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Our landlord is sacking his estate agent - any advice?
Hi there My girlfriend and I had an email from the landlord of the property we have just started to rent. In it, he said that he was unhappy with a few things the letting agent had done and now wants to run things himself directly. We have always rented through an agent in the past, and though there may be advantages and…
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Will I have to sell?
Hi All I would apreciate any advice please. My wife and I are seperating and due to our finances I am wanting to keep the house and my wife would like the mortgage transferred into my name. The mortgage is very nearly in negative equity and has a charge from Northern Rock against it although all payments are now up to…
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Bulgarian ski apartment for investment and holidays
We are looking into buying an apartment in bansko, bulgaria for holiday rentals and also personal use. I wondered if anyone has done similar and how they have got on with using a management company, or not, for rentals. Bulgaria seems to be a good place to invest as a lot of positive things are happening : Joining EU next…
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Is it possible to rent my property on a short term basis?
I am thinking of renting out my property on a short term basis while I am out of the area. Is it easy/possible to do this? Really I would like to rent my property in Bradford to business people who are working in the area for a few weeks/months or people who are in between homes. How easy is it to arrange this and what is…
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My Choice HomeBuy
Hi everyone, Been a long long time since I've dusted off the computer and visited these forums. Having read the information about the whole MOAT scheme I'm glad I did. I'm seriously considering purchasing a new build flat to live in and probably rent a room out. The developers have dropped the price substantially to £115k…
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Buying a house worth less than my current mortgage - advice pls
My house is on the market for £109,950, but I'm willing to accept quite a bit less should I get an offer. My mortgage is currently at £89k and I've seen houses for sale in my preferrred area for £80-90k. I'd love to lower my mortgage and subsequently, the monthly payments - if I were to sell mine for say £100k, would I be…
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Basic Remortaging Question
Hello I have been searching on the net for an answer to this seemingly simple question, but not found anything. I am hoping one of you wonderful lot can help with this. I am currently in Year 3 of a 5 year fixed mortgage. And glad of that too. I am in a 2bed terrace which cost 88k, of which 10% was paid as a deposit. In…
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am i obliged to sell?
I was thinking of lowering my house another 20,000 pound and asking for offers in the region of. Now if someone comes in with a offer, am i obliged to take this offer? or can i just refuse, if i cant find another house to buy has other people havent dropped their prices for me to move up the ladder. im thinking of lowering…
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Builder Incentive - Try B4 U Buy
We've seen an 3 bed townhouse (new build) on a development in Wakefield by Portford Homes. We first time buyers who would have bought however they wouldnt knock off more than £20K off with no other incentives (carpets etc) - the house 1 year ago was £225K, they went down (after lots of negioution) £205K! I thought this is…
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Kick in the teeth
After so many hurdles getting a mortgage due to me only being recently discharged we were finally due to sign for our new home on Tuesday. The wife had bought all sorts for the house of her dreams - we got a call from estate agent yesterday telling us that seller had decided to go with the other interested buyers who…
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What’s the best way to get my money back that was illegally taken from my account?
Hello. I have a huge problem, could someone help please? I’m selling my house at the moment. Naturally, I needed one of those ‘Home Information Packs’ (HIP) to enable me to do so. Having asked my Estate Agent, he recommended a company which would produce the HIP for the comparatively reasonable sum of £210. So, in early…
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Where to get a credit check done?
Hello, I am finding a new tenant to replace me as we have left mid contract. The landlord wants credit checks done on the new applicants, but is happy to get this done through any local reputable estate agent. Please could any landlords advise what they do re credit checks and what is a reasonable fee. On the off chance…
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is the structural engineer ripping us off??
I found a structural engineer in the yellow pages, and asked him if he could come to our house to determine if a partial wall and beam is loadbearing or not so we can remove it. He said his visit would cost £250 and if he needed to do structural drawings it would be around £600. We can't really afford that so we were…
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Decisions Decisions
Hi I am a newbie here and find the site thoroughly addictive. Right a brief synopsis, we are a middle aged couple who have until now rented and saved like mad. We would love to be able to buy a property outright and be mortgage and rent free. We are debt free from living within our means. At the present prices we would…
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Estate Agents Struggling To Sell 1 Property Per Week!
Estate Agents are now struggling to sell one property per week. The deteriorating situation has been exacerbated by the unwillingness of banks and building societies to lend to home buyers, even if they did want to take advantage of falling prices to get on the housing ladder. Many estate agents think that though prices…
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6 month break clause
Hi Im confused about my current lease as I am looking to move out and not sure if I am able to break it. I have a 12 month lease with the following 6 month break clause: Tenant Break clause: "The tenant shall have the right to terminate the tenancy at the end of the first six month period by giving to the Landlord not less…
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Help buying with damp
New to site and would really like some advice Have just got back our survey report on a basement flat we want to buy. The report says there is a problem with damp on one of the walls. We were told that the estate agent had a copy of what needed to be done at there office. We asked the ea to sent us a copy of the report,…
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FTB - offer price advise
Hello We're looking to buy a house on market for £260k What is a good offer amount considering current market? Thanks Mat
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How do we tell LA we're not paying their admin fee?
We're coming up to renewal time and have received a renewal letter saying if we dont respond to their letter the contract will automatically be renewed under the old terms and there will be a £58.75 fee for doing this. This isnt in our contract, and I thought contracts just became rolling contracts at the end of the 12…
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Renting & Buying
I'm trying to sell my house in Essex and buy a new property in Devon, which is tough in the current market. I'm considering renting my house out and getting a 2nd mortgage...can anyone advise what I need to do?