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How to transfer funds to my account
I know you will all probably laugh at me :rotfl: but can you help please? I have received a refund from Abbey National to my credit card account (e7even!!) I would like to transfer this amount to my current account also with Abbey National. I cannot for the life of me figure out how to do this............... go on…
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0 % for 18 months capital one card
capital one has an offer for 0 % for 18 months! came with a cd order from hmv.com balance transfers have the usual 2% handling fee - credit limit up to 25k if you transfer balance on application, and up to 10k if you don't. YOU HAVE TO SPEND 100 POUNDS WITHIN THE FIRST 3 MONTHS OF OPENING ON PURCHASES CHARGED AT 15.94% TO…
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Barclaycard statement question
Hello, first time posting. I have recently received my first credit card and just over a week ago I purchased something for £24.99. I then returned it for a refund a few days later, during which I received my first paper statement saying balance £25.19 (20p for payment protection) and £5 minimum payment for August 14th. I…
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Is it okay to apply for two Credit Cards in one day?
I applied for and was accepted for an Egg credit card today (already have a mastercard with HSBC), but I would also like a Nationwide CC as I'm going on holiday to the USA in a months time. Would applying for two credit cards on the same day go against me? The Egg credit card that I applied for today has been the only card…
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Credit Card options for unemployed
Looking for balance transfer advice. Current situation: Barclaycard balance of approx £2K at a rate of 19.9% Currently on incapacity benefit due to health reasons Looking for a balance transfer to a card with the lowest possible interest rate. Does anyone have any recommendations? Thanks in advance.
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MINT card APR increase
Got my Mint card statement today and the APR has increased from 15.9% to 19.1%! I called to ask why and the lad said he 'hoped he wasn't being call coached', which I guess is being monitored, and said that the APR had risen to counter the reduction in the late fee penalty from £20 to £12. He said he would be being…
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Credit Card Interest Charges
I normally pay my credit card balance in full. Due to a misunderstanding between my husband and myself £700 of the total £2200 was unpaid. Because I cannot view my credit card balance online I did not know this until the statememnt arrived today. I was charged interest of £46.48, being interest on the total amount, not…
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Barclaycard 6.9% not available?
I wonder if anyone has had this experience - I applied for the 6.9% for life rate advertised on the Barclaycard website and it was rejected. When I enquired I was told that BT rate was not available on my card. I've never had so much as a late payment with Barclaycard (or anyone else) so I was a bit surprised. Anyone had a…
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HBOS or BOS - NSPCC Card
In early July I got my NSPCC Credit Card The card and all documentataion says it's a Bank of Scotland Card but I've seen others refer to it as HBOS? I want to add it to my payments and transfers list on my online banking and not sure which to put it down as? anyone?
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STB Cards?
I've read Martins article are the only cards to do a SBT Mint and Egg?? I used to be with Mint and can reapply in Dec.. but I really wanted 0% SBT and not sure if I would qualify? I applied for Egg back in Jan and was rejected, I appealed but still no joy. Then applied with Amex and got a 4.5k limit! Anyhoo.. All my cc…
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Confused by Credit card Charges
Hi Can someone confirm something please.. If my balance was £1000 and due date was end of the month and i paid £500 by the end of the month would I pay interest on the £1000 as i didnt pay of my balance in full or would i pay interest on the £500 left?? If its on the £500 then i'll explain further but if its on the £1000…
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Rolling Stones Competition for Amex Card Holders Only
Dying to see the Stones in concert, but haven't got a ticket yet? Fear not, here's your chance to see them live at Twickenham on the 22nd of August. Enter the prize draw and you could be rocking along with the guys before you know it. We're giving a pair of tickets away everyday, so keep coming back to the site to enter…
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interest calculator
Hi Guys - I have just found this tool - very enlightening! http://www.warwick.ac.uk/go/decisiontool
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balance transfer credit cards
Hi, anyone can tell me any 0% interest promo on balance transfer credit cards? Any help is greatly appreciated :) Thank you!
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macs credit card - rec by martin.... 0%
or is it... have to say, just watched that on BBC2 - about martins own credit card and i was shocked at the amount of people who fell for it! MACS aka scam - good way to put the point over martin. shame about the time of the show though..... i know it was old but bbc should put this on earlier :) is it ALL credit card…
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0% credit cards coming to an end...
there are 3 cards which are comign to an end. are there any other 0% cards around to put these on or is a card with a small balance transfer the easiest. the cards are nationwide, lloyds and another (just slipped my mind). i have just had a credit card cheque through from abbey who propose a balance transfer of 2% and then…
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Check Equifax Free Trials Don't Charge!
Just a friendly warning - despite cancelling during the free trial period and receiving an email to advise it had been done, 30 days passed and I was charged £59.99 for the service. I've spoken to them and was advised I will be getting a refund and that it was a computer/administrative error - but I recommend that people…
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Will they have me back?
I was reading the item on best balance transfers on the main site and saw that Barclaycard offer 0% on BT's for 10 months. I like the sound of that. my questions is, Having had a barclaycard in the past (apx 5yrs ago) would i be eligable for the new intro offer? Is there a certain amount of time you have to leave a card…
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Time before reapplying
Is there a recommended time before reapplying for a credit card if I have cancelled one from that company in the past?
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High limit free-free 0% balance transfer card?
I was just wondering if anyone knew which companies provid the highest limit (usually) for a free-free 0% balance transfer card? I wouldn't mind an interest free 5 or 6 months. I know it varies from person to person and there are no set in stone rules here, but just in general. I have a very good credit report (never get…