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Advice about getting out of lease early
We are in the middle of a 12-month lease on our flat (ends mid-June next year), and are becoming increasingly dissatisfied with the place. It's kind of a trade off that they are not very prompt about fixing this, in that the landlord doesn't generally seem to care if we make some changes (like adding shelves in the…
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Public Footpath in Property - Help
Hi - I am hoping someone will be able to help me. I bought a property not too long ago and am now selling it due to a change in circumstances. I have found a buyer, however their solicitor has unearthed the fact that we have a public footpath going through our property. This wasnt found by the solicitor I used (they have…
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is this a good deal?
looking to buy a new house (need extra space now) there is a development with only a few properties left (the rest are all sold and people moved in and established). The remaining properties have been reduced in price from 211000 to 190000 (4 bed detached, utility room, garage etc..) and have had carpets and turf added…
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Possibly Renting a house
Hi all (AGAIN), me and my brother might be moving into a 2 bedroom house with garage. we or i am just after some advice and opinions really. its £595 or £525 a month rent council tax is around £130 a month and a deposit of £700. what i would like to know is would it be wise as we wouldnt really use the garage to possibly…
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FTB`s Guide to buying home for cash ?
Hiya Do any of you guys know any good links/info on a step by step guide for FTB`s buying a house for cash. I have read through the excellent thread " FTB`S guide to mortages" and there is lots of valuable info there but am looking to buy around next spring and need some pointers please. Thanks in advance!
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Bought a repossessed house -letter of disassociation?
Hi - we have recently purchased a previously repossessed house and our solicitor has advised us to look into gettng a letter of disassociation so our credit reference is not affected by the address. Does anyone know how or where I get one or what it is? He said to check online but all I can find is a wikipedia thing which…
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6 month break clause
Hi Im confused about my current lease as I am looking to move out and not sure if I am able to break it. I have a 12 month lease with the following 6 month break clause: Tenant Break clause: "The tenant shall have the right to terminate the tenancy at the end of the first six month period by giving to the Landlord not less…
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Anyone have info specific to Selling in Scotland?
I've been reading lots of posts about people having to drop prices by lots of % - does anyone know what's happening in Scotland? Are things as bad as that here? - am in South West If a house's value at survey was around £140,000, what would a reasonable offer be? Hope someone can help - this is all a bit new!
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Stamp duty - purchase price or value?
Hi, I'm in a position to be able to buy part of my parents B&B from them. They are happy to accept just the value of their remaining mortgage as they will be able to stay where they currently are - in a self contained apartment at the rear of the property. We would then apply for planning to officially split the property…
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2nd house questions
Hi there. Question 1: My Mother lives in Spain and owns her property outright. She wishes to transfer ownership of the house to me and my Brother and continue to live there as before. Basically, this is to avoid draconian inheritance laws in Spain. Question is, even though my Brother and I will not receive any income from…
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Off Plan property - Recind
Hi, I'm in a bit of a sticky stituation and was hoping someone could give me a bit of advice. I had exchanged contracts on an off-plan flat in May 2006. At the time the flat was valued at £250k and I had paid a 10% deposit to the developers. The flat has been delayed for over two years now and just recenlty (few weeks…
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Off Plan property - Recind
Hi, I'm in a bit of a sticky stituation and was hoping someone could give me a bit of advice. I had exchanged contracts on an off-plan flat in May 2006. At the time the flat was valued at £250k and I had paid a 10% deposit to the developers. The flat has been delayed for over two years now and just recenlty (few weeks…
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Daft Reasons To Keep Deposits! (& a legitimate woes)
Hi All :wave: Came across these forums as I'm having trouble getting my deposit back from my old flat and found EagerLearners massive 90 odd page thread which I read through in its entirety! And I decided I would join up as you all seem lovely and helpful. I thought I would give you all a laugh by telling you the reason my…
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What are my rights - no heating, limited hot water.
Hello out there - I am hoping someone can help me. I moved into a flat 4 months ago and have had problems ever since. I have 7 minutes of hot water an hour and the heating doesn't work! I have notified the property manager and sent email after email with limited reponse. They say that they are providing resonable amount of…
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Letting our flat, renting ourselves.
Ok Here is the little story; We bought a flat 2 years ago, pretty much when the house prices peaked, thanks to a deposit from my parents and a nice fixed mortgage we were quite comfortable. Fast forward a couple of years, and we need to move for career reasons. This was when all the house prices had started to fall, and to…
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housing benefit,taken over home from father
my brother has taken out a 25 year morguage with my father after 15 years of my father paying my brother has carried on paying the mortguage iv put in a lump sum off the mortguage so my brother and i are now paying jointly,my father and us have drawn up a certificate of trust to say we now own the house as long as he lives…
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deductable expenses
Hi I understand the interest paid on a mortgage is a deductible expense. can you please tell me if i had a btl mortgage on a property which i lived in from 29/3/07 until 24/4/07 do i claim from the 29/3 or 24/4? the property was my main residence until the 24 april 2007. also is the fee for setting up a mortgage an…
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Help Help Damsel In Distress!!!!!!!!!!
Me and my partner have split up. I want to buy my partners half of the house we both own. I am on a low income he refuses to sell his half to me and wants it on the open market. I am on a low income and i really want to keep my house. Please please advise!!!!!!!!!!!!
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Rented flat: repairs trouble
I rented a nice flat over 4 weeks ago but soon found a number of things that needed fixing and sorting. The most significant thing is that the oven does not work well enough to actually cook with. I promptly told the agency about it but have been tearing my hair out due to their inability to reply to my emails, phone…
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Housing Association Threatening Eviction
i got behind in my rent last year due to a job change & salary cut, my land lord a local housing association took me to court for possession & i agreed to pay an additional £60 a mth to pay off the arrears under the court order which i have kept up. 6 weeks ago i broke my ankle & ive been off work ever since , im claiming…