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What’s your biggest money vice?' poll discussion

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Former_MSE_Lawrence
Former_MSE_Lawrence Posts: 975 Forumite
edited 27 July 2009 at 11:22AM in MoneySaving polls
Poll between 21-27 July 2009:

What’s your biggest money vice?
Which of the following do you have the greatest propensity to OVERspend on?

A.
Buying Music/Going to gigs[FONT=&quot] - [/FONT]2% (192 votes)
B. Computer Games [FONT=&quot]- [/FONT]1% (124 votes)
C. Clothes/Shoes[FONT=&quot] - [/FONT]15% (1338 votes)
D. Drink (alcohol)[FONT=&quot] - [/FONT]13% (1182 votes)
E. DVDs and cinema - 1% (124 votes)[FONT=&quot]
[/FONT]F. Eating Out/Gourmet Food[FONT=&quot] - [/FONT]16% (1423 votes)
G. Gambling (including Bingo/Lottery)[FONT=&quot] - [/FONT]2% (191 votes)
H. Gadgets/Technology - 6% (512 votes)
I. Illegal Drugs[FONT=&quot] - [/FONT]2% (161 votes)
J. Hobbies[FONT=&quot] - [/FONT]3% (249 votes)
K. Holidays[FONT=&quot] - [/FONT]10% (884 votes)
L. Smoking[FONT=&quot] - [/FONT]4% (398 votes)
M. Sports watching[FONT=&quot] - [/FONT]1% (77 votes)
N. Sports participating[FONT=&quot] - [/FONT]1% (72 votes)
O. Other[FONT=&quot] - [/FONT]5% (422 votes)
P. Never overspend (I always budget)[FONT=&quot] - [/FONT]13% (1122 votes)
Q. Never overspend (I have no money) - 5% (444 votes)

Total Votes: 8915

This vote has now ended, but you can still click 'post reply' to discuss below. Thanks :)

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Comments

  • liz545
    liz545 Posts: 1,726 Forumite
    I voted J: holidays - it was very nearly F but I'm much more capable of not going out for dinner if I can't afford it. Even if I've budgeted very carefully for the cost of the stay, and my day to day costs, I almost always find myself getting a bit more cash out from the ATM when I'm on holiday. Holidays are an escape from the thrifty norm for me, so I don't want to miss the great meals in favour of a minibar picnic, or not bring back a souvenir. But I'm doing ok on the whole so I don't worry about it!
    2015 comp wins - £370.25
    Recent wins: gym class, baby stuff
    Thanks to everyone who posts freebies and comps! :j
  • Tete_en_l'Air
    Tete_en_l'Air Posts: 7,134 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Holidays for me too - everything else I buy I can afford, but I have to really cut back on other things to be able to afford my holidays and I admit to dipping into the overdraft sometimes to afford them.
    Weightloss: 14.5/65lb
  • ThinkingOfLinking
    ThinkingOfLinking Posts: 11,828 Forumite
    Part of the Furniture 10,000 Posts Photogenic Combo Breaker
    O. and P.

    I am very good at budgeting, and having to scrape by on JSA as I am, with 1/3 of it being taken away, the chance to overspend just isn't there as I have no credit cards/loans.
  • allean01
    allean01 Posts: 13 Forumite
    I voted P. But really needed an R. Never overspend (have no budget).

    Mortgage paid off last year, good jobs - although other half about to be made redundant, hoping to draw his pension in two years time. So things may change !
  • torbrex
    torbrex Posts: 71,340 Forumite
    10,000 Posts Combo Breaker Rampant Recycler Hung up my suit!
    I voted for Holiday but I do budget for them so I dont know how that works in the poll.
    I have not had a holiday put me into debt since I was 19, the trip is paid for before I go and the CC spend is cleared as soon as the bill comes in when I get back.
  • Simbacat
    Simbacat Posts: 134 Forumite
    Part of the Furniture Combo Breaker
    Holidays for me too!!

    I am very careful in all other respects, but my two weeks in the sun is my life saver. I have a very stressful job so a fortnight in the sun thinking only of 'which restaurant shall I eat in tonight' or 'which pool shall I sit by today' are essentials for me. (I go without new clothes, DVD's, shoes and just about everything else to be able to afford it!) :cool:
  • Should of had food on there...its an everyday expence but its just going up all the time...vey difficult to budget for a family of 5 when regular items have increased so much.
    Fighting the overdraft -1- no chocolate day -1- YES!!
    Proud Member 31 of the "104 Previews in "2008" Club. 28 seen 76 left (gosh!)
    thrown away the scales, they depress me.....sigh
  • Akom
    Akom Posts: 159 Forumite
    Both me and my DW are thrifty so we can clear our debts and go on holidays. So my vice would be holidays.

    After all lifes for living :D
  • PaulChelt
    PaulChelt Posts: 11 Forumite
    Should of had food on there...its an everyday expence but its just going up all the time...vey difficult to budget for a family of 5 when regular items have increased so much.
    I agree, I put N - Other because food is my overspend. Occasionally my weekly shop is pleasantly low but usually it is miles over and I buy the same sort of stuff every week. Nice to know the supermarkets are making lots of profit though.
  • teddyco
    teddyco Posts: 397 Forumite
    Part of the Furniture Combo Breaker
    We always seem to OVERspend on taxes.
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