We'd like to remind Forumites to please avoid political debate on the Forum... Read More » This is to keep it a safe and useful space for MoneySaving discussions. Threads that are - or become - political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

We're aware that some users are experiencing technical issues which the team are working to resolve. Thank you for your patience.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Student MoneySaving

Archives for January 2014

Student Loan Repayments on Second Job
I just want to run this by someone who might be more knowledgable that me... having a hard time getting an answer out of anyone at HMRC or SLC. I am aware that employers only make student loan deductions for what they are paying you - so if you earn under £15000 or whatever it is in that particular job, your employer won't…
SFE - I can't live!
Ignore post
Shall I take out a Student loan for PGCE?
Hi I'm graduating this year and have been part of the pre-2012 group, with the lower fees at about £3500 per year. I've applied for PGCE this year for which I'll be getting either £15,000 or £20,000 for my bursary. The fees are £9000 for the year, I have 2 options; 1) I can either take out a loan from Student Finance and…
redoing a year at uni
not sure if this is the right forum. I have a friend that thinks they may need to redo this year at uni,it's their 2nd year, anyone know what the situation is with the fees for the extra year and what about the grant and loans for living expenses they got for this year, would they have to pay these back and could they get…
Action research principals
Total long shot but worth a go as so many people are on these forums! I know this is cheeky. I am in my first year of Uni and I have to write an essay on action research. That's fine, I can satisfy all the criteria it asks for but one. It asks me about the principals of action research. All I can locate a complicated…
Uk student studying in Scotland
Hi all my daughter has been offered a place at Ballet West to study a HND, I have researched student funding but a totally confused with it all. Can somebody tell me the maximum help a uk student can receive .The tuition is £9000 plus about £5000 for accommodation. Thanks
Application rejection. Negotiable?
Just wondering if anyone here has had any luck getting a university to change their minds about an application. I've just received an alternative course offer, and have been told that my personal statement was not focused enough on my course of choice. The alternative choice is something I have no interest in, although to…
__Deleted__
__Deleted__
Student Loan Repayment - Sod It, I'm Doing It
Hello everyone, I'm lucky enough (and probably don't mean that in jest either) to be one of the class of 1998 to 2012 (I believe that's when the changes came in). I currently have around £4700 left to repay, notwithstanding the approx £1600 that will come out after this financial year. With interest etc, I'll be around the…
HELP Student loan repayment whilst overseas
Hi there My fiance and I are in an overseas country on a Working Holiday Visa. My fiance has a student loan taken out in 1999 of around 8-9K GBP. They have recently written to him at his UK address demanding 200 GBP a month. They initially wrote and asked where he was, as they could find no record of him in the UK. He…
Unpaid leave to finish MSc
I returned to University in Sept to Study an MSc. Until now I have been working (24hours per week) in addition to Full Time study and 2 young children who need some 'family time'. I have therefore decided to take 6 months unpaid leave to concentrate 100% on my studies. Do I need to inform HMRC for National Insurance…
Grants and income
Hello I wonder if anyone can help with this query. My grandson will be starting university next year and he was intending to apply for the grants to help with living costs as my daughter and her husband are on a very low income and claim benefits. Now the problem is this -unexpectedly, my son in law has just found out that…
ELQ Tuition Fee Loans
As many of us know, for years Equivalent or Lower Qualification (ELQ) loans from Student FInance has been refused in England. However, In Autumn 2013, the Tories announced that there would be a relaxation for some subjects. Information on this topic is amazingly scarce. I was suprised that MSE did not post anything about…
Student loan repayment demands while in education
Last year I had to make the difficult decision to suspend my studies at university after being diagnosed with a life threatening illness. My studies were suspended on the 15th of March 2013. This has resulted in me having an over payment of £715 (round figure) from Student Loans Company. I received this letter in August of…
SF demand for grant 'overpayment'
My daughter has just received a letter stating there has been a grant overpayment of c £3k for her final year 12/13. The last year's calculations were based on me having to take early retirement and electing for that year's very low joint income to be taken into account. The grant amount was paid in May 2013, just before…
+24 advanced learning loans and previous study
I thought I would ask this here as I am hopeful that there should be somebody in the know! I have completed a degree, but wish to undertake an industry relevant qualification - I could go down the masters route but this is very expensive. My local college offers varying courses and mentions the +24 advanced learning loans…
Paying back student loan too soon
My employer has started paying back my student loan, but I only graduate in April. I sent them an email asking them to stop until next April, but said I have to phone up the SLC and tell them to send a stop request to my employer.... Does anyone know if I can claim back the student loan I've already paid, or the number I…
What will annual increase in RPI will likely be announced for 12 mths to March 2014?
Today we hear that the increase in CPI is 2% over the past 12 months. Those with Student Loans will be more interested in what RPI is doing, because whatever it is in 2 months time will set the loan interest rates for 2014/15 academic year. For 2013/14 academic year Repayment Plan 2 loans are set at 3.3% + 3% =6.3%. Anyone…
London's Oyster discount with a railcard
Remember to register your Oyster card with your Railcard to get 34% off off-peak TfL rail (and National rail in London) single fares and the daily cap! Most of my peers seem shocked when I tell them they can save money on small journeys in London not just on the long distance ones!
Help - Excessive Agency Charges for Rent
Hi, I am looking for some advice before i pay these charges. I signed up with Keylet housing agency Cardiff in October and pay my rent as in contract on the 1st of every month. However being a student, in January you dont get your loan until 13th. I called up Keylet early December thinking they would just allow me to…

★ ★ ★ Meet your Ambassadors

Confirm your email address to Create Threads and Reply

MSE News

Ofgem proposes new 'no standing charge' Price Cap – but Martin Lewis warns vulnerable customers need to be opted in or it won't work
Ofgem has today launched detailed proposals for a major shake up to its Energy Price Cap that dictates the price over 80% of homes in England, Scotland and Wales pay for their energy bills.
Lloyds, Halifax and Bank of Scotland to cut overdraft rates for millions but hike them for others – here's what's happening and full help
If you're a Lloyds, Halifax or Bank of Scotland current account holder, the interest rate you're charged for using your overdraft could change soon as part of a fees shake-up. The Lloyds Banking Group, which owns all three brands, says millions of its customers will pay less after the changes – but a "few" will pay more.
Warm Home Discount expansion confirmed with millions more eligible for the £150 top-up this winter – here's what we know
Around 2.7 million more low-income households, including 900,000 families with children, will become eligible for the £150 Warm Home Discount this winter, as the Government has confirmed it will remove the existing 'hard to heat' eligibility criteria. The extension has only been confirmed for winter 2025/26, with further changes possible for future years.
Martin Lewis: At last a chance to fix Council Tax flaws impacting millions – debt collection, difficulty challenging your band, discounts and more
Major flaws in the Council Tax system in England could finally be fixed in future, as the Government has launched a wide-ranging consultation to review hideous debt collection practices, the difficulty of challenging your band, the overly complex and horribly-named Severe Mental Impairment discount and more. MoneySavingExpert.com founder Martin Lewis, who has long campaigned on these issues, shares his response and analysis.
Energy complaints to be dealt with more quickly and Energy Ombudsman to get new powers under Government plans
If you have a complaint about your energy firm, it may be resolved more quickly in future, as the Government has announced a raft of proposals to strengthen consumer protections in the energy market. The planned changes include giving the Energy Ombudsman new powers to force firms to comply with its decisions – but it's still very early days. Here's what we know so far.
Warm Home Discount expansion confirmed with millions more eligible for the £150 top-up this winter – here's what we know
Around 2.7 million more households, including 900,000 families with children, will become eligible for the £150 Warm Home Discount this winter, as the Government has confirmed it will remove the existing 'hard to heat' eligibility criteria. The extension has only been confirmed for winter 2025/26, with further changes possible for future years.
Base rate held at 4.25% – here's what it means and when it might be cut next
The Bank of England has held the base rate at 4.25%. Below we explain why, when it might be cut, plus what it means for your mortgage and savings.
Applied for South West Trains 'boundary fares' compensation? Act now to claim it
If you applied for compensation from South West Trains before the deadline in January 2025, you now need to provide your bank details to the claim administrator so it can be paid to you. Here's what you need to know.
Winter Fuel Payments to be reinstated for millions – Martin Lewis explains how it'll work, what it means and if it's an improvement
All State Pensioners in England and Wales will receive a Winter Fuel Payment this winter, though those who earn over £35,000 will see it clawed back through the tax system. It means nine million pensioners will get the £200 or £300 top-up. Here MoneySavingExpert.com founder Martin Lewis shares his instant response and analysis, and we include answers to your key questions.

View All

Student MoneySaving

Confirm your email address to Create Threads and Reply

🚀 Getting Started

Is this how you want to be seen?

Get our FREE Weekly email full of deals & guides - and it’s spam-free

Student MoneySaving

Discussion List

Confirm your email address to Create Threads and Reply

🚀 Getting Started

Is this how you want to be seen?

Get our FREE Weekly email full of deals & guides - and it’s spam-free