-
isas or bonds?
hi, im new to this so please have patience with my ignorance, thanks. i have around £10,000 to invest and would like to know what others would reccommend. i have been told to put it in isas or bonds. what do you think?
-
Natwest e-isa interest payments
Hi all, I'm trying to transfer my ISA balance to natwest e-ISA, so I've applied for the e-savings and e-isa account. I've recieved all of the paperwork that they are asking me to fill in, however I'm confused about the interest payments. On the e-isa paperwork there is a field asking me to fill in account number and sort…
-
Help changing ISA account
Last year I signed up to a barclays tax haven ISA account and it had something like a 6% interest rate but it has now been cut to something like 1.7%. I have been looking at which deals are the best. One of the good ones is another Barclays ISA called Golden ISA which has a interest rate of about 3.5% but it says no…
-
6% Cash ISA (5 years)
Hi Everybody, Investec have released a Capital Guaranteed plan that has 6% income. It is a 5 year product, that will pay 6% annually, 1.47% quarterly or 0.48% monthly. If the FTSE halves at any point over the term (from the starting position) then all that happens is the income will stop, and the original capital will be…
-
Question about Isa's!
I have an isa with the nationwide,which i have had for a few years, but the interest rate has reduced a lot since ive had it! Only got about £500 in it, but want to start saving a bit more,and get a better return on it. I have found another Isa with a better interest rate which id like to transfer it to. Would i be able to…
-
Cash Isa's
hello everyone! this may have already be answered, however i already have two cash isas that where opened in different tax years. i have recently put in one of these isas the yearly allowance...so i was wondering would i be able to open a new cash isa this year and put in the the allowance on that one? the rules are ever…
-
Changing ISAs before contributing
I'm sure I've read about this before on here, but my searches were fruitless, so aplogies for asking this again... If someone has applied for an ISA, but not yet contributed to it, can they change their mind and apply for another ISA, in the same tax year? I seem to recall that this is ok as long as no contributions have…
-
Anyone got a M&S Cash ISA
What rate are they paying now. I'm thinking of moving my 10k or so built up over a number of years to another Cash ISA but last time I looked at it, doing it through Fidelity's portal, it didn't appear possible. Anyone transferred out of the M&S Cash ISA, and if so how?????
-
paying the increased ISA allowance into a Halifax fixed rate ISA
I suggested that my parents paid their ISA allowance into their low-earning Halifax ISA then transfer it to a fixed rate. I then sat with them whilst they did this. I felt pretty good that they'll be making more interest than they would have done otherwise... but... I was told at the time that they needed to pay in the…
-
Northern Rock 3.15% Fixed Rate ISAs
New issues of Northern Rock fixed rate ISAs launched today.. Issue 106 - 3.15% fixed until 15 May 2010 Issue 107 - 3.15% fixed until 15 May 2012 Issue 108 - 3.15% fixed until 15 May 2014 http://www.northernrock.co.uk/savings/isas/
-
Urgent please help me!! Cash in isa
Please dont ask what the reasons are, as it take too long & my other half reads here. I have isas in MY name & I want the cash out fast. What is the procedure to cash them in , cos I dont want any call centre people having to ring me back at home or anything else that might make him suspicious. I have latest statment with…
-
opening more than 1 ISA
Hi everybody - can anyone tell me if there's a limit to how many ISAs I can open in a tax year. I know the limit on how much I can put in, but am I only allowed to open one ISA account per year?? Thanks in advance
-
Unofficial transfer between ISA accounts
I have held one Cash ISA account for several years. I would like to open a different Cash ISA account with Barclays in which to invest this year's ISA allowance. It is not possible to transfer money from previous years' ISA accounts to the Barclays ISA account. However, am I legally allowed to withdraw 3600 pounds from my…
-
Already have a cash ISA, can I have an ISA bond also?
I already have a cash ISA with nationwide. I have not added anything to to this years '09-'10 allowed amount of £3,600. My question, which has had different answers from Nationwide employees in store and online is: If I transfer an amount from my Cash ISA, say £3,600 lump sum to a fixed rate ISA bond at Nationwide am I…
-
Halifax ISA, wrong information...
My Halifax online ISA appears to have incorrect information when I log in. It says: "You cannot add to this ISA if you have opened another cash ISA or stocks and shares ISA in the current tax year." I haven't added anything to it yet out of my 0910 allowance. I have opened an S&S ISA (into which I'm dripping £50 pcm, not…
-
Withdrawing from your Lloyds TSB Cash ISA
A warning for investors in the Lloyds TSB Cash ISA who want to withdraw from or close their account: if you haven't another Lloyds TSB account, or aren't intending to transfer the funds into another ISA, beware of restrictive practices in accessing your money. My mother had a LTSB Fixed-rate Cash ISA which, on maturity…
-
Alliance & Leicester ISA Interest Quiery
Hi All, A friend of mine has an A&L Easy ISA which he opened 01/09/08. He paid £200 into the account upon opening. He next paid in £2000 which cleared into the account 29/12/08, prior to the interest cut of date which is 1st January. Today he has subsequently checked the interest gained and can see a payment of £3.72…
-
Help with Natwes cash ISA and E-ISA
Hi folks i recently opened a Natwest E-ISA with £3600 and already had a natwest cash isa with preivous tax years with 10k.I now have 2 accounts shown online and would like to transfer my cash isa to the e-isa for the better rate,Both accounts shown online appear to allow transfers of money across to each other,My question…
-
Alliance & Leicester ISA confusion
I started my first Easy ISA with Alliance & Leicester at the beginning of the year (issue 1c) when they had an introductory 1.5% bonus until February 2010. I have since contacted them and they have told me that as the current interest rate is 0.5%, I am receiving a 2% interest rate. I was astounded as I was under the…
-
New ISA Allowance
The ISA allowance is now £10,200 with £5,100 in cash. This comes in from next April (this year for over 50's)