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'The Good Debt, Bad Debt Game...' poll discussion
Poll between 14-21 July 2009: The Good Debt, Bad Debt Game... In the Teen Cash Class I ask a series of questions to explain the difference between good debt and bad debt. Here’s a version of the trickiest... A single dad who’s just been made redundant gets a new job in the country. He lives eight miles from work and his…
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'What should we pay our MPs?' poll discussion
Poll between 18-26 May 2009: What should we pay our MPs? Unless you’ve recently been living under a rock, you can't have missed the MP expenses scandal. One argument put forward is MPs aren't paid a wage equivalent to the calibre of people we want to attract. So forget vitriol for the current lot, which of these is nearest…
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MONEY MORAL DILEMMA. Should Cheryl substitute Ashley’s mayo?
Here's this week's hypothetical situation for you to cogitate on: Cash-strapped Cheryl is taking the Downshift Challenge, and dropping one brand level on all groceries to see if she can spot the difference. Yet hubbie Ashley is a supermarket snob who absolutely refuses to eat own-brand food. When Ashley tries Value…
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MONEY MORAL DILEMMA: Should Fearne stump up for Reggie's music collection?
Here's this week's hypothetical situation for you to cogitate on: Should Fearne stump up for Reggie's music collection? Fearne’s in a pickle; she has a week left to finish her dissertation and her computer’s gone kaput. She needs one fast, so she begs her friend Reggie to lend her his flashy laptop. He’s not happy, but as…
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'How much is in your bank account?' poll discussion
Poll between 6-14 July 2009: How much is in your bank account? Properly managing your bank account is crucial; put too much in and you’ll miss out on the interest you could be earning in a Top Savings account, while go heavily overdrawn and you’ll be hit by interest and Bank Charges. So how much is in your current account…
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'Should Assisted Suicide be allowed?' poll discussion
Poll between 30 March - 7 April 2009: Should Assisted Suicide be allowed? Assisted Suicide is primarily an ethical and moral issue, but there is a financial dimension... there are costs to the NHS and therefore the taxpayer, for keeping people with serious medical conditions alive for longer. Recently some politicians have…
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MONEY MORAL DILEMMA. Should Cilla give Graham a quick reminder for the date cash?
Here's this week's hypothetical situation for you to cogitate on: Cilla's been set up on a blind date with Graham (a friend of a friend), but surprise suprise at the end of the evening when splitting the bill, Graham discovers he's left his wallet at home so she has to cough up the £40. He promises to repay her at the next…
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MONEY MORAL DILEMMA: Would you intervene?
Here's this week's hypothetical situation for you to cogitate on: Would you ask for the tenner back Whilst waiting in a fast food queue, you spot a £10 note on the floor. You ask the person in front if it’s theirs, they say no, and pick it up saying they’ll check with counter staff. Once there instead they simply pocket…
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'What's your favourite lolly?' poll discussion
Poll started 30 June 2009: What's your favourite lolly? It's hot & brains are frazzling, so to help you 'think cool' this week's poll is a bit of fun. Pick your top lolly from the list... (apologies for any missed). 01. Bounty Ice Cream 02. Callipo 03. Cherry Brandy Lolly 04. Choc Ice 05. Cider Lolly 06. Fab 07. Feast 08.…
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'Should you go on holiday while in debt?' poll discussion
Poll between 22-30 June 2009 Should you go on holiday while in debt? A family with total earnings of £35,000 has nearly £15,000 on a credit card (at 6.8% life of balance). They’re slowly chipping away at it, but are still five years off debt-free status. Yet they haven’t been away for two years and are desperate for the…
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'Should we withdraw from Europe?' poll discussion
Poll between 8-15 June 2009. Should we withdraw from Europe? From regulations to unlocking trade barriers the European Union (EU) plays a huge part in our economic life. We’ve just had Euro elections and the eurosceptic parties did well, but let's purify the question. Which of these is closest to your view on Europe? A.…
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MONEY MORAL DILEMMA. Should Margaret let Nick remortgage to back her new business?
Here's this week's hypothetical situation for you to cogitate on: Margaret is a 25-year-old entrepreneur who desperately wants to set up her own nightclub business. Yet she can’t find the £60,000 backing needed to set up the company. Her Dad, Nick, offers to remortgage so he can invest in the firm. While Margaret’s…
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'What’s the ultimate luxury possession?' poll discussion
Poll between 15-22 June 2009: What’s the ultimate luxury possession? Imagine you’d won a contest with a prize that buys one of the following options (inc. all associated expenses) worth roughly £500,000. Which would you choose? (you’re not allowed to sell it) A. A Supercar. High end, big engine, major grunt McLaren type.…
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MONEY MORAL DILEMMA. Would you sell a treasured trinket?
Here's this week's hypothetical situation for you to cogitate on: Your ‘red letter’ phone bill is due in a few days time and you don’t have the cash available to pay it off. You’ve missed a few payments in the past, and the provider has suggested you may be cut off if you miss any more, so you’re considering selling off a…
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MONEY MORAL DILEMMA: Should Billy do Vinny's telly deal?
Here's this week's hypothetical situation for you to cogitate on: Billy's on the lookout for a bargain high def TV, so he asks his cousin Vinny - who runs a small TV shop - to do him a deal. Vinny says for family he’ll order in the telly and beat any web price by £5, but only if Billy pays in cash. He then goes on to…
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MONEY MORAL DILEMMA. Should Ian hire a waitress who may want kids?
Here's this week's hypothetical situation for you to cogitate on: Should Ian hire a waitress who may want kids? Ian runs a small cafe, but business has been badly by the recession, and he's fighting to survive. He needs to hire a new waitress, but is thinking twice about picking Diane, who's got a great CV, but is…
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'Should the Royal Mail be part-privatised?' poll discussion
Poll between 01-08 June 2009: Should the Royal Mail be part-privatised? The government remains resolute in plans to sell off up to 49% of the Royal Mail to private bidders. This part-privatisation is a tricky business, with many arguments for and against... FOR: The amount of letters we send each other has plummeted;…
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'Do old dating traditions still apply?' poll discussion
Poll between 26 May - 1 June 2009: Do old dating traditions still apply? If a woman and man go out for dinner on a first date, who should pay? Which of the following is closest to your view? A. The man (I'm female) - 11% (1047 votes) B. The man (I'm male) - 22% (1996 votes) C. The woman (I'm female) - 0% (10 votes) D. The…
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What’ll happen to house prices? poll discussion
Poll between 06-14 April 09. What’ll happen to house prices? Over the last year according to Nationwide house prices have dropped 15.7% while Halifax says 17.5% Yet in the last month Nationwide has reported a rise of 0.9%, compared to Halifax's 1.9% drop. Sentiment is a crucial part of house prices e.g. when people think…
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MONEY MORAL DILEMMA. Would you put £10 in Kitty's birthday kitty?
Here's this week's hypothetical situation for you to cogitate on: Would you put £10 in Kitty's birthday kitty? You started a new job a fortnight ago, it's one of your new colleagues, Kitty's, 50th birthday and everyone's been asked to put £10 in Kitty's birthday kitty for the present. Yet you're not flushed with cash not…
