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Think I lost out on maintenance grant for the year 2011-2012
Hi guys, I've currently just finished the second year of my degree and received around £1100 maintenance grant for my second year of the course. My parents combined income was around £32k. I did not receive any maintenance grant for some reason for the first year of my course even though I sent PFF2 forms for both of my…
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Public Transport Costs for Students
My daughter currently has a free bus travel Oyster card but the free travel will run out on 30th September 2013. My daughter will be 20 years old on 8th October 2013 and will be continuing a years foundation course at Camberwell College. I've been looking to see if she is entitled to continuing free travel or discounted…
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Does anyone know what student finance counts as "income" for the purpose of h. benefi
t? I am starting as a mature student in Sept 2013. My student finance has now all been confirmed and I will need to inform HB and CTC when I start in Sept. I am trying to work out my finances then, only my husband will be working (salary under 15k) and we have 2 small children so I should still be entitled to some HB. I am…
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NHS Student Bursary Help
Hi I dont know if anyone can help, but I am having no end of trouble with the NHS bursary amount. I am from a 2011 cohort so started on diploma which was non means tested, this year i transferred to the degree option so means tested. I live with my parents, my brother is also in higher education and lives at home too. My…
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Is it better to pay off student loan quicker if ogoing to be higher earner
Hope I haven't posted in wrong place. If I have I apologise My daughter owes 20k plus on loan, she is earning 27k at present before tax and recently started to pay back loan, she may be doing contract work soon therefore yearly salary may almost double before tax, would she be better to pay back monthly as is set by the…
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Maintenance grant and Paid Placements
Hello, I have heard conflicting things regarding paid placements and the maintenance grant. Could someone clear it up whether or not you can get maintenance grant whilst on a paid placement in uni?
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Mature student loans
Both my wife and I are hoping to attend uni in sept. We will have no income as such, what loans, grants etc would we be entitled to live on etc.
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hefty hall charges?
My dd has been working for a few years and is thinking of taking a year out to do a course. As its an unusual course there is no student funding. Additionally its in London and all the high costs that brings. My first thought was that it would actually be cheaper to go the uni for 3/4 years as we have free tution in…
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Unable to get maintenance grant
Hi, I have been accepted for the maintenance loan of 3,575 and the tuition fee loan to cover the costs of my course, but as I haven't earnt over 7,500 for 3 years in a row I can't be classed as independent and my parents earn too much for me to qualify for the maintenance grant if their income is assessed. I am 24 years…
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Gap year in Spain - what insurance
Hi my daughter is hoping to go to Spain in September for a year Au Pairing what insurance does she need? Gap year or travel. Any help advice will be very much appreciated.
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Net or Gross income for Childcare Grant (etc)
Thought I'd started to understand all this?! Perhaps not... Could any SFE expert clarify how residual income is calculated for CCG/PLA/ADG? Last year's advice seemed to be: Net income - allowable expenses (eg mortgage) - threshold = residual income Looking at the new advice, am i right in thinking this year it's GROSS…
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Refused Overdraft after 3 years?
Hello, I am a third year independent student. I have recently discovered that I was always refused an increased overdraft due to a 'business marker' this only coming to light last week or so. They never told me before, now that Ive removed it, they wont increase my overdraft now as they gave me a 'temporary overdraft' to…
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Student Loan 3 year harassment
Hi, I am wondering if anyone here has experienced anything similar and if they have any advice for me. Apologies in advance for the wall of text. I had a student loan in the first 2 years of my 3 year university course . I was very fortunate to have my loan paid off in full so I did not need one for the third year. So…
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Living costs for access course?
Hello there... I'd like to do an access course so I can go on and do a degree. I'm 28 and although I have A-levels the grades are appalling due to me being severely depressed at the time. I'm still not well mentally, though this is due to lack of previous support/treatment and traumatic experiences rather than a…
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Paying back an over payment..incomings & outgoings advice please.
I have an overpayment of my student loan as I had to drop out due to ill health. Since 2012, student loans were happy to accept a minimum re-payment. Now they are saying that I need to clear the debt quicker than I anticipated even though my circumstances since leaving uni hasn't changed in terms of finances. They have…
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Cost of looking around universities on Open days
Grrrr. So Child 2 is on a mission to attend as many university open days in as many far off places as she can, and insists that if possible both parents attend. We are based in Miseryside. So far it is costing me: 1) Cardiff, started at 9am, no way to arrive on time, without leaving house at 5am, so we go the day before,…
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Checking Inventories
Thought this would be a good time to post this as many will have students heading off to Uni for the first time or from moving from Halls into private rented accommodation. Feel free to add any extras :) If in Halls, there should not be a huge amount to check- Student's room- Mattress- remove mattress cover(if provided and…
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Pregnant Student
Hi, I'm Holly. I've just passed my second year of university & have discovered that I'm pregnant and due mid way through my third year. I currently have no income, only the little bit left of my April finance payment, I have to pay back a £1000 overdraft if I am going to defer for a year. Although I will get less help than…
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Parents income - something to think about
Lets say your child is about to head off to the sort of university where they give out bursarys if you are on a low income, but you have an unexpected pay rise, which costs the child more than you'll get after tax. Why not put a bit more into your pension, thus reducing your taxable income ? :T
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Unite Student Halls
Unite are one of the biggest private suppliers of student halls, my daughter stayed in their Bristol / Marketgate hall last year. My one piece of advice to all next years student tenants ( and their parents who are probably paying the deposit ) is; PHOTOGRAPH EVERYTHING when you move in. A year later you will be charged…
