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Student MoneySaving

Archives for June 2008

Pension contribution and H.E. means-tested grant assessment
I have a son at university. Last financial year my salary was high so he had no grant. However, I made a significant lump-sum payment into a SIPP. Does anyone know if the SIPP payment reduces my effective income for assessment for the means-tested HE grant?
Parking for Liverpool Uni
Am Taking DD to Liverpool uni open day on fri 27/6. Can anyone tell me which is the best carpark to use we will probably be there most of the day Kathy
Clearing & accommodation
Hi there Can anyone tell me if they (or anyone they know) went previously went through clearing for uni and got accomodation (halls) as well? Thanks.
Just completed your degree? What's your next step?
Hi all, thought it would be a good idea for students who have just completed their degree to share their plans to inspire us all. Whether it be further education, training, non-graduate or graduate jobs it would be great to hear what real graduates are doing rather than reading statistics that 33% of graduates are in…
2 student bank account
I am wondering if you can have 2 student bank accounts? :confused:
Education Maintenance Allowance - exceptions
I'd like to ask all Moneysavers out there if anyone has been successful in claiming EMA when their ages have been outside the official 'cut off' date of the 31st August (England and Wales). I have posted on other boards but as yet nobody has managed to answer my question. My dd (dob 05/09/1992) has just left school. She…
Scottish domicile?
Hello everyone I'll try make this short and sweet: my partner is from Northern Ireland, but he is coming to study in Scotland. By 1 August 2008 his permanent home will be in Scotland (it already is, technically, as he's living with me and my parents right now, but by that point he will own his own home in Scotland!). SAAS…
CV Help.....
Hi apologies if firstly this is the wrong place to be asked and/or it is a well covered topic as i have tried the search function with no luck. I have just finished my 3rd year of a BSc degree and whilst i wait for results i am looking to basically get a summer job, the problem is i have never had a proper CV done as i…
Getting An Update On Student Loan.
I haven't heard from my students loans company for almost two years, however I have been paying off the loan now for over one year, is there anyway I can check to find out how much I have left to pay? Thanks.
Starting a Course at College, getting a little help?
Hey, I'm currently thinking about going to college in september to study for a level 3 Qualfication ( Btec ). I'm really keel to better my self and give my self a good furture ( I'm 19 ). And after this i could gain employment or even go to uni! But the problem is .. what seems ot be a problem all through life! MONEY…
Funding An Access Course?Hi,
Hi, I September I'm due to start an access course. On Friday, I went to an interview and got asked if I received any benefits and I said only received DLA (which doesn't count) and that I dfon't work due to ill health. (I have photophobia, nystgamus, squint and have about 40% sight left) I've been told that I'm not…
Summer Council Tax Help!
I have just completed my first year at London College of fashion which is part of Univeristy of the Arts London. However, i have re-applied to a different college in the same university to restart my studies in year one again. I have got a UCAS offer and will start in September. What i am confused about is whether i will…
finance and home learning courses
I am a young mum, looking to do a wedding consultancy course at home. However every course I look at is very expensive and I cannot afford to pay this amount of money. Can I get this course for free? Also can I access grants to get a computer so I can study? Appreciate any feedback as I am getting frustrated!
Cheap cars to insure for learner drivers
Hi all Hope you don't mind a parent using the student board but thought those on here might be able to give the best advice. DD1 is 17 in July and as I drive a 7-seater MPV and OH drives an automatic she is going to have to get a small car to learn in on top of lessons or she will be paying out a fortune to the driving…
Have I Applied? Confused! Student Finance!
Hello! Im hopefully (well find out on wednesday) about to go into my second yr of uni. Ive applied for student finance, filled in my form online and it said everything was fine. Then i got a letter saying your mum needs to submit her income etc. I went through this last year, and got exactly the same. But this year when i…
Paying off Student Loan on 0% Credit Card
Firstly I'll start with the question I would like to know the answer to: If I pay off my student loan on a 0% purchases (for 12 month) Credit Card will that go on to my card as a purchase with the 1.5% fee the student loan company charge? It wont go on as a cash transaction and therefore not be at 0%? Now I know paying off…
Student seeking additional loan other then student loan...
Hi all, Great website first of all, I have learnt so much already! I was wondering if some of you may be able to help me. Please stick with it, it’s quite detailed :S ... I am a student of architecture (currently in 4th year work experience) and will be going back to university for my 5th and 6th year in September. I am…
Best joint account for house of students (Best overdraft?)
Hey, Can I ask which accounts are currently recommended for students (there are 7 of us living together next year). Basically, whats the best overdraft? Cheers!
Withdrawing from course
I know a 19 year old student who is about to withdraw from her course - it seems it was a mutual decision by both her and the uni as although she'd attended every class and done every presentation etc, she hadn't handed in a single essay. She says she panics at the thought of doing them. She tends to buckle under pressure…
Should I get a Credit Card?
Hey all So basically Im 18, have just finished my first year at university and I work part-time - earn about £500 a month and am glad to say have no debts/loans or anything out against me. (Thanks mostly to the fact Im Scottish and uni education is completely free here and not because Im super money savvy or anything!) I…

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MSE News

Ofgem proposes new 'no standing charge' Price Cap – but Martin Lewis warns vulnerable customers need to be opted in or it won't work
Ofgem has today launched detailed proposals for a major shake up to its Energy Price Cap that dictates the price over 80% of homes in England, Scotland and Wales pay for their energy bills.
Lloyds, Halifax and Bank of Scotland to cut overdraft rates for millions but hike them for others – here's what's happening and full help
If you're a Lloyds, Halifax or Bank of Scotland current account holder, the interest rate you're charged for using your overdraft could change soon as part of a fees shake-up. The Lloyds Banking Group, which owns all three brands, says millions of its customers will pay less after the changes – but a "few" will pay more.
Warm Home Discount expansion confirmed with millions more eligible for the £150 top-up this winter – here's what we know
Around 2.7 million more low-income households, including 900,000 families with children, will become eligible for the £150 Warm Home Discount this winter, as the Government has confirmed it will remove the existing 'hard to heat' eligibility criteria. The extension has only been confirmed for winter 2025/26, with further changes possible for future years.
Martin Lewis: At last a chance to fix Council Tax flaws impacting millions – debt collection, difficulty challenging your band, discounts and more
Major flaws in the Council Tax system in England could finally be fixed in future, as the Government has launched a wide-ranging consultation to review hideous debt collection practices, the difficulty of challenging your band, the overly complex and horribly-named Severe Mental Impairment discount and more. MoneySavingExpert.com founder Martin Lewis, who has long campaigned on these issues, shares his response and analysis.
Energy complaints to be dealt with more quickly and Energy Ombudsman to get new powers under Government plans
If you have a complaint about your energy firm, it may be resolved more quickly in future, as the Government has announced a raft of proposals to strengthen consumer protections in the energy market. The planned changes include giving the Energy Ombudsman new powers to force firms to comply with its decisions – but it's still very early days. Here's what we know so far.
Warm Home Discount expansion confirmed with millions more eligible for the £150 top-up this winter – here's what we know
Around 2.7 million more households, including 900,000 families with children, will become eligible for the £150 Warm Home Discount this winter, as the Government has confirmed it will remove the existing 'hard to heat' eligibility criteria. The extension has only been confirmed for winter 2025/26, with further changes possible for future years.
Base rate held at 4.25% – here's what it means and when it might be cut next
The Bank of England has held the base rate at 4.25%. Below we explain why, when it might be cut, plus what it means for your mortgage and savings.
Applied for South West Trains 'boundary fares' compensation? Act now to claim it
If you applied for compensation from South West Trains before the deadline in January 2025, you now need to provide your bank details to the claim administrator so it can be paid to you. Here's what you need to know.
Winter Fuel Payments to be reinstated for millions – Martin Lewis explains how it'll work, what it means and if it's an improvement
All State Pensioners in England and Wales will receive a Winter Fuel Payment this winter, though those who earn over £35,000 will see it clawed back through the tax system. It means nine million pensioners will get the £200 or £300 top-up. Here MoneySavingExpert.com founder Martin Lewis shares his instant response and analysis, and we include answers to your key questions.

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Student MoneySaving

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