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Help With New Charges Please
Hi. I am just about to file my claim online since Lloyds have ignored all my letters:beer: . However, I have had new charges since last letter. Can i include them in my court claim???
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Forum glitches
While the website is having problems please remember the Main Site is still accessible and Martin's articles regarding this board will be unaffected. Step-by-step Guides: Bank Charges: Reclaim Your Cash | Top New Bank Account Calculator: Charge them interest Template Letters: (right click and save) Ask for charge details…
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8% Interest On Top
Hi all, Great forum... Can someone help or advise me on the next course of action. I made a slight boo boo with my second letter I sent to Nat West reclaiming my bank charges back. I added the 8% Interest on the whole amount instead of the individual charges. What should I do.. just wait for a reply or send a new one with…
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Help!!!
I have got the the point of having to start court proceedings but am moving house next week so I am not sure whether to wait till I'm in the new house or proceed now and putting my address as it is atm. Is it possible to change your address after you've start court proceedings or not. Please help as I want my £1500 back…
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Made a mistake in Original Claim Letter Help Please!
I hope someone can help! I made a mistake in my original Claim letter to the bank as I did not notice 2 refunds that the bank had paid me! Do I need to start the whole process again or can I just ammend my second Letter? Many Thanks
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Help Desperately Needed Please!
hi! I am desperately after some help if someone would be so kind! I am at the stage now where i have filled and returned my allocation questionaires for 2 claims on seperate accounts with hsbc. I rang the court yesterday to make sure they had received my questionaires and payments as royal mail site said they had been…
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Mansfield Building society Charges
Hello I recently went overdrawn in my bank and the mortgage payment came out before my husbands money went in. Mansfield are chargin gme £25 as they did not get their direct debit and want me to send in a cheque for mortgage plus this £25 charge. Do you know if there is anyway I can not pay this. I phoned them and they…
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Claiming charges while behind with payments
Can I start claiming unfair charges if I am overdrawn and behind with credit card and loan repayments ? Or should I wait until the accounts are in order ? Any advice gratefully received. Thanks
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help with bank charges
hi could someone give me some advice on how i continue claiming my bank charges back. i have written my first letter asking for my list of charges and have recieved a reply saying i will have to wait 4 weeks as they are busy? then if they are still busy i may have to wait another 4 weeks! seems like they are just trying to…
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Is my bank being honest? Help please..
I heard about reclaiming bank charges here in Jan, so looked through my credit card's on line statements (the card was cut up in Dec 05 but the account was never actually closed by the bank) to discover I'd been wrongly charged several times. July to Dec 05 alone added up to £375 which may not sound a lot but it's a…
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Help - made mistake in final letter before issuing court action - what to do now?
Hi, I'm hoping someone can advise me what to do next....I'm trying to reclaim just over £300 in charges from Lloyds TSB. I wrote to them about 10 days or so ago asking for full payment or I'd take them to the county court (using the MSE templated letter). Unfortunately, I've just noticed that somehow I typed that they had…
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bank charges....help please
my banks 14 days to reply runs out tomorrow...they have sent me a letter saying that they have up to 8 weeks to reply...is this right or is it to do with the oft decision at the end of the month...what do i do???
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Barclays Charges - Are they fair?
Hi there, Couldn't see anything about this, so here goes: I have had a Barclays Additions account for over 13 years, but in the last 7 years after they increased my over draft from £400 to £1300 (Because I was a valued customer), they have charged me an additional £13.50 per month interest. Agreed I used the overdraft for…
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Closed account HSBC deny it exists
Hi My son is trying to reclaim his charges from RBOS and HSBC. He has his statements from RBOS but HSBC say they can't find his account. It was closed 2 years ago after he got into bad debt and had an overdraft of £600 made up of pure charges. How can he prove that the account exists, he has no statements anywhere and…
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Scotland
I've been through the process with both Clydesdale and Halifax. Halifax offered me half the charges back- this was a year ago. What has stopped me traising a court action in the Scottish court system. Moneyclaim looks so easy and I just cannot get my head round how to go through the small claims procedure. I would really…
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Bank charges - automatic refund
Straight off let me say I have not claimed and do not intend to claim any charges from my bank (Abbey), not least because there wouldn't be a whole lot to claim, but you know, principle and all that... My question, just because I and what (strange as it may seem) will be the vast majority of bank customers do not, for…
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off to court help
I’m trying to reclaim £3495 of my charges bank from Barclays bank I’ve sent the letter asking for my charges back within two weeks but got a reply saying “they’ll look in to and get back to me on the 19th march” so I sent the letter , pay within the week or we’re off to court. I’ve heard nothing back and now at the court…
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Advise Needed
I have sent a letter requesting bank statements or a list of charges to my bank, using the template. Fourteen days will be up on Friday. What happens if they do not reply? I am no longer with this bank and have no bank statements, therefore do not know exactly how much I have been charged in bank charges. Although I do…
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Advice
I Have An Account With Nat West And Have An Authorised Overdraft Limit. I Have Never Gone Over This Limit But It Is Used Regularly And I Am Charged Accordingly. Am I Right In Saying That I Have No Recourse In Claiming Any Charges As I Hjave Never Bounced A Cheque Or Had A Direct Debit Not Paid. The Only Charges I Have Had…
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NOT sending recorded delievry
H has been trying to claim his bank charges back (well I've been sorting it, he's been signing the letters and posting them), but hasnt been posting them recorded delivery. He sent the before court action letter about 10 days ago, so now is the next step - should we resend the letter recorded, just in case, or is it ok,…