambridgshire, when i was doing the paperwork i was told i had to have GAP insurancewhich i said yes to as i needed the finance, i signed all the…
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Income protection
Hi, my first post, hope it is in the right place ! My husband went self emplyed 10 years ago and took out a income protection with RBS. Although self employed he was contracted to a company that last year went into administration, leaving him with no work. The policy has refused to pay out saying that the contract states…
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Can we still take case to Ombudsman - PPI claim
Any help much much appreciated..... We tried to reclaim PPI over a year ago after advice from this site, reasons were I had a pre-existing medical condition and my wife was not working. There were 2 loans, both taken out with what then igroup, brokered by Easy Money, it turned out igroup had been taken over by GEM and we…
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Need advice re claim please!
No longer relevant
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Blythboy
Can I claim back my P.P.I as my only income was a small works pension and my statuary injury benefits. I don't believe I should have been sold this P.P.I as my money was upstanding from D.W.P
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barclays ppi
:eek:can anyone addvise me please .. i contacted a company about my ppi wich was 8,700 on a 25,000 loan from barclays i have had a letter of the fsi saying that it was mis sold and barclays would refund it plus 8% a nother letter has come today from barclays saying your original loan was for 33,742.36 wich includes…
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PPI by Post
Hi I have a loan with the Nationwide, which I applied for via a leaflet in our local free papers. There has been much debate and sucess in reclaiming ppi fees when purchased via the internet, phone and in branch. Does anyone know if the same is true when purchased via good old snail mail (post)? I already had a payment…
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Yes yes yes yes
Just to say thanks for your help on this website you are amazing! Just got £1100 back from an unamed organsisation for PPI on a loan I had back in 2003. I wasn't actually missold the insurance but had a go anyway and they agreed to pay me back! Excellent website! Thanks so much for your help and advice on this. GP…
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Banks not refunding on Credit Cards
Had single-premiums refunded on loans, but for some reason i have just had 6 rejections on 6 credit cards i have with all the major lenders. HSBC, Barclays, Lloyds TSB, Egg, MBNA, and Natwest Why have they rejected my claims on the cards but paid me out on the loans? HELP :(
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How many years can i go back to reclaim ppi
Hi My partner took a loan out in 2003 . She did not have a clue and didnt even know that PPI was added . She is one of those type just signs on the jotted line . Nothing was ever explained what even the protection plan includes . She was 19 at the time and was her first ever loan of 5000. £1700 has been added on at the end…
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pc world/hfc/7 years in, nightmare!
Ladies & Gents, 1st post and have been a bit of a t***, please be gentle. You're not going to believe this level of stupidity, purchased a laptop from the aforementioned on the knock, £53 per month for 2 years. No probs. Got a call from HFC (then known as household bank) "We are acting on behalf if pcw, did I want to make…
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Mortgage Payment Protection
Not sure if this is the right area or not. My father and mother bought there house around 12 years ago, and recently they have decided to have a look at the monthly payment protection they have been paying which is £135 a month for the last 12 years which is alot of money. Now they are questioning whether they should have…
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Mortgage ppi help Halifax and West Brom
Hi All - I am doing quite well with getting all my letters out. I asked whether I could claim PPI back from my mortgages - I had 2 one with Halifax and the other with West Bromwich and a very kind user told me to post a new thread. Should I treat this the same as the other PPI claims? I got my mortgages through a broker…
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Musashi10 VS Egg PPI
Hi there. I started a claim which is still in process with EGG over credit card charges. when I recieved my statements from SARS request I noticed that I have been paying PPI monthly payments since 2 months after the account was opened in 2005. (if i'd been more observant I would have noticed this earlier I know!) I didn't…