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Debate House Prices

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Debate House Prices & the Economy

2015 - what will it hold?
Inflation becomes deflation Payrises will disappear People will stop buying The EURO will collapse Interest rates on savings will be 0% House Prices will remain stable State Pension will become means tested
House Prices 10 x Earnings Now.
Interesting read. http://www.mirror.co.uk/news/uk-news/house-prices-rocket-10-times-6769726 Thing is. Not actually true. People should cut their cloth like we did. Nothing wrong with one bedroom flat to start off with.
A Great British Housing Crisis
https://tbij.atavist.com/viability Continues.....
HPC thread of the week (Round 2)
Seems that the ever cheerful and well informed MENSA members on HPC decided to disrupt a perfectly sensible discussion on Mumsnet: http://www.housepricecrash.co.uk/forum/index.php?/topic/207047-mumsnet-hippy-boomer-urges-yuppie-couple-to-buy-in-london/…
I owe more wealth than I own
Being an exciting guy I've just totalled up all my wealth: My cash, my shares, my pensions and the equity in my properties. I then totalled up my debt (two mortgages) and realised that I actually owe more wealth than I own. I haven't totalled up the value of my possessions but that won't make up the difference. So…
Britains's growing population will push house prices up
http://www.theguardian.com/business/economics-blog/2015/nov/02/britain-growing-population-will-push-house-prices-up Discuss...
Voltaire the Lottery Winner
http://www.damninteresting.com/the-enlightenment-guide-to-winning-the-lottery/ I would definitely recommend a read of the story of how the greatest author in the French language and maybe any language could afford to lounge about and write.
China ends 1 child policy
China has officially ended it's one child policy due to growing concerns over a rapidly worsening ageing population crisis and decades of unsustainably low birth rates. They're far too late however. China is in for a very tough few decades economically until they can get birth rates up and rebalance the population.
What do you think will be the imapct of B2L tax rises?
I've spent a few weeks talking to LL's about this and the main points coming out thus far; + Some small time Landlords (particularly the 1 off person that let her place due to moving to a new place of work) will be forced to sell + Big LL's, property funds, foreign property funds and LL's banding together setting up…
The Crook Islands
Or how wealth managers help the very rich avoid more than just taxes http://www.theatlantic.com/business/archive/2015/10/elite-wealth-management/410842/
Deutsche Bank calls time on London prime property party
Couple of notes from the larger article... Or, they could be wrong and it may well be different this time. http://uk.businessinsider.com/deutsche-bank-calls-the-top-on-londons-insane-property-bubble-2015-10?r=US&IR=T
Nuclear power : how visions change
I stumbled across this Youtube video (as you do) https://youtu.be/AGthnKlPHm8 It was interesting to hear the expectations from the new wave of nuclear power stations arriving in the 60s (starting with Berkeley). The future appeared promising. Flash forward half a century and this appears in the news :…
This could be a monster boom ...
http://www.zerohedge.com/news/2015-10-22/what-happens-after-three-years-negative-interest-rates
House prices to keep rising and building more won't be enough
http://www.cebr.com/house-prices-to-keep-rising-and-building-more-wont-be-enough/
The purge begins...
Ken Livingstone is suggesting deselecting candidates who don't follow the orders of the whip. http://www.theguardian.com/politics/2015/oct/25/mps-who-regularly-defy-labour-whip-should-face-reselection-says-livingstone Bit rich considering his and Corbyn's record. Off to the Gulag for the centre-left. Of course what will…
Doom laden financial article
I saw this article on yahoo finance a couple of weeks back and it seems to be calling the market correctly... "Doomsday clock for global market crash strikes one minute to midnight as central banks lose control China currency devaluation signals endgame leaving equity markets free to collapse under the weight of impossible…
cost aside can I dig a big hole under my house?
Assuming I own the freehold for my house and garden and that I am able to address any issues of cost and engineering, including avoiding services and preserving the structural integrity of mine and my neighbours houses, can I dig downwards indefinitely? Assume I would need to make my hole conical such as to allow for the…
The rise of the 40 year mortgage
One person interviewed by the guardian who had took out one of these mortgages commented... The BOE are apparently monitoring the situation... you can say one thing about the BOE - they are forever monitoring things!…
Competition for engineers is at all time high
This is a US-centric article, but we seem exactly the same in the UK and elsewhere. http://www.bidnessetc.com/business/apple-electric-car-dream-drives-mission-motors-to-the-ground/
Supply isn't the problem, we have a surplus of housing
http://www.theguardian.com/commentisfree/2015/oct/20/ryan-gigs-gary-neville-housing-crisis-property :T and so it will remain as long as any neo-liberal government remains in power, whatever they are called.

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