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Has anyone bought a Florida Property.
I am looking to chat to people that have bought property in Florida, in particular we are interested in the Gulf Coast as opposed to Orlando. Thanks
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A safe place for the deeds
I need to find a safe place to store my house 'deeds'. My solicitor doesn't want to be responsible for it any longer. Can anyone help?
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Planning Permission woes
Hi all Just had a major show stopper on a purchase. Basically I have offered been accepted, completed survey/searches etc and have funds in place to complete. The reason I chose this property over other siniliar spec in my area was because of time scales ie we wanted to exchange 01 April vendors said they could! Now it…
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Boom - bust - boom When didn't it ?
Can anyone remember a time when there was neither a boom nor a bust in house prices ? I have been racking my brains and I can't. 1960's maybe ?
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change of name on title deeds and stamp duty
I currently have my name solely on the title deeds to my property. I was thinking of adding my mother's name and ultimately removing mine in due course as I may be moving abroad regarding work. Would stamp duty be payable? Regards
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New Houses - Buying from Plan
Hi all I am looking to move house ASAP to be closer to family and have found a lovely house on a newly developed estate. The property I have my beady little eye on is one of the last 3 to be sold on the site and naturally the developers (Persimmon Homes) are biting at my heels! They are offering a part exchange package for…
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Selling a house with upstairs lighting problem?
Thinking a selling my 40 year old house worth about £115,000 but the upstairs lighting has no earthing in the wiring will this be picked up in a survey? and if so how much should I reduce the price? If I have it all rewired I would have to redecorate all the rooms and this may not be to the taste of potential buyers so…
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same solicitor
I have just had an offer accepted on a house i wish to buy. I now need to get my self a solicitor. Is it possible to use the same company as the seller, and if so would this make the process run any smoother. Thanks
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NBM lawyer, are they OK?
Hi, I am looking a solicitor to do Conveyancing and just found a web https://www.nbmlaw.co.uk which is really cheap, only 175£ (include VAT) plus expenses. Have anyone used them before? Are they reliable? Many Thanks Jerry
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Moving to Spain - Should I sell or rent out?
I have a dilemma which I hope you could give me some advice on. I know there isn’t really a definite answer to this, but wanted the views of the experts I have taken a job in Spain and hence will soon be moving out there from the UK, although I don’t see this as a long term move, so I am thinking of returning to the UK…
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Fool-proof Buy-to-Let: Can this be?
OK, lets say I buy a property on a 25 year mortgage. I have tennants for 25 years and each rental payment has covered my monthly mortgage payment. So 25 years later I sell the property. Taking away the tax etc, I am bound to have made a huge gain if the value of the property is more than the deposit for the mortgage (let's…
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Will knocking out en-suite lose value?
We bought a new house 5 years ago now and it basically is badly designed. The master bedroom is fairly small with no built-in wardrobes etc, so afetr you have got the bed, wargrobes, drawers and desk, there isn't much space for anything else. A portion of the room is an en-suite room with just a shower and basin in it. We…
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lease extension question
if you have held a lease for longer than 2 years and wish for an extension can the freeholder demand any price?
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what should I offer
Hi I'm a FTB and have seen a lovely flat which I think is great. It's on for £74950 and I can't see anything wrong with it apart from it not having double glazing. I want to put an offer in but I don't yet have my mortgage in place. How much should I offer?? I was thinking about £71k, is this too cheap? Any help would be…
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Time limit for renting and tax
My flat is sold subject to contract. I will be moving into rented accommodation until I find something else to buy. Is there a time limit on renting after which I will be liable for tax on the equity from my flat?
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bidding on house when still house to sell
Hi everyone, I have been reading forum for a few days seems a great resource, Im looking for some general advice and any ideas generally to see if Im doing ok and if there is anything else I can do to help my situation. My wife and I have found a house we love, yes it ticks almost every single box, we weren't really…
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House Purchase/Sale - Timings??
I am after some advice on the timing of the buildings insurance and life assurance in relation with our new house purchase. Situation: All searches on our new house have been done and the estate agents predict that our chain will be completed in 6 weeks. We have a mortgage offer from our lender but no buildings insurance…
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Thinking of renting house out...
Im thinking of renting my house out but have been told its anightmare...can anyne give my any advice or benefit of their experiences,good or bad?Thanks.
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Garage conversion
Our garage is located at the end of our drive in the back garden, it is effectively a storage area, as getting a car up the narrow drive is difficult. We have off road parking, how would converting the garage into a study affect our house price? Currently 3 bed semi value around £200,000. Thanks
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which house ?
Through profuse dithering we now have TWO offers accepted for properties that we really like. One is a decision ruled by heart (house1) and the other by head (house2). The details are : house1. Has been on the market a few months. We REALLY like this house, one of the best that we have seen, BUT it is on on the fringes of…